SpeedPay vs JaraPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpeedPay
Manage your finances with ease. This app simplifies paying bills, topping up airtime and data, and transferring money between banks securely.
- Pay electricity bills
- Pay TV subscriptions
- Buy airtime
- Buy data subscriptions
- Transfer money between banks
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The SpeedPay mobile app allows you to carry out your financial transactions conveniently and efficiently without stress. This all-in-one app allows you: - Pay all bills including Electricity bills, TV Subscription - Buy Airtime and Data subscription - Make transfers between banks with high integrity
JaraPay
This app simplifies bill payments for users in Nigeria, offering a convenient way to manage and pay for utilities, mobile recharges, and internet services. It supports a wide range of billers, making financial management easier for individuals and businesses.
- Bill payment management
- Utility bill payments
- Mobile recharge
- Internet payments
- Supports wide range of billers
- User-friendly interface
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JaraPay, Nigeria’s leading bill payment service, offers a seamless and efficient solution for effortlessly managing and paying your bills. Our user-friendly app is specifically designed to cater to the unique needs of the Nigerian market, empowering individuals and businesses across the country to handle their financial responsibilities with ease. With JaraPay, you can conveniently manage and pay all your bills, including utilities, mobile recharge, internet payments and more. Our platform supports a wide range of billers, ensuring a comprehensive solution for all your payment needs.
Screenshots
Verdict
The clearest difference is rating: JaraPay at 5.0 against SpeedPay's 1.0. JaraPay also leads on update cadence (every 4 days vs every 3 weeks) and iOS requirement (13.0 vs 15.5). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
JaraPay holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
SpeedPay ships an update every 3 weeks, JaraPay every 4 days. The most recent releases landed on August 26, 2026 and September 7, 2026 respectively.
| Parameter | SpeedPay | JaraPay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 1 | 1 |
| Update frequency | Every 3 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.5 | 13.0 — better |
| Further details — not scored | ||
| Size | 74 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | SPEEDPAY LIMITED | P&K Smart Rise Solutions |
Customer experience
SpeedPay
JaraPay
In-app purchases
SpeedPay
No in-app purchases
JaraPay
No in-app purchases
