Balance vs Qopa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Balance
Manage all your financial accounts in one place with a clean, intuitive interface. Track expenses, create budgets, and generate detailed reports to gain insights into your spending habits. Securely sync your data across Apple devices via iCloud.
- All account tracking
- iCloud sync across Apple devices
- Quick expense entry
- Advanced search and filtering
- Customizable reports
- Budget management
- Scheduled and recurring transactions
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All Accounts Keep financial records for all accounts in one place. iCloud Sync Use Balance on your iPhone, iPad, Mac, or Apple Vision Pro. Your data will sync automatically via iCloud, no need to create additional accounts. Thoughtful Design Clean and easy-to-use interface designed for quick expense entry. Buttons at the bottom of the screen, swipe gestures, and suggestions allow effortless on-the-go transaction recording. Advanced Search Quickly filter existing transactions based on type, amount, payees, categories, or tags without the need to create detailed reports. Detailed Reports Create highly customizable reports to get insight on what your money is being spent on and what you can optimize. Budgets Use budgets to control spendings in particular categories, tags, or accounts. Scheduled & Recurring Transactions Create scheduled and recurring transactions to avoid missing a payment. Privacy We don’t collect or store your personal data. All data is stored locally on the devices you use Balance on and is synced across devices using your personal iCloud account. There are no analytics or tracking frameworks used. Advanced Features • Reconciliation • Siri Shortcuts • Split Category Transactions • Batch Transaction Editing • Refund Transactions • CSV Export and Import • Automatic Backups • Face ID & Touch ID • Keyboard Shortcuts Subscription Details • Balance Pro is an optional subscription to unlock unlimited number of accounts, custom report filters, and support future development. • Balance Pro is available as monthly, quarterly, annual subscriptions or lifetime purchase. • Payment will be charged to your iTunes account at confirmation of purchase. • Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. • Subscriptions can be managed or cancelled by going to Account Settings on the App Store after purchase. Terms of Service: https://blnc.co/termsofservice Privacy Policy: https://blnc.co/privacypolicy
Qopa
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Qopa is a clean, private expense tracker that helps you understand where your money goes. Log income and expenses in seconds, organize them by category, and see clear statistics and monthly comparisons. Qopa works with multiple currencies and keeps live exchange rates, so your totals stay accurate wherever you are. Everything stays on your device. No accounts, no login, no tracking. FEATURES - Fast income and expense logging - Clear statistics and monthly comparisons - Multi-currency support with live exchange rates - Context-aware spending score and useful signals - Works offline PREMIUM Unlock unlimited tracking, full statistics, smart insights, and live exchange rates with Qopa Premium. Try it free for 3 days, then $4.99/month. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel anytime in your Apple Account settings. Privacy Policy: https://qopatracker.pages.dev/privacy Terms of Use: https://qopatracker.pages.dev/terms
Screenshots
Verdict
The clearest difference is device support: Balance at 4 against Qopa's 1. Qopa's advantage is iOS requirement (17.0 vs 27.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Balance sells 4 in-app purchases, starting at $1.99 per month and Qopa sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | Balance | Qopa |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (15 ratings) — better | — |
| Positive reviews | 84.6% of reviews | — |
| Number of ratings | 15 — better | — |
| Update frequency | Every 2 weeks | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, Mac, Vision Pro — better | iPhone |
| Requires iOS | 27.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 54 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Anatoliy Gershman | Oleksandr Napkhaniuk |
In-app purchases
Balance
- Monthly$1.991 Month
- Quarterly$4.993 Months
- Yearly1 Month trial$14.991 Year
- Lifetime$49.99
Qopa
- Premium Monthly3 Days trial$3.991 Month








