Comparison

Moneybase vs IVA app

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moneybase

Manage your finances with a comprehensive platform offering banking, investments, and card controls. Send and receive money instantly, control physical and virtual cards, and access competitive exchange rates for international spending. Get real-time financial updates and support 7 days a week.

Highlights
  • Transactional banking with IBAN
  • Physical and virtual card management
  • Instant SEPA and bank transfers
  • Access to 20,000+ investments
  • Competitive foreign exchange rates
  • Real-time transaction notifications
  • 7-day customer support
Features
Read full description

Welcome to Moneybase, we’re focused on making finance easier and we are on a mission to redefine the way you grow and manage your money. Moneybase is a powerful platform for all things finance, offering transactional banking, physical and virtual cards, instant payments as well as access to over 20,000 investments all under the same ecosystem. Bank Payments in the blink of an eye - Send or receive money easily with SEPA Bank transfers and Instant payments. Get your own IBAN today. Full in-app control of your physical or virtual cards - Thanks to our safety features and controls, you can freeze, unfreeze or cancel your card whenever you wish. You can even set up customized permissions and restrictions such as ATM withdrawals, Online Payments or Swipe payments or view your PIN directly from the Moneybase app! Generate your virtual card instantly or order a physical contactless card. Save when travelling or spending abroad - We offer competitive exchange rates that allow you to save money when spending abroad, so that you can spend at will and make the most of your trip. We’re there for you 7 days a week, call us anytime - Our customer service team are ISO Certified, the Gold standard for customer care. Our team is ready to assist you right away via phone or live chat. Your money at your fingertips - Get real-time notifications when you make a card transaction, when you receive money and much more. With Moneybase you can instantly keep updated on your finances, with full view of past transactions, you can take control of your spending. Create your account in minutes - With fast signup right from your phone you can get started in just a few minutes. High value service with Ultra Low fees - Life is full of unexpected surprises, but fees shouldn’t be one of them. With Moneybase what you see is what you get – no hidden fees, our ultra-competitive pricing is easy to understand. Community-driven - With an exciting pipeline ahead, we invite you to join us in shaping the next-generation financial platform. Our public roadmap, community and Facebook group all allow you to log in and have your say about what we develop next. Together lets make money simple!

About

IVA app

Features
Read full description

Manage all your financial protection and long-term savings in one secure place. IVAapp gives you convenient, real-time access to your Life Insurance, Pension Plans and Savings Plans — helping you stay informed and in control of your financial future. Designed for simplicity and transparency, IVAapp makes it easy to view policy information, monitor performance and keep your personal details up to date — anytime, anywhere. Key Features: Pension Plans Stay fully informed about your retirement savings with clear and accessible insights: • View the latest pension values • Track performance history over time • Monitor how your pension is allocated across investment strategies • View balances within Pension Accounts and Access Accounts • Access all key policy details in one place Understand how your pension is progressing and support better long-term retirement planning. Life Insurance Plans Access important information about your protection policies whenever you need it: • View policy details and coverage information • Check the status of premium payments • Monitor the current sum insured for decreasing term policies • Access your policy documents Stay confident knowing your cover details are always available. Savings Plans Easily manage your savings and investment products: • View details of lump sum investments and progress • Access regular premium savings plans • Review policy information in a clear and simple format Whether saving regularly or investing a one-time amount, your plans are always within reach. Personal Profile & Contact Details Keep your information accurate and up to date: • View your personal details • Access contact information • View your registered address Ensure your details remain current for seamless communication. Secure & Convenient Access • Access your policies anytime, anywhere • Secure environment to protect your personal information • Clear overview of all your financial products in one app IVAapp provides a simple and secure way to stay connected to your financial plans — helping you make informed decisions for today and the future.

Screenshots

Moneybase4 screens
IVA app4 screens

Verdict

The call

The clearest difference is update cadence: IVA app at daily against Moneybase's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Moneybase ships an update every 3 weeks, IVA app daily. The most recent releases landed on October 24, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 9 level
Moneybase versus IVA app: the parameters behind the verdict, then further details
ParameterMoneybaseIVA app
PriceFreeFree
Rating3.0 (8 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings8 — better—
Update frequencyEvery 3 weeksDaily — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, Apple Watch — betteriPhone
Requires iOS17.016.0 — better
Further details — not scored
Size175 MB56 MB
Age rating4+17+
DeveloperMoneybase LtdIVALIFE Insurance Limited

In-app purchases

None

Moneybase

No in-app purchases

None

IVA app

No in-app purchases

Questions

Is Moneybase free?
Moneybase is free to download, with no in-app purchases.
Is IVA app free?
IVA app is free to download, with no in-app purchases.
Do Moneybase or IVA app have ads?
Neither Moneybase nor IVA app shows ads.
Which is updated more often, Moneybase or IVA app?
Moneybase ships an update every 3 weeks, and IVA app daily. Most recently, Moneybase was updated on October 24, 2026 and IVA app on October 5, 2026.

Other comparisons