Comparison

Grey vs RespectedFX BDC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Grey

Open a multi-currency account for free to send and receive money globally. Manage USD, GBP, and EUR accounts, exchange currencies at competitive rates, and get a virtual USD card. Create professional invoices and pay bills easily.

Highlights
  • Multi-currency accounts (USD, GBP, EUR)
  • Global money transfers
  • Competitive currency exchange
  • Virtual USD card
  • Professional invoice creation
  • Bill payments
  • Stablecoin support
Features
Read full description

**Open a multi-currency account in minutes, for free.** Open a USD, GBP and EUR accounts, Send money in over 170 currencies, and get an International USD card. - Free USD, GBP and EUR accounts in one app - No monthly fees - Virtual USD card with Apple Pay and Google Pay support *(in supported regions*)* - Trusted by 3 million users - Multilingual support **Why Grey stands out** - Receive global payments with ease - Convert currencies at competitive rates - Send money to 160+ countries - Create and send professional invoices in minutes. **No limits to your money** When you open a multi-currency account with us, you get local account details for easy money transfer and payments. **Our Services** - Global Money Transfer - Get USD, EUR, GBP Accounts - Currency Exchange - Virtual USD Card **Global Money Transfer** With Grey, send money to freelancers, business associates and loved ones anywhere in the world. **Easy Foreign Exchange in Seconds** Exchange currencies at competitive rates with Grey. Track real-time exchange rates in the app and withdraw your converted funds directly to your local bank account. **Send & receive stablecoins** Send, receive and manage USDT and USDC transfers alongside your international payments **Bill payments, simplified** Pay your bills in just a few taps with Grey. From everyday utilities to unexpected expenses, stay on top of your payments easily. **Gift Cards** Buy and send gift cards from top global brands in just a few taps. Add a personal message to make your gift even more special, and we'll deliver it directly to the recipient. **Professional Invoices for Your Global Clients** Create and send professional invoices in minutes. Share them with clients around the world and get paid more easily. **Around-the-clock Support** Stay updated with real-time transaction notifications. If you need help, contact our support team through in-app messaging or by email at support@grey.co **Protected and Regulated** We are regulated by FinCEN and FINTrac, so your money is always safe. Grey Incorporated

About

RespectedFX BDC

Facilitates fast and seamless foreign exchange transactions for businesses and individuals. Offers a new way to order and broker global currency trades, including USD, GBP, and EUR.

Highlights
  • Foreign exchange transactions
  • Global currency trading
  • Order foreign currency
  • Broker currency transactions
  • Supports USD, GBP, EUR
Read full description

Respected FX Bureau De Change is a Foreign Exchange company headquartered in Lagos, Nigeria. We are Dun and Bradstreet Certified and are poised to deliver smooth, fast and seamless Foreign Exchange transactions between businesses and individuals within and outside Nigeria. Through us, businesses and individuals can place orders and broker foreign currency transactions in a manner that has never been experienced before. Our trades span across various global currencies which includes, US Dollar, UK Pounds Sterling and the Euro.

Screenshots

Grey4 screens
RespectedFX BDC3 screens

Verdict

The call

The clearest difference is rating: RespectedFX BDC at 5.0 against Grey's 4.6. RespectedFX BDC also leads on iOS requirement (15.1 vs 17.6). Grey's advantage is ratings volume (5.8K vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

RespectedFX BDC holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Grey has 5.8K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Grey ships an update every 4 days, RespectedFX BDC every 3 days. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
Grey versus RespectedFX BDC: the parameters behind the verdict, then further details
ParameterGreyRespectedFX BDC
PriceFreeFree
Rating4.6 (5.8K ratings)5.0 (2 ratings) — better
Positive reviews38.0% of reviews—
Number of ratings5.8K — better2
Update frequencyEvery 4 daysEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.615.1 — better
Further details — not scored
Size1.0 GB49 MB
Age rating17+17+
DeveloperGrey IncorporatedRespectedFX

Customer experience

Grey

All ratings5,762 ratings
Positive89.2%
Neutral3.1%
Negative7.7%
Written reviews432 reviews
Positive38.0%
Neutral4.6%
Negative57.4%

RespectedFX BDC

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Grey

Reported bugs

3 issues
  • Transactions not showing up
  • Inability to access account or make transfers
  • Recurring app crashes and bugs

Requested features

4 requests
  • Increase monthly withdrawal limit
  • Add dark mode option
  • Improve virtual card functionality
  • Streamline verification process

RespectedFX BDC

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Grey

No in-app purchases

None

RespectedFX BDC

No in-app purchases

Questions

Is Grey free?
Grey is free to download, with no in-app purchases.
Is RespectedFX BDC free?
RespectedFX BDC is free to download, with no in-app purchases.
Which has better reviews, Grey or RespectedFX BDC?
RespectedFX BDC is rated higher. Grey averages 4.6 out of 5 from 5.8K ratings, while RespectedFX BDC averages 5.0 from 2 ratings.
Do Grey or RespectedFX BDC have ads?
Neither Grey nor RespectedFX BDC shows ads.
Which is updated more often, Grey or RespectedFX BDC?
Grey ships an update every 4 days, and RespectedFX BDC every 3 days. Most recently, Grey was updated on November 3, 2026 and RespectedFX BDC on November 4, 2026.

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