Zad Fintech vs Budgello

Zad - Invest locally, trade globally. Making Investment Easy. Simple onboarding. Straightforward funding. 3 tap journey to trade. The only difficult part is choosing what to buy and sell. Making Investment Accessible. Gain access to over 2000 U.S. securities each vetted in accordance with Shariah principles and all under the safety of Kuwait’s official regulatory framework. Making Investment Inclusive Whether you are a seasoned investor looking for a more comprehensive approach or a market novice looking for a helping hand, Zad has you covered. Link to EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Budgello makes splitting money with other people simple and fair — for trips, flatmates, dinners, couples, and any shared expense. Add an expense, choose how to split it, and Budgello does the maths. See exactly who owes whom, then settle up straight from your own payment app. Budgello never holds your money. SPLIT ANY WAY • Equally, by exact amounts, by percentage, by shares, or equal +/− adjustments • Split a single receipt item-by-item — everyone claims what they had • Multiple payers on one expense, refunds, notes and categories SCAN RECEIPTS WITH AI • Snap a receipt and let AI itemise it automatically • Everyone taps the items they're responsible for — tax and tip split proportionally SETTLE UP IN A TAP • Smart debt simplification keeps the number of payments to a minimum • One tap opens UPI, PayPal, Venmo, Cash App and more with the amount pre-filled • A clear "paid vs owed" ring shows your progress; payments stay "pending" until the recipient confirms — so no one pays twice • Full settlement history with dates and status PLAN IT TOGETHER • Polls: ask "when is everyone free?" or "where should we go?" — pick the voting style (Yes/Maybe/No, pick one, pick several) and let people comment • Share a poll link and anyone can vote in their browser, no app needed • Events: collect RSVPs with plus-ones for a real headcount, and run a bring-list for who's bringing what FRIENDS & INSIGHTS • Add a friend by email and split one-to-one — no group needed. People on Budgello get a friend request to accept; anyone else gets an email invite you can also share • Each friend gets a private 1:1 space to add expenses and settle up, with an honest per-person balance • Personal insights reveal where your money actually goes, by category, across all your groups • Per-group and personal monthly budgets keep spending in check WORKS WORLDWIDE • 150+ currencies with correct decimals • Enter an expense in a different currency and Budgello converts it at the right rate PLAN TRIPS WITH AI (premium) • Turn any group into a trip and get a day-by-day itinerary within your budget • Live web search for current prices, route maps with driving directions, and a shareable PDF INVITE ANYONE, INSTANTLY • Share a link — people join in their browser, no app or account needed • Create a free account to keep everything backed up and in sync BUILT FOR REAL LIFE • A clean, modern design with a handy centre Scan button — everything one thumb-tap away • Works offline — browse and add expenses with no signal; changes sync when you reconnect • Comment on any expense, get smart settle reminders, and search across all your groups • Light & dark themes, group & member photos, and PDF export • Lock the app with Face ID / fingerprint, and choose exactly which notifications you get Budgello is free to use. Optional premium unlocks the AI Trip Planner and AI receipt scanning. Privacy: https://budgello.app/privacy/ Terms: https://budgello.app/terms/