Jubilation vs Bank9ja
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Jubilation
Access your Jubilee Life accounts in real-time with this mobile banking application. Perform intrabank and interbank transfers, pay bills, and top up airtime. Available to all customers of Jubilee Life Mortgage Bank.
- Real-time account access
- Jubilee to Jubilee transfers
- Transfers to other banks
- Bill payments
- Cable TV payments
- Airtime top-up
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Enjoy the Jubilation Mobile app from Jubilee Life Mortgage Bank and get real time access to all your Jubilee Life accounts. The service is available to all customers of Jubilee Life Mortgage Bank. Some of the services you can enjoy from this mobile banking application include: • Jubilee to Jubilee transfer (Intrabank) • Transfers to accounts in other banks in Nigeria (Interbank) • Bill Payments • Cable TV • Airtime
Bank9ja
A digital banking platform designed for seamless and secure daily financial activities. It allows users to set up profiles quickly, send money, buy data, and pay bills for free, with additional bonuses and cashback. No branch visits or paperwork are required.
- Profile setup in 2 minutes
- Secure passcode and biometric login
- Free money transfers
- Purchase data
- Free bill payments
- Exclusive freebies and cashback
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Bank9ja is a bank agnostic digital banking platform uniquely designed to make your daily banking activities easier, seamless and secure. Bank9ja is for everyone - employees, students, farmers, traders, everyday people, Millennials and GenZs. We have designed Bank9ja with Nigerians in mind, proudly a Nigerian product for Nigerians. Are you from 9ja, then Bank9ja is designed for you. Download, install, use, review and rate it. It's all yours to download for FREE. • Set up your profile in 2 minutes • Secure and faster login with a passcode and biometric login • Send money to any bank account or phone number in seconds for FREE (T & C apply) • Buy cheap data and stay connected • Pay bills for FREE • Enjoy multiple FREEBIES (bonus airtime, bonus betting wallet funding, cashback etc.) round the clock • No paperwork required • No need to ever visit a bank branch • More features coming soon to make your banking experience enjoyable like never before
Screenshots
Verdict
The clearest difference is rating: Bank9ja at 2.7 against Jubilation's 1.0. Bank9ja also leads on ratings volume (9 vs 1). Jubilation's advantage is iOS requirement (10.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bank9ja holds the better App Store score, 2.7 against 1.0. That said, the two scores are not equally well evidenced: Bank9ja has 9 ratings behind it against 1, so its average is the more settled of the two.
Jubilation ships an update every 2 months, Bank9ja every 6 weeks. Both last shipped on November 3, 2026.
| Parameter | Jubilation | Bank9ja |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 2.7 (9 ratings) — better |
| Positive reviews | — | 18.2% of reviews |
| Number of ratings | 1 | 9 — better |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 10.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 71 MB | 81 MB |
| Age rating | 4+ | 17+ |
| Developer | JubileeLife Mortgage Bank | 9 Payment Service Bank (9PSB) |
Customer experience
Jubilation
Bank9ja
In-app purchases
Jubilation
No in-app purchases
Bank9ja
No in-app purchases
