Comparison

Builtwell Bank vs CTCB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Builtwell Bank

Manage your finances on the go with a comprehensive mobile banking solution. Check balances, transfer funds, pay bills, and deposit checks remotely. Securely monitor your accounts and cards with advanced controls and alerts.

Highlights
  • Check balances and transaction history
  • Send and receive money with Zelle®
  • Mobile check deposit
  • Bill pay and scheduled payments
  • Card management and controls
  • ATM locator
  • Secure messaging
Features
Read full description

Mobile Banking Features: • Check balances and search transaction history • Make mobile payments to anyone with a United States bank account using Zelle® • Quickly send, receive and request money from family and friends using only their email address, phone number and name. • Set up balance alerts • Manage and monitor debit and credit cards. • Pay bills, see scheduled payments and review payment history • Access user profiles and view or download statements • Keep your savings on pace with automatic, recurring transfers • Transfer money between bank accounts. • View loan account and payment information • Deposit checks from your phone with mobile deposit. Simply take a picture of the front and back of the check and submit your deposit. • Set card controls, establish spending limits, restrict transaction types, and receive transaction alerts • Find nearby ATMs when you need cash on the go • View and send secure messages, or chat with a live representative Your Security is Important to Us • Secure your account with a 4-digit passcode or biometric supported devices • The login process is the same as online banking, with an added layer of protection when you log in from a computer we don’t recognize • All transactions are encrypted with the same secure technology as online banking • We are committed to protecting your privacy. View our privacy policy at https://www.firstvolunteer.bank/ If you are not currently enrolled, and wish to sign up, please click Enroll on the Mobile app. To learn more about online and mobile banking visit https://www.firstvolunteer.bank/ebanking-personal/. For additional information, contact us at (866) 668-4700.

About

CTCB

Aggregate all your financial accounts into a single, secure view. Manage transactions, set alerts, make payments, transfer funds, and deposit checks with ease. This app empowers you with the tools to simplify your personal finances.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Manage debit cards
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

CTCB is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with CTCB: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the CTCB app, you must be enrolled as a Citizens Tri-County Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

Builtwell Bank4 screens
CTCB4 screens

Verdict

The call

The clearest difference is monetization model: Builtwell Bank at free against CTCB's free with in-app purchases. CTCB's advantage is review sentiment (73% vs 65%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Builtwell Bank against 4.8 for CTCB. Both are backed by a comparable volume of ratings — 3.8K and 2.9K respectively. Written reviews are what separate them: 65% of Builtwell Bank's written reviews are positive against 73% of CTCB's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Builtwell Bank versus CTCB: the parameters behind the verdict, then further details
ParameterBuiltwell BankCTCB
PriceFreeFree
Rating4.8 (3.8K ratings)4.8 (2.9K ratings) — better
Positive reviews64.5% of reviews73.0% of reviews — better
Number of ratings3.8K — better2.9K
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size198 MB197 MB
Age rating12+12+
DeveloperFirst Volunteer BankCitizens Tri-County Bank

Customer experience

Builtwell Bank

All ratings3,737 ratings
Positive95.3%
Neutral1.6%
Negative3.1%
Written reviews31 reviews
Positive64.5%
Neutral3.2%
Negative32.3%

CTCB

All ratings2,834 ratings
Positive96.5%
Neutral1.4%
Negative2.1%
Written reviews37 reviews
Positive73.0%
Neutral2.7%
Negative24.3%

User reviews

Builtwell Bank

From 3.8K App Store ratings

What we love

  • 👍 Excellent customer service
  • 👍 Friendly and knowledgeable staff
  • 👍 Easy to use mobile app
  • 👍 Reliable banking services
  • 👍 Long-standing customer satisfaction

Room to improve

  • 🐛 Issues with debit card declines and mobile check deposits
  • 🐛 Zelle registration problems
  • 🐛 Confusing information on bill payment changes

CTCB

From 2.9K App Store ratings

What we love

  • 👍 Convenient mobile banking
  • 🚀 Efficient app performance
  • 💯 Excellent customer service
  • 🏆 Best banking app experience
  • 🌟 Reliable and responsive

Room to improve

  • 🐛 Issues with mobile deposits
  • ⚠️ Inconsistent account balance display

Bugs and requests

Builtwell Bank

Reported bugs

2 issues
  • Incompatibility with older iOS versions
  • Frequent fraud alerts and account verification messages

Requested features

3 requests
  • Improve Zelle integration
  • Add confirmation numbers for online payments
  • Provide clearer communication on app and service updates

CTCB

Reported bugs

2 issues
  • App crashes or becomes unresponsive
  • Incorrect transaction funds display

Requested features

2 requests
  • Download transaction history in CSV format
  • Improved mobile deposit limits

In-app purchases

None

Builtwell Bank

No in-app purchases

None

CTCB

No in-app purchases

Questions

Is Builtwell Bank free?
Builtwell Bank is free to download, with no in-app purchases.
Is CTCB free?
CTCB is free to download, with no in-app purchases.
Which has better reviews, Builtwell Bank or CTCB?
CTCB is rated higher. Builtwell Bank averages 4.8 out of 5 from 3.8K ratings, while CTCB averages 4.8 from 2.9K ratings.
Do Builtwell Bank or CTCB have ads?
Neither Builtwell Bank nor CTCB shows ads.
Which is updated more often, Builtwell Bank or CTCB?
Builtwell Bank ships an update monthly, and CTCB monthly. Most recently, Builtwell Bank was updated on October 27, 2026 and CTCB on October 25, 2026.

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