GhostLedger vs Clear Street
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GhostLedger
Effortlessly manage your finances by scanning receipts, detecting hidden charges, and gaining AI-powered insights. Organize transactions, set budgets, and visualize your financial goals with customizable themes. Your financial data remains private and secure on-device.
- Receipt scanning with OCR
- Ghost charge detection
- AI financial insights
- Bank statement import
- Transaction tracking and filtering
- Budget and goal setting
- Customizable themes
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• Scan Receipts – Instantly log expenses with built-in OCR • Ghost Charge Detection – Uncover forgotten subscriptions, fees, and silent recurring charges • AI Financial Insights – Connect OpenAI or Claude to ask smart questions like: “How much did I spend on groceries this month?” • Import Bank Statements – Upload CSV, OFX, or PDF files and review before importing • Track & Organize – View and filter transactions by account, category, or type • Budgets & Goals – Set monthly budgets and visualize progress • iOS 26 Liquid Glass Support – Experience next-gen theming with stunning new UI styles • Custom Themes – Choose from spiritual, dark, neon, or light styles • Private by Design – No ads. No tracking. Your data stays securely on-device or in iCloud Privacy Policy: https://www.freeprivacypolicy.com/live/d37c7e8e-2592-4068-8708-daec6bbdc508 Apple Privacy Policy: https://www.apple.com/legal/privacy/en-ww/
Clear Street
Access institutional-grade clearing and prime brokerage technology for trading equities, ETFs, and options. Features include AI-powered analysis, real-time risk management, and direct API integration. Enjoy competitive cash yield with no asset under management fees.
- Institutional clearing and prime brokerage
- AI-powered analyst (Omni)
- Real-time risk intelligence
- No AUM fees
- API and MCP for automation
- White-glove support
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Institutional Infrastructure. Now Accessible. Clear Street is built on the same clearing and prime brokerage technology that serves institutional desks, with competitive cash yield, and best-in-class execution. Trade equities, ETFs, options, and more soon. The Clear Street Edge Omni: your in-app analyst. LLM-powered research, scenario modeling, and structured trade construction — ready for your approval. Real-time risk intelligence. Portfolio analytics, exposure visibility, and margin clarity on demand. No AUM fees. You keep what you earn. We don't take a percentage of your portfolio. API & MCP. Automate algos and plug AI-native workflows directly into institutional infrastructure. Human white-glove support. Personalized onboarding and support when required. DISCLOSURES Brokerage services are offered through Clear Street LLC, Member FINRA/SIPC. Clear Street LLC is a self-clearing broker dealer; clearing and custody services are provided by Clear Street LLC. Omni AI is a market research and information tool offered by Clear Street Technology LLC, an affiliate of Clear Street LLC. Omni AI does not provide investment advice, and nothing in this app constitutes a recommendation to buy or sell any security. All investment and trading decisions are yours alone. Options trading involves significant risk of loss and is not appropriate for all investors. Before trading options, please review the Characteristics and Risks of Standardized Options (ODD) available at theocc.com. Investing in securities involves risk, including the possible loss of principal. Additional information about Clear Street LLC is available on FINRA BrokerCheck at brokercheck.finra.org, including our Customer Relationship Summary (Form CRS). Not investment advice, for illustrative purposes only
Screenshots
Verdict
The clearest difference is price: Clear Street at Free against GhostLedger's $9.99. Clear Street also leads on update cadence (every 8 days vs every 4 weeks) and ratings volume (27 vs 2). On rating, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Clear Street is free to download; GhostLedger costs $9.99 up front. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for GhostLedger against 5.0 for Clear Street. That said, the two scores are not equally well evidenced: Clear Street has 27 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
GhostLedger ships an update every 4 weeks, Clear Street every 8 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | GhostLedger | Clear Street |
|---|---|---|
| Price | $9.99 | Free — better |
| Rating | 5.0 (2 ratings) | 5.0 (27 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 2 | 27 — better |
| Update frequency | Every 4 weeks | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 | 18.0 |
| Further details — not scored | ||
| Size | 11 MB | 99 MB |
| Age rating | 4+ | 4+ |
| Developer | Matthew Elliott | Clear Street |
Customer experience
GhostLedger
Clear Street
In-app purchases
GhostLedger
No in-app purchases
Clear Street
No in-app purchases
Questions
Is GhostLedger free?
Is Clear Street free?
Which has better reviews, GhostLedger or Clear Street?
Do GhostLedger or Clear Street have ads?
Which is updated more often, GhostLedger or Clear Street?
Other comparisons
