802 Credit Union vs Stiffed
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
802 Credit Union
Manage your finances on the go with this mobile banking application. View account details, transfer funds, pay bills, and deposit checks securely. Access your accounts quickly using biometrics and manage alerts and card settings.
- View account balances and transactions
- Transfer funds between accounts
- Schedule and manage bill payments
- Deposit checks via mobile device
- Fast balance viewing
- Biometric login (fingerprint/facial recognition)
- Secure messaging and card management
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Bank wherever you are with 802 Credit Union’s mobile app! Available to all members with online Banking. App Features: Accounts - View your accounts, your balances, and your transaction for the past 90 days - View images of cleared check Transfers - Account to account transfers - Loan payments (including principal only, pay down or payoff) - Scheduled transfers (immediate, future dated or recurring) Bill Pay - Schedule, manage and edit your bill payments Locations - Find nearby branches by searching by zip code or address Fast Balances - View your account balances on the go without signing into your app Biometrics - Access into the App with Fingerprint or Facial (based on mobile device) Mobile Deposit - Make deposits using your mobile device - View your past mobile deposits Self Service Banking: - Secure Messaging - Stop Payments - Enable/ Disable Debit card - Manage Alerts/Push Notifications - Manage External & Unlinked Accounts
Stiffed
Effortlessly divide restaurant bills with this app. Scan receipts, assign items to individuals, and accurately calculate each person's share of food, tax, and tip. Track payments and maintain a history of your shared expenses.
- Scan receipts
- Edit scanned lines
- Split items into orders
- Share dishes
- Calculate tax and tip
- Track payments
- Unlimited local checks
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Stiffed settles the dinner check without making everyone pay for somebody else's appetizer. Scan or choose a receipt photo, review every line, and split quantities into separate orders. Each person claims what they had. Stiffed calculates each share of the food, tax, and tip down to the cent. THE COMPLETE DINNER FLOW STAYS FREE • Scan receipts on your device • Edit every scanned line • Split quantities into claimable orders • Share dishes between multiple people • Calculate proportional tax and tip • Share detailed payment requests • Track who has paid • Keep unlimited local checks and history STIFFED PRO, $14.99 ONCE Pro publishes a live shared check with one QR code or join link for the whole table. Guests choose their name or add themselves, then claim several items in the app or browser. Guest changes, claims, and totals update live. The organizer can recover published checks, categories, and private receipt images after changing phones on the store that sold Pro. Guests stay free and do not need an account. There is no subscription or trial. Receipt recognition stays on the organizer's device. A published check sends structured names, items, claims, totals, and payment status so the table can collaborate. Its attached receipt image syncs privately to the organizer's signed-in Pro devices and is never shown to guests. Stiffed does not move or verify dinner money. It includes Venmo, Cash App, Zelle, PayPal, Apple Cash, or Google Pay instructions. The organizer marks a guest paid after the money arrives. Privacy: https://www.stiffed.app/privacy Support: https://www.stiffed.app/support Terms: https://www.stiffed.app/terms
Screenshots
Verdict
The clearest difference is in-app purchases: 802 Credit Union at none against Stiffed's 1. 802 Credit Union also leads on ratings volume (2.4K vs 2) and iOS requirement (15.0 vs 17.0). Stiffed's advantage is update cadence (daily vs every 3 months) and rating (5.0 vs 4.8). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Stiffed sells 1 one-off in-app purchase. 802 Credit Union asks for nothing beyond the download.
Stiffed holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: 802 Credit Union has 2.4K ratings behind it against 2, so its average is the more settled of the two.
802 Credit Union ships an update every 3 months, Stiffed daily. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | 802 Credit Union | Stiffed |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2.4K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 2.4K — better | 2 |
| Update frequency | Every 3 months | Daily — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 106 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | 802 Credit Union Inc. | Creative Lid LLC |
Customer experience
802 Credit Union
Stiffed
Bugs and requests
802 Credit Union
Reported bugs
3 issues- App crashes when trying to deposit checks
- Login issues due to password reset problems
- Incorrect account balance updates
Requested features
3 requests- Ability to deposit checks remotely
- Improved app stability and reliability
- More transparent communication about policy changes
Stiffed
Not enough reviews yet to summarise bugs or requests.
In-app purchases
802 Credit Union
No in-app purchases
Stiffed
- Stiffed Pro$14.99
Questions
Is 802 Credit Union free?
Is Stiffed free?
Which has better reviews, 802 Credit Union or Stiffed?
Do 802 Credit Union or Stiffed have ads?
Which is updated more often, 802 Credit Union or Stiffed?
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