Comparison

BOV Mobile vs IVA app

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOV Mobile

Manage your finances on the go with this banking app. Access all your accounts, loans, and perform transfers. Pay bills, top up mobile numbers, and send money instantly to friends and family.

Highlights
  • Stop a card function
  • FaceID authentication
  • Credit card activation
  • Account and loan access
  • Inter-account transfers
  • Mobile number payments
  • Bill payments
  • BOV Signatures for internet banking
Features
Read full description

Features: • If you lost your credit card while in Malta or abroad simply use the Stop A Card function. • FaceID is now available. • Activate your credit cards using the in-app Apple Pay link. Access your financials on the go. • You can access all of your accounts including your loans in one easy app. • Perform transfers within your accounts. • Send money to your family and friends using their mobile number. Once you authorise a payment, it goes through – no waiting, no holding! • Top up anyone with a GO or Epic (+356) mobile number while in Malta or abroad. • Pay bills using your smartphone. ARMS, GO, Epic and Melita are among the most popular. • Access internet banking using your smartphone’s BOV Signatures feature and benefit from even more features – payments, investments and more! Happy Linking! • Update your BOV credit cards. Follow the in-app Apple Pay link to set up your credit cards and pay in store. Security • iOS 11 and over is required for this new update. • BOV Mobile will not run if an iPhone does not meet the new security requirements. Do you have any questions? Call our Customer Service Centre on (+356) 2131 2020 with any queries about BOV Mobile.

About

IVA app

Features
Read full description

Manage all your financial protection and long-term savings in one secure place. IVAapp gives you convenient, real-time access to your Life Insurance, Pension Plans and Savings Plans — helping you stay informed and in control of your financial future. Designed for simplicity and transparency, IVAapp makes it easy to view policy information, monitor performance and keep your personal details up to date — anytime, anywhere. Key Features: Pension Plans Stay fully informed about your retirement savings with clear and accessible insights: • View the latest pension values • Track performance history over time • Monitor how your pension is allocated across investment strategies • View balances within Pension Accounts and Access Accounts • Access all key policy details in one place Understand how your pension is progressing and support better long-term retirement planning. Life Insurance Plans Access important information about your protection policies whenever you need it: • View policy details and coverage information • Check the status of premium payments • Monitor the current sum insured for decreasing term policies • Access your policy documents Stay confident knowing your cover details are always available. Savings Plans Easily manage your savings and investment products: • View details of lump sum investments and progress • Access regular premium savings plans • Review policy information in a clear and simple format Whether saving regularly or investing a one-time amount, your plans are always within reach. Personal Profile & Contact Details Keep your information accurate and up to date: • View your personal details • Access contact information • View your registered address Ensure your details remain current for seamless communication. Secure & Convenient Access • Access your policies anytime, anywhere • Secure environment to protect your personal information • Clear overview of all your financial products in one app IVAapp provides a simple and secure way to stay connected to your financial plans — helping you make informed decisions for today and the future.

Screenshots

BOV Mobile4 screens
IVA app4 screens

Verdict

The call

The clearest difference is update cadence: IVA app at daily against BOV Mobile's every 3 months. BOV Mobile's advantage is iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BOV Mobile ships an update every 3 months, IVA app daily. The most recent releases landed on October 23, 2026 and October 5, 2026 respectively.

Scorecard2 real differences · 8 level
BOV Mobile versus IVA app: the parameters behind the verdict, then further details
ParameterBOV MobileIVA app
PriceFreeFree
Rating4.0 (5 ratings) — better—
Positive reviews16.7% of reviews—
Number of ratings5 — better—
Update frequencyEvery 3 monthsDaily — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS14.0 — better16.0
Further details — not scored
Size29 MB56 MB
Age rating4+17+
DeveloperBank of Valletta p.l.c.IVALIFE Insurance Limited

In-app purchases

None

BOV Mobile

No in-app purchases

None

IVA app

No in-app purchases

Questions

Is BOV Mobile free?
BOV Mobile is free to download, with no in-app purchases.
Is IVA app free?
IVA app is free to download, with no in-app purchases.
Do BOV Mobile or IVA app have ads?
Neither BOV Mobile nor IVA app shows ads.
Which is updated more often, BOV Mobile or IVA app?
BOV Mobile ships an update every 3 months, and IVA app daily. Most recently, BOV Mobile was updated on October 23, 2026 and IVA app on October 5, 2026.

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