HSOPS vs Cedimanager
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HSOPS
Read full descriptionHide full description
The main objective of the Scheme is to provide employees with a means of income replacement on retirement and also guarantee their dependents income support in the event of death while in service. The Scheme is a defined contribution (DC) pension scheme, that is, a pension scheme in which the retirement benefit paid to each member depends on the amount of total contributions and the investment returns earned on those contributions.
Cedimanager
Invest in low-risk Government of Ghana securities directly from your device. Purchase treasury bills, cocoa bills, government notes, and bonds with ease. Experience a secure, convenient, and innovative investment platform.
- Purchase Government of Ghana securities
- Buy treasury bills
- Buy cocoa bills
- Invest in government notes and bonds
- Secure investment platform
- Convenient mobile access
Read full descriptionHide full description
CediManager is an investment app that allows you to purchase relatively low-risk Government of Ghana securities at the click of a button. Buy treasury bills, cocoa bills, government notes and government bonds. It's accessible, secure, convenient, and innovative.
Screenshots
Verdict
HSOPS and Cedimanager are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HSOPS ships an update every 6 weeks, Cedimanager monthly. Both last shipped on October 7, 2026.
| Parameter | HSOPS | Cedimanager |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.0 (5 ratings) — better |
| Number of ratings | — | 5 — better |
| Update frequency | Every 6 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 41 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | COLDSiS Ghana | Enscript Solutions Limited |
In-app purchases
HSOPS
No in-app purchases
Cedimanager
No in-app purchases








