Onsi vs Scapp Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Onsi
Access earned wages before payday, manage insurance claims, and save on everyday essentials. This app provides financial support, health and wellbeing services, and exclusive discounts, all depending on your employer's offerings.
- Early wage access
- Insurance claim management
- Exclusive discounts
- Health and wellbeing services
- Financial support
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Onsi gives you access to a range of features designed to help you manage your money, protect yourself, and feel supported. What you have access to depends on the company you work with. The features you have access to may include: —Earnings and financial support— Need your money before payday? Onsi lets you access a portion of your earnings when you need them - no more waiting, no more stress. —Cover and peace of mind— Easily check your cover, submit claims, and track them directly through the app. Get financial support when you need it most. —Savings— Make your money go further with exclusive discounts on fuel, food, tech, and more. Onsi helps you save on everyday essentials from trusted high street brands. —Health & wellbeing support— Access a range of health and wellbeing services designed to support your life, both inside and outside of work. Onsi is a UK and EU insurance intermediary. Onsi is a trading name of Collective Society Ltd, Collective Denmark ApS (Onsi Denmark ApS) and Collective Netherlands B.V., who are authorised and regulated by the UK Financial Conduct Authority (No. 923788), the Danish Financial Services Authority (No. 42352985), and the Netherlands Authority for Financial Markets (No. 12049041), respectively. You can check this by visiting the UK Financial Services Register, the Danish Financial Services Register, and the Netherlands Financial Services Register. Copyright © 2025 Collective Society Ltd, All rights reserved. Registered address: 101 New Cavendish Street, 1st Floor South, London, United Kingdom, W1W 6XH
Scapp Mobile
This finance app provides convenient access to online banking services, allowing users to manage loans, check exchange rates, and stay updated on special offers. It simplifies accessing financial services without needing to visit a physical branch.
- Online loan application and approval
- Manage current loan obligations
- Request loan-related documents
- Check exchange rates
- View special offers and news
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scapp – now even simpler Mobile application for you to benefit from scapp services even more conveniently! If you have scapp mobile application, it means you have an online branch of scapp on your device. With scapp mobile application, you can: - Easily sign up for scapp services - Without coming to the branch, get the loan approved in the shortest time, with special terms - Manage current loans - check detailed information about obligations at your convenience - Request documents related to the loan without leaving home - Check the best exchange rates by scapp - Stay updated with special offers, learn about news and more
Screenshots
Verdict
The clearest difference is rating: Onsi at 5.0 against Scapp Mobile's 3.7. Onsi also leads on monetization model (free vs ad-supported). Scapp Mobile's advantage is ratings volume (16 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Onsi holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Scapp Mobile has 16 ratings behind it against 2, so its average is the more settled of the two.
Onsi ships an update every 2 weeks, Scapp Mobile fortnightly. The most recent releases landed on October 14, 2026 and October 4, 2026 respectively.
| Parameter | Onsi | Scapp Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 3.7 (16 ratings) |
| Positive reviews | 48.3% of reviews | — |
| Number of ratings | 2 | 16 — better |
| Update frequency | Every 2 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 80 MB | 88 MB |
| Age rating | 17+ | 4+ |
| Developer | Collective Benefits | Microfinance Organization Scapp JSC |
Customer experience
Onsi
Scapp Mobile
In-app purchases
Onsi
No in-app purchases
Scapp Mobile
No in-app purchases
