Comparison

Balance vs KursMate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Balance

Manage all your financial accounts in one place with a clean, intuitive interface. Track expenses, create budgets, and generate detailed reports to gain insights into your spending habits. Securely sync your data across Apple devices via iCloud.

Highlights
  • All account tracking
  • iCloud sync across Apple devices
  • Quick expense entry
  • Advanced search and filtering
  • Customizable reports
  • Budget management
  • Scheduled and recurring transactions
Features
Read full description

All Accounts Keep financial records for all accounts in one place. iCloud Sync Use Balance on your iPhone, iPad, Mac, or Apple Vision Pro. Your data will sync automatically via iCloud, no need to create additional accounts. Thoughtful Design Clean and easy-to-use interface designed for quick expense entry. Buttons at the bottom of the screen, swipe gestures, and suggestions allow effortless on-the-go transaction recording. Advanced Search Quickly filter existing transactions based on type, amount, payees, categories, or tags without the need to create detailed reports. Detailed Reports Create highly customizable reports to get insight on what your money is being spent on and what you can optimize. Budgets Use budgets to control spendings in particular categories, tags, or accounts. Scheduled & Recurring Transactions Create scheduled and recurring transactions to avoid missing a payment. Privacy We don’t collect or store your personal data. All data is stored locally on the devices you use Balance on and is synced across devices using your personal iCloud account. There are no analytics or tracking frameworks used. Advanced Features • Reconciliation • Siri Shortcuts • Split Category Transactions • Batch Transaction Editing • Refund Transactions • CSV Export and Import • Automatic Backups • Face ID & Touch ID • Keyboard Shortcuts Subscription Details • Balance Pro is an optional subscription to unlock unlimited number of accounts, custom report filters, and support future development. • Balance Pro is available as monthly, quarterly, annual subscriptions or lifetime purchase. • Payment will be charged to your iTunes account at confirmation of purchase. • Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. • Subscriptions can be managed or cancelled by going to Account Settings on the App Store after purchase. Terms of Service: https://blnc.co/termsofservice Privacy Policy: https://blnc.co/privacypolicy

About

KursMate

Features
Read full description

KursMate is a focused currency utility for everyday use — live exchange rates, multi-currency conversion, loan math, and a private expense tracker, all in one clean app. — LIVE CURRENCY RATES — Up-to-date exchange rates for every major world currency, refreshed daily. Tap any currency for a 10-day price history chart and detailed metadata. — MULTI-CURRENCY CONVERTER — Pick a base currency, type an amount, and see the equivalent in as many target currencies as you want — all on one screen, side by side. Reorder, favorite, search. — LOAN CALCULATOR — Plan a credit purchase or a personal loan with two methods (standard amortization or flat-rate). Get monthly payment, total interest, total cost, and a per-day / per-week / per-month breakdown — with a step-by-step explanation of how each number was calculated. — EXPENSE TRACKER — Log purchases by category, currency, date, and note. Filter by date range. View analytics. Everything stays on your device. — OFFLINE-FIRST — Cached rates work without an internet connection. KursMate gracefully falls back to the last fetched values and clearly marks the timestamp. — FIVE LANGUAGES — — DARK MODE — Full system-aware theming, with a warm coral and navy palette designed for comfortable long sessions. — iPad-NATIVE — Sidebar layout adapts automatically on iPad regular size class. — PRIVACY BY DESIGN — KursMate has no servers, no accounts, no analytics, and no third-party SDKs. Your preferences and expenses live only on your device. We do not collect personal data — that is the whole point. Built in Tashkent by VIPADS MCHJ. Questions? support@vipads.uz

Screenshots

Balance4 screens
KursMate4 screens

Verdict

The call

The clearest difference is in-app purchases: KursMate at none against Balance's 4. KursMate also leads on iOS requirement (17.0 vs 27.0). Balance's advantage is device support (4 vs 2). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Balance sells 4 in-app purchases, starting at $1.99 per month. KursMate asks for nothing beyond the download.

Scorecard3 real differences · 7 level
Balance versus KursMate: the parameters behind the verdict, then further details
ParameterBalanceKursMate
PriceFreeFree
Rating4.7 (16 ratings) — better—
Positive reviews84.6% of reviews—
Number of ratings16 — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, Mac, Vision Pro — betteriPhone, iPad
Requires iOS27.017.0 — better
Further details — not scored
Size54 MB6 MB
Age rating4+4+
DeveloperAnatoliy GershmanVipAds

In-app purchases

4 purchases

Balance

Subscriptions3
  • Monthly$1.991 Month
  • Quarterly$4.993 Months
  • Yearly1 Month trial$14.991 Year
One-time1
  • Lifetime$49.99
None

KursMate

No in-app purchases

Questions

Is Balance free?
Balance is free to download, with in-app purchases available.
Is KursMate free?
KursMate is free to download, with no in-app purchases.
Do Balance or KursMate have ads?
Neither Balance nor KursMate shows ads.

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