Comparison

BACB Mobile vs Kooperacia

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BACB Mobile

Manage your bank accounts, cards, and payments with this comprehensive finance application. Perform transfers, pay bills, negotiate exchange rates, and set personalized notifications. Securely access your finances using PIN or biometrics.

Highlights
  • View account details and balances
  • Initiate local and foreign currency transfers
  • Pay utility bills
  • Manage standing orders and future-dated transfers
  • Negotiate exchange rates
  • Request new debit cards
  • Block/unblock cards
  • Set custom notifications
Features
Read full description

BACB Mobile app offers everything you would expect from a banking app and more. You can: • View details, balance and movement of account; • Check card authorizations; • Initiate transfer in local or foreign currency between own accounts, within the Bank, to other domestic bank, to other European and International bank; • Register new or pay pending utility bill; • Add, amend, and cancel standing order or future dated transfer; • Negotiate exchange rate; • Open an account; • Request new debit card; • Change card limits for cash withdrawal or payment; • Block/ Unblock card for operations at ATM/ POS/ Internet; • Request cash withdrawal; • Set notifications according to your preferences; • Receive information about exchange rates and applicable fees for online operations; • Send message to the Bank; • Rename accounts and cards; • Use rates calculator. Activation of the mobile app is easy. You need to log in to your Internet banking account in BACB AD and everything will be finished within a minute. Log in to BACB Mobile app with PIN or biometrics (fingerprint/ Face ID). For more information, please call 0700 14 488 (*4488 for mobile operators) or email onlinebanking@bacb.bg Minimal requirements: • minimal operating system iOS 13.0 • camera.

About

Kooperacia

Features
Read full description

Kooperacia is the all-in-one condominium management platform that brings your building community together. Whether you're a resident, a board member, or a property manager, Kooperacia keeps everyone in sync — from day-to-day chatter to formal decisions to the money that keeps the building running. WHAT YOU CAN DO • Join your building instantly with a QR code or invite link — no paperwork, no phone calls. • Keep up with what matters through the home dashboard: latest bulletins, open polls, unread messages, upcoming events, and what you owe at a glance. • Read and post bulletins so announcements actually reach everyone. • Run polls and votes to settle decisions transparently, with a clear record of who voted. • Chat in real time with neighbors and boards across channels (general, maintenance, announcements) and direct messages, with emoji and message markers (Info, Question, Reminder, Attention). • Browse units and neighbors to know who lives where and how to reach them. • Track building information, addresses, notes, and shared documents in one place. • Stay notified with push alerts for messages, bulletins, payments, and approvals — localized and respectful of your settings. MONEY, FEES & PAYMENTS • See exactly what you owe — current fees, due dates, and anything overdue — all in one place. • Pay your fees online by card in a few taps, no cash collection or paper receipts. • Review your complete payment history any time. • Keep the whole building transparent: contributions, expenses, and the common fund are visible to everyone. FOR ADMINS AND BOARDS • Set up recurring monthly fees and generate them for every unit in a single step. • Record cash and bank payments, transfers, and expenses — and track the building's fund balance. • Approve join requests, manage members, and invite neighbors with a single tap. • Publish announcements that look as good on a phone as they do on the web. • Keep building documentation, contacts, and history organized and searchable. BUILT FOR REAL BUILDINGS Kooperacia is designed for the way condominiums actually work — multilingual (English and Bulgarian), at home on your iPhone, and consistent with the web console your board already uses. Your data stays yours: encrypted in transit, scoped to your building, and never sold. GET STARTED Download the app, sign in with email or your Google/Apple account, and either join an existing building via QR/code or create a new one in under a minute. Questions or feedback? Reach us through the in-app support menu or visit kooperacia.com.

Screenshots

BACB Mobile4 screens
Kooperacia4 screens

Verdict

The call

The clearest difference is update cadence: Kooperacia at fortnightly against BACB Mobile's every 2 months. Kooperacia also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BACB Mobile ships an update every 2 months, Kooperacia fortnightly. The most recent releases landed on October 22, 2026 and September 14, 2026 respectively.

Scorecard2 real differences · 8 level
BACB Mobile versus Kooperacia: the parameters behind the verdict, then further details
ParameterBACB MobileKooperacia
PriceFreeFree
Rating1.5 (2 ratings) — better—
Positive reviews5.5% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, Apple Watch — better
Requires iOS17.0 — better18.0
Further details — not scored
Size164 MB11 MB
Age rating4+17+
DeveloperBulgarian American Credit Bank, Plc.ElkaHub

In-app purchases

None

BACB Mobile

No in-app purchases

None

Kooperacia

No in-app purchases

Questions

Is BACB Mobile free?
BACB Mobile is free to download, with no in-app purchases.
Is Kooperacia free?
Kooperacia is free to download, with no in-app purchases.
Do BACB Mobile or Kooperacia have ads?
Neither BACB Mobile nor Kooperacia shows ads.
Which is updated more often, BACB Mobile or Kooperacia?
BACB Mobile ships an update every 2 months, and Kooperacia fortnightly. Most recently, BACB Mobile was updated on October 22, 2026 and Kooperacia on September 14, 2026.

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