UniSuper vs Wealthra

Use the app to: • Check your current super balance and recent contributions • Make extra contributions to boost your retirement income • View your investment returns and options • View your recent and upcoming retirement income payments • Change your retirement income details • Review or change your insurance cover • Update your personal details • View and download your statements … and more. Getting started with the app Members already registered for online access, can use their existing details to log in to the app. For new members not yet registered, download the app to sign up.

Your complete financial picture — one app. Wealthra brings together your bank accounts, investments, superannuation, bills, and goals into a single dashboard. Built specifically for Australians — not a US app with a currency toggle. Connect your banks securely via Open Banking (CDR-compliant through Basiq) and watch your transactions flow in automatically. No more manual spreadsheets or logging into five different apps. DASHBOARD & NET WORTH See your full financial position at a glance. Track net worth over time across all accounts, investments, property, and liabilities. View household totals for couples and families. SMART TRANSACTIONS Every transaction is automatically categorised using intelligent rules and AI. Split transactions, add tags, attach receipts, and search across all your accounts instantly. Bulk edit and organise with ease. BUDGETS THAT WORK Create budgets by category with flexible frequencies — weekly, fortnightly, or monthly. See real-time spending progress and get alerts before you overspend. Forecast your cash flow ahead. AUTOMATED RULES Set up rules to automatically categorise, tag, and organise transactions as they arrive. Priority-based rule engine with AI suggestions means less manual work over time. AI FINANCIAL COACH Get personalised insights about your spending patterns. Ask questions, receive budget suggestions, and get smart alerts tailored to your financial behaviour. INVESTMENTS & SUPER Track shares, ETFs, managed funds, crypto, and property in one portfolio view. Monitor superannuation balances, see allocation breakdowns, and track dividend income. BNPL TRACKING Keep on top of Afterpay, Zip, Klarna, and other buy now pay later commitments. See upcoming instalments, total obligations, and how BNPL impacts your budget. BILLS & GOALS Never miss a bill again with upcoming payment tracking. Set savings goals, monitor progress, and plan for the future with scenario modelling. REPORTS & DOCUMENTS Generate spending reports, income summaries, and tax-time breakdowns. Store receipts and documents with OCR search — everything organised when you need it. SECURITY FIRST Bank-level encryption (AES-256). Multi-factor authentication. CDR-compliant read-only bank access — we can never move your money. Your data is never sold. BUILT FOR AUSTRALIA Australian dollar formatting, fortnightly pay cycles, superannuation tracking, and terminology that makes sense. Supports all major Australian banks via Open Banking. Free to start. Powerful when you need it.