3Rivers Mobile Banking vs GhostLedger

3Rivers Mobile Banking The 3Rivers Mobile Banking App is an easy-to-use banking solution that puts the credit union and our services in the palm of your hand 24/7—allowing you to manage your money anytime, anywhere. The ability to use the same username and password tied to your 3Rivers Online Account Access allows for a streamlined banking experience, no matter when or where you choose to log-in! With our mobile banking app, you can: • Deposit check(s)*. • See account balances in real-time. • Transfer money and make payments on loans and credit cards. • Pay your bills using Bill Pay. • Make quick and easy person-to-person payments. • Utilize budgeting tools to keep better track of your spending. • Set card control options, like spending limits and turning cards on and off, to protect against fraud. • Search for nearby branches and ATMs. In order to use our mobile banking app, you need to be enrolled in 3Rivers Online Account Access. If you don’t already have an online account, signing up is easy and takes just a few moments! Visit 3riversfcu.org/enroll on your computer, mobile device, or tablet to get started. To learn more, visit www.3riversfcu.org/mobile or email trfcuservice@trfcu.org *Remote deposits are only compatible with devices that have auto-focus cameras. They are not compatible with fixed-focus cameras. Note: Electronic mail (email) is not secure. Any confidential or sensitive personal/business information should not be communicated in this manner. 3Rivers is federally insured by the NCUA.

• Scan Receipts – Instantly log expenses with built-in OCR • Ghost Charge Detection – Uncover forgotten subscriptions, fees, and silent recurring charges • AI Financial Insights – Connect OpenAI or Claude to ask smart questions like: “How much did I spend on groceries this month?” • Import Bank Statements – Upload CSV, OFX, or PDF files and review before importing • Track & Organize – View and filter transactions by account, category, or type • Budgets & Goals – Set monthly budgets and visualize progress • iOS 26 Liquid Glass Support – Experience next-gen theming with stunning new UI styles • Custom Themes – Choose from spiritual, dark, neon, or light styles • Private by Design – No ads. No tracking. Your data stays securely on-device or in iCloud Privacy Policy: https://www.freeprivacypolicy.com/live/d37c7e8e-2592-4068-8708-daec6bbdc508 Apple Privacy Policy: https://www.apple.com/legal/privacy/en-ww/