Comparison

Payreq vs hi finance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payreq

Securely access and manage important documents like bills and payslips from various organizations. This app provides a private digital space for transactions and eliminates the need to search through emails or physical mail.

Highlights
  • Access bills and payslips
  • Secure digital space
  • Manage transactions
  • Receive document notifications
  • Easy account creation
Features
Read full description

Take control of your important information and transactions. Payreq is the fast, simple and secure way to access your bills, payslips and other important information from suppliers and employers. The app is your front door to a secure-by-design, private digital space in which you can interact and transact with organisations. No more looking for lost letters. No more hunting through email inboxes. Get anytime access to your important information – and manage payments with ease. Getting started with Payreq is easy: 1. Create your free Payreq account 2. Subscribe to access your bills or paystubs 3. Get notified every time a document is made available Check with your suppliers or employers to see whether you can access your bills or documents through Payreq today.

About

hi finance

This app empowers students to manage their finances by helping them find funding opportunities, offering personalized financial coaching, and providing tools for budgeting and saving. It aims to reduce financial stress and build confidence for students from their first semester to their first paycheck.

Highlights
  • Discover grants, scholarships, and bursaries
  • Personalized financial coaching for students
  • Budgeting and saving tools
  • Financial planning for future goals
  • Stress-free money management
Read full description

hi finance is the new way for students to take control of their money. We help you unlock funding, reduce stress, and build financial confidence—starting from day one. With hi finance, you can: - Find free money: Discover and apply for grants, scholarships, and bursaries you might not know exist. - Get personalized coaching: Access financial planning designed specifically for students, without the hidden fees or commissions. - Stay on top of your finances: Learn how to budget, save, and build credit with tools and advice that grow with you. - Plan for your future: From your first semester to your first paycheck, we’re here to help you make smarter financial moves. hi finance is built to be accessible, stress-free, and designed for the realities of student life. Whether you need help covering tuition, managing your money, or just want peace of mind, we’ve got you covered. Start today and bank on yourself—not the banks. Disclaimer Hi Finance provides educational tools and financial coaching for students. We are not a bank, lender, or investment advisor. Information in the app is for general educational purposes only and should not be taken as financial, legal, or investment advice. Always consult a qualified professional before making financial decisions.

Screenshots

Payreq4 screens
hi finance3 screens

Verdict

The call

The clearest difference is review sentiment: hi finance at 100% against Payreq's 0%. hi finance also leads on update cadence (every 2 weeks vs every 7 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Payreq ships an update every 7 months, hi finance every 2 weeks. The most recent releases landed on October 8, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 8 level
Payreq versus hi finance: the parameters behind the verdict, then further details
ParameterPayreqhi finance
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings—1 — better
Update frequencyEvery 7 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size24 MB54 MB
Age rating4+4+
DeveloperPayreqHi Finance

Customer experience

Payreq

Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

hi finance

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Payreq

No in-app purchases

None

hi finance

No in-app purchases

Questions

Is Payreq free?
Payreq is free to download, with no in-app purchases.
Is hi finance free?
hi finance is free to download, with no in-app purchases.
Do Payreq or hi finance have ads?
Neither Payreq nor hi finance shows ads.
Which is updated more often, Payreq or hi finance?
Payreq ships an update every 7 months, and hi finance every 2 weeks. Most recently, Payreq was updated on October 8, 2026 and hi finance on October 11, 2026.

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