Comparison

Magenta Pay vs Monetheus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Magenta Pay

Securely make everyday purchases, pay bills instantly, and send/receive money from friends. Earn cashback on purchases and easily split expenses with groups. Save money with electronic piggy banks.

Highlights
  • 1% cashback on purchases
  • Instant money transfers via chat
  • Automatic expense splitting
  • Virtual Visa debit card
  • Electronic savings piggy banks
  • Secure bill payments
Features
Read full description

Just pay with your iPhone and always get 1% cashback. Get the app today with smart features for your finances – including your free Magenta Pay Card. HIGHLIGHTS: – Free virtual Visa debit card – 1% cashback on every payment – Send and receive money directly via chat – Save automatically with Piggies – Split expenses with Split It HOW IT WORKS 1) Download the app and sign up 2) Verify your identity immediately 3) Get your Magenta Pay Card 4) Add the card to your wallet 5) Top up your balance, make a payment, and get 1% cashback! PAY AND TRANSFER Set up your IBAN account, get the Magenta Pay Card, and add it to your mobile wallet. Make contactless payments anywhere with your iPhone and Apple Watch – both online and in person. LINK PAYMENT METHODS Use your Magenta Pay Card with Apple Pay. GET CASHBACK Get 1% of the purchase amount back with every payment – whether you're shopping online, in stores, or at cafés. For every euro you spend, you'll receive a coin in your Magenta Pay wallet. SEND MONEY VIA CHAT You can send and receive money directly with Chat & Pay. SPLIT EXPENSES WITH OTHERS Don't feel like doing the math yourself? Split It automatically calculates the cost per person. Divide the total amount equally or flexibly – depending on who paid what. SAVE MONEY AUTOMATICALLY Achieve your savings goals – big and small – with Piggies, your digital piggy banks. To do this, collect spare change that is automatically rounded up from your transactions. Or you can set a fixed regular amount. ADD MORE CARDS Get more cards! Add the cards to your wallet and set a daily transaction limit for each card. SECURE PAYMENTS Your safety is important to us. From sign-up to your daily transactions, Magenta Pay follows all European security standards in the financial sector. REQUIREMENTS To register for Magenta Pay, you will need: - A smartphone (Android 8+ or iOS 15+) - A mobile phone number - An email address - A valid identification document Depending on your country of residence and citizenship, you may also need additional identification documents to complete your registration. YOUR FEEDBACK We look forward to hearing what you think in the App Store or via email to support@magenta.pay. We appreciate your feedback − it helps us make the app better. We hope you enjoy the app! Your Magenta Pay team

About

Monetheus

Features
Read full description

Monetheus helps you manage your finances easily and efficiently. Track income and expenses, set savings goals, and keep your monthly budget in view at all times – all in one place. Whether on iPhone or iPad, Monetheus guides you toward financial clarity and security. Key Features: - Track Transactions: Keep a clear overview of all your income and expenses. - Budget Overview: See at a glance how much money you have, spend, and can save. - Savings Goals: Set personal savings goals and monitor your progress in real time. - Statistics & Trends: Analyze your spending by category and optimize your budget. - Widgets & Reminders: Your finances directly on the home screen – never miss a record. - Profiles: Add different profiles. Why Monetheus? Monetheus is the smart solution for anyone who wants to finally take control of their finances. Modern design, intuitive operation, and powerful features make financial planning simple – and even a little fun. ==== Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Magenta Pay4 screens
Monetheus4 screens

Verdict

The call

The clearest difference is in-app purchases: Magenta Pay at none against Monetheus's 2. Magenta Pay also leads on iOS requirement (15.0 vs 26.1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monetheus sells 2 in-app purchases, starting at $0.99 per month. Magenta Pay asks for nothing beyond the download.

UpkeepUpdate frequency

Magenta Pay ships an update every 3 weeks, Monetheus every 2 weeks. The most recent releases landed on October 19, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 8 level
Magenta Pay versus Monetheus: the parameters behind the verdict, then further details
ParameterMagenta PayMonetheus
PriceFreeFree
Rating3.5 (26 ratings) — better—
Positive reviews45.7% of reviews—
Number of ratings26 — better—
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better26.1
Further details — not scored
Size300 MB22 MB
Age rating17+17+
DeveloperTELEKOM PAYMENTS - ELECTRONIC MONEY SERVICES SINGLE MEMBER S.A.Yannick Schroth

In-app purchases

None

Magenta Pay

No in-app purchases

2 purchases

Monetheus

Subscriptions2
  • Monetheus Pro (Monthly)$0.991 Month
  • Monetheus Pro (Yearly)$10.001 Year

Questions

Is Magenta Pay free?
Magenta Pay is free to download, with no in-app purchases.
Is Monetheus free?
Monetheus is free to download, with in-app purchases available.
Do Magenta Pay or Monetheus have ads?
Neither Magenta Pay nor Monetheus shows ads.
Which is updated more often, Magenta Pay or Monetheus?
Magenta Pay ships an update every 3 weeks, and Monetheus every 2 weeks. Most recently, Magenta Pay was updated on October 19, 2026 and Monetheus on October 8, 2026.

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