Comparison

Coign Mobile vs GhostLedger

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Coign Mobile

This app allows users to manage their credit card account, view transactions, pay bills, and redeem cashback rewards. It also enables users to vote for Conservative charities to receive donations from their card usage.

Highlights
  • Manage credit card account
  • View statements and transactions
  • Pay bills easily
  • Activate new card
  • Redeem 1% cashback
  • Vote for Conservative charities
Features
Read full description

Coign Mobile App Welcome to Coign, a leading credit card company built by Conservatives for Conservatives. We help conservatives align their dollars with their values. Coign works like every credit card you have ever had. We have the same protections, security, 1% cashback rewards*, VISA network, and technology that you have had with your premium credit cards. However, now every time you swipe your Coign card, you are Spending Right for a change. With each swipe of your Coign card, a portion of the merchant fee associated with your credit card transaction gets donated to awesome Conservative charities that love Conservatives like you.** Coign allows you to give back, fight back, and spend right! So join Coign! Coign's Mobile app allows you to easily and securely manage your credit card: - Join a huge community of Conservatives who love America! - View your statements, transactions, balance, and more. - Pay your bill with the click of a button. - Activate your Coign credit card. - Redeem your unlimited 1% cashback rewards.* - View detailed card transactions. - Vote to support amazing Conservative charities.** Getting started is super easy. Apply for your Coign account at coign.com. Then download the Coign App and start Spending Right! * Rewards are subject to the Coign Reward Program Terms and Conditions: https://cdn.coigncard.com/disclosures/coignRewards-1.0.2.html ** Charitable donations are subject to the Coign Charitable Donation Terms and Conditions: https://cdn.coigncard.com/disclosures/coignCharity-1.1.html

About

GhostLedger

Effortlessly manage your finances by scanning receipts, detecting hidden charges, and gaining AI-powered insights. Organize transactions, set budgets, and visualize your financial goals with customizable themes. Your financial data remains private and secure on-device.

Highlights
  • Receipt scanning with OCR
  • Ghost charge detection
  • AI financial insights
  • Bank statement import
  • Transaction tracking and filtering
  • Budget and goal setting
  • Customizable themes
Features
Read full description

• Scan Receipts – Instantly log expenses with built-in OCR • Ghost Charge Detection – Uncover forgotten subscriptions, fees, and silent recurring charges • AI Financial Insights – Connect OpenAI or Claude to ask smart questions like: “How much did I spend on groceries this month?” • Import Bank Statements – Upload CSV, OFX, or PDF files and review before importing • Track & Organize – View and filter transactions by account, category, or type • Budgets & Goals – Set monthly budgets and visualize progress • iOS 26 Liquid Glass Support – Experience next-gen theming with stunning new UI styles • Custom Themes – Choose from spiritual, dark, neon, or light styles • Private by Design – No ads. No tracking. Your data stays securely on-device or in iCloud Privacy Policy: https://www.freeprivacypolicy.com/live/d37c7e8e-2592-4068-8708-daec6bbdc508 Apple Privacy Policy: https://www.apple.com/legal/privacy/en-ww/

Screenshots

Coign Mobile4 screens
GhostLedger4 screens

Verdict

The call

The clearest difference is price: Coign Mobile at Free against GhostLedger's $9.99. Coign Mobile also leads on ratings volume (163 vs 1) and iOS requirement (15.0 vs 18.0). GhostLedger's advantage is rating (5.0 vs 4.0) and review sentiment (100% vs 65%). On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Coign Mobile is free to download; GhostLedger costs $9.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GhostLedger holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Coign Mobile has 163 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 65% of Coign Mobile's written reviews are positive against 100% of GhostLedger's.

UpkeepUpdate frequency

Coign Mobile ships an update monthly, GhostLedger every 4 weeks. The most recent releases landed on October 8, 2026 and September 27, 2026 respectively.

Scorecard6 real differences · 4 level
Coign Mobile versus GhostLedger: the parameters behind the verdict, then further details
ParameterCoign MobileGhostLedger
PriceFree — better$9.99
Rating4.0 (163 ratings)5.0 (1 ratings) — better
Positive reviews64.6% of reviews100.0% of reviews — better
Number of ratings163 — better1
Update frequencyMonthlyEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterPaid
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.0
Further details — not scored
Size109 MB11 MB
Age rating4+4+
DeveloperZing America, Inc.Matthew Elliott

Customer experience

Coign Mobile

All ratings163 ratings
Positive74.8%
Neutral2.5%
Negative22.7%
Written reviews65 reviews
Positive64.6%
Neutral3.1%
Negative32.3%

GhostLedger

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Coign Mobile

Reported bugs

10 issues
  • Login fails with 'something went wrong' error
  • App repeatedly logs out when accessing transactions
  • Wi-Fi/mobile data connectivity error messages despite connection
  • Face ID recognition not triggering login
  • 2FA text messages not being sent reliably
Show 5 more
  • App crashes after updates
  • Payment processing errors and loops
  • Recurring payment not paying full balance
  • Session expiration when changing screens
  • Password setup failures during account creation

Requested features

9 requests
  • Change of address functionality
  • Quicken or CSV export capability
  • Google Authenticator for 2FA instead of SMS
  • Web portal access
  • Multiple account management
Show 4 more
  • Push notifications for card usage
  • Business card option
  • High-interest savings account
  • Authorized user management

GhostLedger

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Coign Mobile

No in-app purchases

None

GhostLedger

No in-app purchases

Questions

Is Coign Mobile free?
Coign Mobile is free to download, with no in-app purchases.
Is GhostLedger free?
GhostLedger costs $9.99, with no in-app purchases.
Which has better reviews, Coign Mobile or GhostLedger?
GhostLedger is rated higher. Coign Mobile averages 4.0 out of 5 from 163 ratings, while GhostLedger averages 5.0 from 1 ratings.
Do Coign Mobile or GhostLedger have ads?
Neither Coign Mobile nor GhostLedger shows ads.
Which is updated more often, Coign Mobile or GhostLedger?
Coign Mobile ships an update monthly, and GhostLedger every 4 weeks. Most recently, Coign Mobile was updated on October 8, 2026 and GhostLedger on September 27, 2026.

Other comparisons