Comparison

Forma vs SetCue

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Forma

Manage employer-provided benefits with ultimate flexibility. Spend allowances on what matters most to you through a unified platform. Easily pay, submit claims, and track your spending with transparent, secure, and global support.

Highlights
  • Unified benefits platform
  • Multiple payment options
  • Snap and submit claims
  • Fast claim processing
  • Real-time spending transparency
  • 24/7 human support
  • Global payment and tax support
Features
Read full description

Forma offers the ultimate experience with unmatched flexibility when spending benefits allowances provided by your employer. This way, you can use benefits on your terms and choose what’s most meaningful to you.   - One platform for all benefits: With defined contributions and spending guidelines set, activating and using all your benefits is just a few clicks away. - 3 ways to pay: Easily spend funds wherever you are with discounted items in the Forma Store, the Forma Visa Card, or submit claims for reimbursement.  - Snap and submit claims on the go: Just upload a picture of receipts and submit a claim anytime, anywhere. - Super fast processing: Claims review is among the fastest with a 48-hour review so you get reimbursed via direct deposit 2-3 business days after claims are approved. - Total transparency: Get a text when a claim is approved. With real-time spending and transaction history for all benefits, you can make every dollar count!  - Unparalleled support: Get help when you need it from our world-class member experience team available via chat, phone, and email 24/7. All humans. No bots. - Secure and compliant: Forma sits on top of a state-of-the-art payment architecture. Security, privacy, and fraud prevention are built-in. - Truly global: Payments and taxation are seamless and just work no matter where you are.

About

SetCue

Features
Read full description

SetCue is a clean interval timer for workouts that need structure without friction. Create a session from one screen, add exercise and rest blocks, adjust time with simple controls, choose the number of rounds, then press play. SetCue keeps the session moving with clear voice guidance and countdown cues, so you can train without staring at the screen. Key features: - One-screen session builder - Exercise and rest blocks - Fixed ready and finish steps - Optional rest between repeated rounds - Rounds for full-session repetition - Voice guidance and countdown cues - Screen-on workout guidance with a clear lock-screen audio limitation notice - Built-in feedback email from Settings - Simple, high-contrast controls for in-workout use SetCue is designed for HIIT, conditioning, mobility circuits, home workouts, gym intervals, and any routine where the next cue matters more than another complicated setting screen.

Screenshots

Forma4 screens
SetCue4 screens

Verdict

The call

The clearest difference is ads: Forma at none against SetCue's shown. SetCue's advantage is iOS requirement (13.0 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Forma ships an update every 10 days, SetCue weekly. The most recent releases landed on September 22, 2026 and September 11, 2026 respectively.

Scorecard2 real differences · 8 level
Forma versus SetCue: the parameters behind the verdict, then further details
ParameterFormaSetCue
PriceFreeFree
Rating4.3 (558 ratings) — better—
Positive reviews57.3% of reviews—
Number of ratings558 — better—
Update frequencyEvery 10 daysWeekly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size131 MB22 MB
Age rating17+4+
DeveloperTwic IncEUNHWAN LEE

Bugs and requests

Forma

Reported bugs

5 issues
  • App crashes after recent update
  • Unable to log in with correct credentials
  • Corrupted receipt photos during upload
  • Debit card activation issues
  • App not working on certain devices

Requested features

5 requests
  • Face ID/biometric login support
  • Ability to stay logged in
  • Improved claim submission process
  • Better communication on claim status
  • Enhanced merchant/retailer integration

SetCue

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Forma

No in-app purchases

None

SetCue

No in-app purchases

Questions

Is Forma free?
Forma is free to download, with no in-app purchases.
Is SetCue free?
SetCue is free to download, with no in-app purchases.
Do Forma or SetCue have ads?
SetCue shows ads; Forma does not.
Which is updated more often, Forma or SetCue?
Forma ships an update every 10 days, and SetCue weekly. Most recently, Forma was updated on September 22, 2026 and SetCue on September 11, 2026.

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