BOV 3D Secure vs IVA app

The BOV 3D Secure app is downloadable to smart devices and will enable the user to effect online purchases with a Bank of Valletta debit or credit card. The app is simple to use: The first step is to download the BOV 3D Secure app and install it on your smart device You will then need to enrol the Bank of Valletta debit or credit card that you will use to effect online purchases. This is a one time process since once you enrol one card all your Bank of Valletta cards, that may be used for online purchases will be automatically enrolled to the 3D Secure app. During the enrolment process you will set an authentication passcode that will be used to authenticate you online purchases via the app - alternatively you can choose to set up biometric authentication by means of fingerprint, if your device supports the feature. Once the one-time enrolment process is complete, you are set to start shopping online: When checking out purchases over a certain amount, at certain merchants, the payment screen will ask you to authenticate the purchase; Simultaneously you will receive a push notification on your smart device which will prompt you to access the BOV 3D Secure app to authenticate the transaction either by passcode (established during enrollment) or biometrically, by means of your fingerprint. The app will then advise that authentication is successful and you will be able to tap the "proceed" button on the payment screen to complete your purchase. If you are in an area of no reception, or your device is not connected to an internet/data service, the payment screen will prompt you to scan a QR Code which will automatically launch the BOV 3D Secure app on your phone and following authentication a 6 digit code will be displayed. This code is to be inserted in the designated field on the payment screen. Following that simply tap the "proceed" button on the payment screen to complete your purchase. Important information Bank of Valletta will not contact you because you are using the app. So please stay alert to emails, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. Any suspicious communications or transactions should always be reported to Bank of Valletta immediately by calling the number on the reverse of your card, thus enabling immediate remedial action to be taken as necessary.

Manage all your financial protection and long-term savings in one secure place. IVAapp gives you convenient, real-time access to your Life Insurance, Pension Plans and Savings Plans — helping you stay informed and in control of your financial future. Designed for simplicity and transparency, IVAapp makes it easy to view policy information, monitor performance and keep your personal details up to date — anytime, anywhere. Key Features: Pension Plans Stay fully informed about your retirement savings with clear and accessible insights: • View the latest pension values • Track performance history over time • Monitor how your pension is allocated across investment strategies • View balances within Pension Accounts and Access Accounts • Access all key policy details in one place Understand how your pension is progressing and support better long-term retirement planning. Life Insurance Plans Access important information about your protection policies whenever you need it: • View policy details and coverage information • Check the status of premium payments • Monitor the current sum insured for decreasing term policies • Access your policy documents Stay confident knowing your cover details are always available. Savings Plans Easily manage your savings and investment products: • View details of lump sum investments and progress • Access regular premium savings plans • Review policy information in a clear and simple format Whether saving regularly or investing a one-time amount, your plans are always within reach. Personal Profile & Contact Details Keep your information accurate and up to date: • View your personal details • Access contact information • View your registered address Ensure your details remain current for seamless communication. Secure & Convenient Access • Access your policies anytime, anywhere • Secure environment to protect your personal information • Clear overview of all your financial products in one app IVAapp provides a simple and secure way to stay connected to your financial plans — helping you make informed decisions for today and the future.