Kharcha Book vs Tappy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kharcha Book
Easily track your spending and manage your budget with this comprehensive finance manager. Organize income and expenses, set clear financial goals, and gain insights with colorful charts. Share your financial overview with loved ones for collaborative budgeting.
- Track income and expenses
- Create custom budgets
- Share finances with others
- Visualize spending with charts
- Manage multiple expense books
- Support for multiple currencies
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Where is your money going? Kharcha Book is your all-in-one expense tracker, khata book, and budget planner — built for tracking solo or sharing with family, roommates, or a team. Whether you call it hisab kitab, a ledger, or a khata book, Kharcha Book makes managing daily expenses effortless. The moment someone joins your book, you both see who paid what, who owes what, and where your money is going — no more chasing people down to settle up. KEY FEATURES • MULTI-BOOK MANAGEMENT: Create multiple books and switch between them instantly to keep personal, household, and work expenses separate. • COLLABORATIVE TRACKING: Invite family, roommates, or colleagues with clear Admin and Member roles to keep your shared ledger organized. • QUICK LOGGING: Log Cash In or Cash Out in just one tap, complete with notes and categories. • AUTOMATIC CURRENCY DETECT: Auto-detects your local currency when a new book is created (editable anytime). • CUSTOM THEMES: Personalize each book with custom colors to tell them apart at a glance. • FILTERS: View any month or a custom date range in a tap. • VISUAL REPORTS: View income vs. spending broken down by category and person using clear, insightful charts. • REAL-TIME NOTIFICATIONS: Get notified immediately when someone adds, edits, or deletes a transaction. • FULL OFFLINE SUPPORT: Add and edit transactions offline — everything syncs automatically when you're back online. • TRANSPARENT HISTORY: Every modification is tracked so shared books stay transparent and reliable. KHARCHA BOOK PREMIUM Upgrade to Premium to unlock full flexibility: • Search every entry instantly by category, note or member • Export full transaction history to CSV • Create unlimited custom categories • 100% ad-free experience WHO IT'S FOR • Families & Couples: Manage household budgets, groceries, and shared bills together. • Roommates: Split rent, utilities, and group expenses without friction. • Individuals: Track personal daily spending and build a consistent savings habit. • Freelancers & Small Teams: Maintain a clear record of shared business costs and project expenses. Download Kharcha Book today and take total control of your money! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://undividedmedia.ca/privacy-policy/
Tappy
Log expenses instantly with quick actions like back taps, Siri commands, or widgets. This app provides clear spending insights and custom categories, all while keeping your data private on your device.
- Log expenses in seconds without opening app
- Back Tap and Siri integration
- Home and Lock Screen widgets
- Spending tracking by category
- Customizable expense categories
- Data export to CSV
- 100% private on-device data
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Track expenses the moment they happen, before you forget. Tappy is the fastest way to log spending. Double-tap the back of your phone, ask Siri, or tap a widget to save an expense in seconds, without ever opening the app. Most expense trackers make you unlock your phone, open the app, tap through screens, and type. By then you've already forgotten the coffee or the cab fare. Tappy removes every step between you and a logged expense. WHY TAPPY • Log an expense in seconds, no app open required • Back Tap: double-tap your phone to log instantly • Siri: "Hey Siri, log expense in Tappy" • Widgets: log straight from your Lock or Home Screen • Track spending by category, at a glance • See where your money goes with clear insights • Browse your full expense history anytime • Create your own custom categories • Works in any currency • Export everything to CSV • iCloud backup. Never lose an expense, restore on any device PRIVATE BY DESIGN No account, no sign-up. Your expenses stay on your device and back up only to your own private iCloud, we never see them. BUILT FOR SPEED Whether it's morning coffee, a quick cab, or splitting dinner with friends, Tappy makes logging effortless, so you actually keep it up and finally know where your money goes. Download Tappy and start tracking in seconds. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Tappy at none against Kharcha Book's shown. Tappy also leads on update cadence (every 3 days vs every 3 weeks) and rating (4.8 vs 4.5). Kharcha Book's advantage is ratings volume (61 vs 16). On price, review sentiment, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Kharcha Book sells 4 in-app purchases, starting at $0.99 per month and Tappy sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Tappy holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 61 and 16 respectively. Written reviews point the same way: 82% of Kharcha Book's written reviews are positive against 88% of Tappy's.
Kharcha Book ships an update every 3 weeks, Tappy every 3 days. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.
| Parameter | Kharcha Book | Tappy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (61 ratings) | 4.8 (16 ratings) — better |
| Positive reviews | 82.0% of reviews | 87.5% of reviews — better |
| Number of ratings | 61 — better | 16 |
| Update frequency | Every 3 weeks | Every 3 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 56 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Undivided Media Inc. | Arranged Social LLP |
Customer experience
Kharcha Book
Tappy
In-app purchases
Kharcha Book
- Premium Monthly$0.991 Month
- Premium Monthly$2.991 Month
- Premium Yearly$4.991 Year
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- Premium Yearly$19.991 Year
Tappy
- Tappy Pro$2.991 Month
- Tappy Pro$14.991 Year
- Tappy Pro$29.99









