Comparison

Valtpay vs Sentoo.me

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Valtpay

This digital e-wallet simplifies payments for Curaçao residents. Easily settle utility bills and pay for various services at counters.

Highlights
  • Digital e-wallet
  • Utility bill payments
  • Counter service payments
  • Curaçao customer focused
Features
Read full description

Digital E-wallet payment solution for all Curaçao customers. Customer can pay their utility bills and pay at counter for other services provided by cpost.

About

Sentoo.me

Easily request money from friends and family directly to your bank account. Simply create a payment request and share it via your favorite messaging apps. Receive funds instantly and securely without needing to exchange bank details.

Highlights
  • Create payment requests
  • Share requests via messaging apps
  • Receive money directly to bank account
  • Secure online banking integration
  • QR code payment requests
  • Supports multiple banks in the Caribbean
Features
Read full description

Sentoo.me helps you to get your money back quickly. Directly from bank account to yours. Simply link your bank account, create your Sentoo.me payment request and share with one click to your friends, family, or anyone else. Instantly and securely receive your money fast and free. When to use Sentoo.me? Did you pay for drinks for friends? Lunch that one time? Festival tickets last month? No matter the situation, it’s payback time! Requesting your money back has never been so easy. How to get started To use Sentoo.me, all you have to do is link your phone number and bank account. Activation takes less than 3 minutes and you’ll be guided through the process. Easy payment requests Create and send your Sentoo.me payment request via WhatsApp, Messenger, SMS, or email. The choice is yours. Whoever needs to pay you back receives a link. They can pay without the Sentoo.me app. Exchanging bank information is no longer necessary. The link redirects to their secure online banking app. All they need to do is simply approve and pay! The money is directly settled in your bank account. Request and receive with QR codes Want to get your money back fast, but don’t have the recipient’s phone number? Create a QR code for your payment request and let the recipient scan the code. It’s way quicker! Pay by Bank Sentoo.me is available for Aruba Bank and CMB in Aruba, Orco Bank and MCB in Curaçao, Bonaire, Saba, and St. Eustatius, and Orco Bank and WIB in St. Maarten. More banks coming soon. Secure payments Bank level security applies. Your information is only used for payment requests, and not for commercial purposes.

Screenshots

Valtpay4 screens
Sentoo.me4 screens

Verdict

The call

The clearest difference is rating: Valtpay at 5.0 against Sentoo.me's 4.2. Valtpay also leads on iOS requirement (13.0 vs 17.6). Sentoo.me's advantage is ratings volume (9 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Valtpay holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Sentoo.me has 9 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on July 24, 2026 and August 10, 2026 respectively.

Scorecard3 real differences · 7 level
Valtpay versus Sentoo.me: the parameters behind the verdict, then further details
ParameterValtpaySentoo.me
PriceFreeFree
Rating5.0 (1 ratings) — better4.2 (9 ratings)
Positive reviews—66.7% of reviews
Number of ratings19 — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better17.6
Further details — not scored
Size55 MB29 MB
Age rating4+4+
DeveloperCpost International N.VSentoo B.V.

Customer experience

Valtpay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Sentoo.me

All ratings9 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

Valtpay

No in-app purchases

None

Sentoo.me

No in-app purchases

Questions

Is Valtpay free?
Valtpay is free to download, with no in-app purchases.
Is Sentoo.me free?
Sentoo.me is free to download, with no in-app purchases.
Which has better reviews, Valtpay or Sentoo.me?
Valtpay is rated higher. Valtpay averages 5.0 out of 5 from 1 ratings, while Sentoo.me averages 4.2 from 9 ratings.
Do Valtpay or Sentoo.me have ads?
Neither Valtpay nor Sentoo.me shows ads.
Which is updated more often, Valtpay or Sentoo.me?
Valtpay ships an update every 2 months, and Sentoo.me every 2 months. Most recently, Valtpay was updated on July 24, 2026 and Sentoo.me on August 10, 2026.

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