Comparison

BOV Mobile vs Moneybase

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOV Mobile

Manage your finances on the go with this banking app. Access all your accounts, loans, and perform transfers. Pay bills, top up mobile numbers, and send money instantly to friends and family.

Highlights
  • Stop a card function
  • FaceID authentication
  • Credit card activation
  • Account and loan access
  • Inter-account transfers
  • Mobile number payments
  • Bill payments
  • BOV Signatures for internet banking
Features
Read full description

Features: • If you lost your credit card while in Malta or abroad simply use the Stop A Card function. • FaceID is now available. • Activate your credit cards using the in-app Apple Pay link. Access your financials on the go. • You can access all of your accounts including your loans in one easy app. • Perform transfers within your accounts. • Send money to your family and friends using their mobile number. Once you authorise a payment, it goes through – no waiting, no holding! • Top up anyone with a GO or Epic (+356) mobile number while in Malta or abroad. • Pay bills using your smartphone. ARMS, GO, Epic and Melita are among the most popular. • Access internet banking using your smartphone’s BOV Signatures feature and benefit from even more features – payments, investments and more! Happy Linking! • Update your BOV credit cards. Follow the in-app Apple Pay link to set up your credit cards and pay in store. Security • iOS 11 and over is required for this new update. • BOV Mobile will not run if an iPhone does not meet the new security requirements. Do you have any questions? Call our Customer Service Centre on (+356) 2131 2020 with any queries about BOV Mobile.

About

Moneybase

Manage your finances with a comprehensive platform offering banking, investments, and card controls. Send and receive money instantly, control physical and virtual cards, and access competitive exchange rates for international spending. Get real-time financial updates and support 7 days a week.

Highlights
  • Transactional banking with IBAN
  • Physical and virtual card management
  • Instant SEPA and bank transfers
  • Access to 20,000+ investments
  • Competitive foreign exchange rates
  • Real-time transaction notifications
  • 7-day customer support
Features
Read full description

Welcome to Moneybase, we’re focused on making finance easier and we are on a mission to redefine the way you grow and manage your money. Moneybase is a powerful platform for all things finance, offering transactional banking, physical and virtual cards, instant payments as well as access to over 20,000 investments all under the same ecosystem. Bank Payments in the blink of an eye - Send or receive money easily with SEPA Bank transfers and Instant payments. Get your own IBAN today. Full in-app control of your physical or virtual cards - Thanks to our safety features and controls, you can freeze, unfreeze or cancel your card whenever you wish. You can even set up customized permissions and restrictions such as ATM withdrawals, Online Payments or Swipe payments or view your PIN directly from the Moneybase app! Generate your virtual card instantly or order a physical contactless card. Save when travelling or spending abroad - We offer competitive exchange rates that allow you to save money when spending abroad, so that you can spend at will and make the most of your trip. We’re there for you 7 days a week, call us anytime - Our customer service team are ISO Certified, the Gold standard for customer care. Our team is ready to assist you right away via phone or live chat. Your money at your fingertips - Get real-time notifications when you make a card transaction, when you receive money and much more. With Moneybase you can instantly keep updated on your finances, with full view of past transactions, you can take control of your spending. Create your account in minutes - With fast signup right from your phone you can get started in just a few minutes. High value service with Ultra Low fees - Life is full of unexpected surprises, but fees shouldn’t be one of them. With Moneybase what you see is what you get – no hidden fees, our ultra-competitive pricing is easy to understand. Community-driven - With an exciting pipeline ahead, we invite you to join us in shaping the next-generation financial platform. Our public roadmap, community and Facebook group all allow you to log in and have your say about what we develop next. Together lets make money simple!

Screenshots

BOV Mobile4 screens
Moneybase4 screens

Verdict

The call

The clearest difference is rating: BOV Mobile at 4.0 against Moneybase's 3.0. BOV Mobile also leads on iOS requirement (14.0 vs 17.0). Moneybase's advantage is review sentiment (50% vs 17%) and update cadence (every 3 weeks vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BOV Mobile holds the better App Store score, 4.0 against 3.0. Both are backed by a comparable volume of ratings — 5 and 8 respectively. Written reviews complicate that: 17% of BOV Mobile's written reviews are positive against 50% of Moneybase's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

BOV Mobile ships an update every 3 months, Moneybase every 3 weeks. The most recent releases landed on October 10, 2026 and October 7, 2026 respectively.

Scorecard4 real differences · 6 level
BOV Mobile versus Moneybase: the parameters behind the verdict, then further details
ParameterBOV MobileMoneybase
PriceFreeFree
Rating4.0 (5 ratings) — better3.0 (8 ratings)
Positive reviews16.7% of reviews50.0% of reviews — better
Number of ratings58 — better
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, Apple Watch
Requires iOS14.0 — better17.0
Further details — not scored
Size29 MB177 MB
Age rating4+4+
DeveloperBank of Valletta p.l.c.Moneybase Ltd

Customer experience

BOV Mobile

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews12 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

Moneybase

All ratings8 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

BOV Mobile

No in-app purchases

None

Moneybase

No in-app purchases

Questions

Is BOV Mobile free?
BOV Mobile is free to download, with no in-app purchases.
Is Moneybase free?
Moneybase is free to download, with no in-app purchases.
Which has better reviews, BOV Mobile or Moneybase?
BOV Mobile is rated higher. BOV Mobile averages 4.0 out of 5 from 5 ratings, while Moneybase averages 3.0 from 8 ratings.
Do BOV Mobile or Moneybase have ads?
Neither BOV Mobile nor Moneybase shows ads.
Which is updated more often, BOV Mobile or Moneybase?
BOV Mobile ships an update every 3 months, and Moneybase every 3 weeks. Most recently, BOV Mobile was updated on October 10, 2026 and Moneybase on October 7, 2026.

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