Comparison

Grey vs Bito

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Grey

Open a multi-currency account for free to send and receive money globally. Manage USD, GBP, and EUR accounts, exchange currencies at competitive rates, and get a virtual USD card. Create professional invoices and pay bills easily.

Highlights
  • Multi-currency accounts (USD, GBP, EUR)
  • Global money transfers
  • Competitive currency exchange
  • Virtual USD card
  • Professional invoice creation
  • Bill payments
  • Stablecoin support
Features
Read full description

**Open a multi-currency account in minutes, for free.** Open a USD, GBP and EUR accounts, Send money in over 170 currencies, and get an International USD card. - Free USD, GBP and EUR accounts in one app - No monthly fees - Virtual USD card with Apple Pay and Google Pay support *(in supported regions*)* - Trusted by 3 million users - Multilingual support **Why Grey stands out** - Receive global payments with ease - Convert currencies at competitive rates - Send money to 160+ countries - Create and send professional invoices in minutes. **No limits to your money** When you open a multi-currency account with us, you get local account details for easy money transfer and payments. **Our Services** - Global Money Transfer - Get USD, EUR, GBP Accounts - Currency Exchange - Virtual USD Card **Global Money Transfer** With Grey, send money to freelancers, business associates and loved ones anywhere in the world. **Easy Foreign Exchange in Seconds** Exchange currencies at competitive rates with Grey. Track real-time exchange rates in the app and withdraw your converted funds directly to your local bank account. **Send & receive stablecoins** Send, receive and manage USDT and USDC transfers alongside your international payments **Bill payments, simplified** Pay your bills in just a few taps with Grey. From everyday utilities to unexpected expenses, stay on top of your payments easily. **Gift Cards** Buy and send gift cards from top global brands in just a few taps. Add a personal message to make your gift even more special, and we'll deliver it directly to the recipient. **Professional Invoices for Your Global Clients** Create and send professional invoices in minutes. Share them with clients around the world and get paid more easily. **Around-the-clock Support** Stay updated with real-time transaction notifications. If you need help, contact our support team through in-app messaging or by email at support@grey.co **Protected and Regulated** We are regulated by FinCEN and FINTrac, so your money is always safe. Grey Incorporated

About

Bito

Features
Read full description

Are you an Agent Banker? Take charge of your agency banking business with our multifunctional POS app. With a user-friendly interface and high-tech security features, our app is designed to work seamlessly with your POS device(s) so you can manage your business, grow your customer base, and offer numerous services across Africa. Our app also allows you to onboard up to one million agents and track all transactions on the go. To get started, simply download the app, sign up, and request a POS. Even if you're new to agency banking, our app makes it easy for you to recruit sub-agents in select locations across the world and manage your business operations efficiently. Plus, you can perform financial and non-financial transactions on behalf of customers using either your POS device or the mobile app. And with just a few clicks, you can remotely monitor transactions on as many as one million POS devices connected to your app. Our initiative is powered by ErrandPay, a trusted name in financial innovation and inclusion across Africa, leading the conversation of financial inclusion in Africa has earned them the reputation of being the agent's realest pal and lifeline. Our prompt response to users' queries and dedication to supporting our agents 24/7 has made our platform the must-have in Africa. Don't wait to be told, sign up now and join agents across Africa who trust us to take their business to the next level. We support a wide range of countries, including Nigeria, Ghana, Egypt, South Africa, Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Cape Verde, Central Africa Republic, Chad, Comoros, Congo, Congo DRC, Djibouti, Equatorial Guinea, Eritrea, Eswatini, Ethiopia, Gabon, Guinea, Guinea Bissau, Ivory Coast, Kenya, Lesotho, Liberia, Malawi, Mali, Mauritania, Mauritius, Morocco, Mozambique, Namibia, Niger, Rwanda, Sao Tome & Principe, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, South Sudan, Sudan, Tanzania, The Gambia, Togo, Tunisia, Uganda, Zambia and Zimbabwe.

Screenshots

Grey4 screens
Bito4 screens

Verdict

The call

The clearest difference is update cadence: Grey at every 4 days against Bito's every 5 months. Bito's advantage is iOS requirement (10.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Grey ships an update every 4 days, Bito every 5 months. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
Grey versus Bito: the parameters behind the verdict, then further details
ParameterGreyBito
PriceFreeFree
Rating4.6 (5.8K ratings) — better—
Positive reviews38.0% of reviews—
Number of ratings5.8K — better—
Update frequencyEvery 4 days — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.610.0 — better
Further details — not scored
Size1.0 GB48 MB
Age rating17+17+
DeveloperGrey IncorporatedErrand P LTD

Bugs and requests

Grey

Reported bugs

3 issues
  • Transactions not showing up
  • Inability to access account or make transfers
  • Recurring app crashes and bugs

Requested features

4 requests
  • Increase monthly withdrawal limit
  • Add dark mode option
  • Improve virtual card functionality
  • Streamline verification process

Bito

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Grey

No in-app purchases

None

Bito

No in-app purchases

Questions

Is Grey free?
Grey is free to download, with no in-app purchases.
Is Bito free?
Bito is free to download, with no in-app purchases.
Do Grey or Bito have ads?
Neither Grey nor Bito shows ads.
Which is updated more often, Grey or Bito?
Grey ships an update every 4 days, and Bito every 5 months. Most recently, Grey was updated on November 3, 2026 and Bito on November 3, 2026.

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