Comparison

Remit Choice vs BOV 3D Secure

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Remit Choice

Send money internationally with a secure and user-friendly platform. Avoid cash, complex forms, and queues by using your card number for quick transfers. Enjoy zero fees and competitive exchange rates for global remittances.

Highlights
  • Zero fee money transfer
  • Best exchange rates
  • Send money internationally
  • Debit/Credit Card payments
  • Real-time transaction updates
  • Instant or one-hour transfers
  • Calculator function
Features
Read full description

Remit Choice - Secure, Zero-Fee International Money Transfers Send money globally with trust and transparency. Remit Choice offers a smart, fast, and secure way to send remittances internationally. Whether you are supporting family or sending emergency funds, we provide zero-fee transfers, real-time FX rates, and bank-level security all in one powerful app. WHY THOUSANDS CHOOSE REMIT CHOICE Zero-Fee Transfers - No hidden charges ever. Real Exchange Rates - See exactly what your recipient gets before you send. Fast Delivery - 95% of transfers delivered in minutes. Flexible Payments - Debit/Credit Card, Open Banking, Google Pay, Apple Pay. Trusted Payout Methods - Direct to bank, mobile wallet, or cash pickup. Bank-Level Security - End-to-end encryption, biometric login, 2FA, and real-time fraud detection. Rate Alerts - Get notified when your preferred exchange rate is available. 24/7 Multilingual Support - English, Thai, Italian, French, Spanish, Hindi, Urdu, and more. Send Money From Austria, Australia, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Isle of Man, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, United States Send Money To Africa Benin, Burkina Faso, Burundi, Cameroon, Congo, Cote d'Ivoire, Egypt, Ethiopia, Gabon, Gambia, Ghana, Guinea, Guinea-Bissau, Kenya, Malawi, Mali, Morocco, Niger, Nigeria, Rwanda, Senegal, Sierra Leone, South Africa, Tanzania, Togo, Uganda, Zambia Asia Bangladesh, India, Indonesia, Malaysia, Nepal, Pakistan, Philippines, Sri Lanka, Thailand, Vietnam Europe Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, United Kingdom Pay with: Euro (EUR), Danish Krone (DKK), Swedish Krona (SEK), Norwegian Krone (NOK), Swiss Franc (CHF), British Pound (GBP), US Dollar (USD), Canadian Dollar (CAD), Australian Dollar (AUD), New Zealand Dollar (NZD) Transfer Money To: West African CFA Franc (XOF), Burundian Franc (BIF), Central African CFA Franc (XAF), Egyptian Pound (EGP), Ethiopian Birr (ETB), Gambian Dalasi (GMD), Ghanaian Cedi (GHS), Guinean Franc (GNF), Kenyan Shilling (KES), Malawian Kwacha (MWK), Moroccan Dirham (MAD), Nigerian Naira (NGN), Rwandan Franc (RWF), Sierra Leonean Leone (SLE), South African Rand (ZAR), Tanzanian Shilling (TZS), Ugandan Shilling (UGX), Zambian Kwacha (ZMW), Bangladeshi Taka (BDT), Indian Rupee (INR), Indonesian Rupiah (IDR), Malaysian Ringgit (MYR), Nepalese Rupee (NPR), Pakistani Rupee (PKR), Philippine Peso (PHP), Sri Lankan Rupee (LKR), Thai Baht (THB), Vietnamese Dong (VND), Euro (EUR), Gibraltar Pound (GIP), British Pound (GBP) Fully Regulated and Safe GDPR Compliant Two-Factor Authentication Real-Time Fraud Detection Licensed and Regulated Financial Partners Best For Migrants and expats sending money home to Asia and Africa Families supporting loved ones across borders Freelancers receiving and sending international payments Emergency cross-border transfers Education and medical remittances How It Works Download Remit Choice for free in seconds. Sign up and verify your ID quickly and securely. Choose your country, amount, and payout method. Send instantly and securely with no surprise fees. Remit Choice is the trusted, zero-fee international money transfer app for migrants, expats, and families across the globe. Download free. Send in minutes. Zero fees. Always.

About

BOV 3D Secure

Secure your online purchases with a Bank of Valletta debit or credit card. Enroll your card once and authenticate transactions via passcode or fingerprint. Handles situations with no internet reception by using QR codes.

Highlights
  • Online purchase authentication
  • Card enrollment
  • Passcode authentication
  • Biometric (fingerprint) authentication
  • QR code authentication for offline use
  • Push notifications for transactions
Features
Read full description

The BOV 3D Secure app is downloadable to smart devices and will enable the user to effect online purchases with a Bank of Valletta debit or credit card. The app is simple to use: The first step is to download the BOV 3D Secure app and install it on your smart device You will then need to enrol the Bank of Valletta debit or credit card that you will use to effect online purchases. This is a one time process since once you enrol one card all your Bank of Valletta cards, that may be used for online purchases will be automatically enrolled to the 3D Secure app. During the enrolment process you will set an authentication passcode that will be used to authenticate you online purchases via the app - alternatively you can choose to set up biometric authentication by means of fingerprint, if your device supports the feature. Once the one-time enrolment process is complete, you are set to start shopping online: When checking out purchases over a certain amount, at certain merchants, the payment screen will ask you to authenticate the purchase; Simultaneously you will receive a push notification on your smart device which will prompt you to access the BOV 3D Secure app to authenticate the transaction either by passcode (established during enrollment) or biometrically, by means of your fingerprint. The app will then advise that authentication is successful and you will be able to tap the "proceed" button on the payment screen to complete your purchase. If you are in an area of no reception, or your device is not connected to an internet/data service, the payment screen will prompt you to scan a QR Code which will automatically launch the BOV 3D Secure app on your phone and following authentication a 6 digit code will be displayed. This code is to be inserted in the designated field on the payment screen. Following that simply tap the "proceed" button on the payment screen to complete your purchase. Important information Bank of Valletta will not contact you because you are using the app. So please stay alert to emails, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. Any suspicious communications or transactions should always be reported to Bank of Valletta immediately by calling the number on the reverse of your card, thus enabling immediate remedial action to be taken as necessary.

Screenshots

Remit Choice4 screens
BOV 3D Secure4 screens

Verdict

The call

The clearest difference is review sentiment: Remit Choice at 89% against BOV 3D Secure's 0%. Remit Choice also leads on rating (4.1 vs 1.0) and update cadence (every 2 months vs every 28 months). BOV 3D Secure's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Remit Choice holds the better App Store score, 4.1 against 1.0. That said, the two scores are not equally well evidenced: Remit Choice has 90 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 89% of Remit Choice's written reviews are positive against 0% of BOV 3D Secure's.

UpkeepUpdate frequency

Remit Choice ships an update every 2 months, BOV 3D Secure every 28 months. The most recent releases landed on September 24, 2026 and September 19, 2026 respectively.

Scorecard7 real differences · 3 level
Remit Choice versus BOV 3D Secure: the parameters behind the verdict, then further details
ParameterRemit ChoiceBOV 3D Secure
PriceFreeFree
Rating4.1 (90 ratings) — better1.0 (1 ratings)
Positive reviews89.5% of reviews — better0.0% of reviews
Number of ratings90 — better1
Update frequencyEvery 2 months — betterEvery 28 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.012.0 — better
Further details — not scored
Size143 MB51 MB
Age rating4+4+
DeveloperRemit Choice - Send Money HomeBank of Valletta p.l.c.

Customer experience

Remit Choice

All ratings90 ratings
Positive77.8%
Neutral2.2%
Negative20.0%
Written reviews1,138 reviews
Positive89.5%
Neutral0.6%
Negative9.9%

BOV 3D Secure

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews19 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Remit Choice

Reported bugs

3 issues
  • Occasional app crashes
  • Notification issues
  • Problems with payment methods

Requested features

4 requests
  • Faster transaction processing
  • Streamlined compliance process
  • Expanded global coverage
  • Mobile app improvements

BOV 3D Secure

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Remit Choice

No in-app purchases

None

BOV 3D Secure

No in-app purchases

Questions

Is Remit Choice free?
Remit Choice is free to download, with no in-app purchases.
Is BOV 3D Secure free?
BOV 3D Secure is free to download, with no in-app purchases.
Which has better reviews, Remit Choice or BOV 3D Secure?
Remit Choice is rated higher. Remit Choice averages 4.1 out of 5 from 90 ratings, while BOV 3D Secure averages 1.0 from 1 ratings.
Do Remit Choice or BOV 3D Secure have ads?
Remit Choice shows ads; BOV 3D Secure does not.
Which is updated more often, Remit Choice or BOV 3D Secure?
Remit Choice ships an update every 2 months, and BOV 3D Secure every 28 months. Most recently, Remit Choice was updated on September 24, 2026 and BOV 3D Secure on September 19, 2026.

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