Comparison

Nexta vs Mogo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nexta

Manage your money with a unified card and app for easy transfers, payments, and budgeting. Enjoy instant money transfers, payment requests, and robust security features.

Highlights
  • Unified card for all payments
  • Virtual and physical card options
  • Instant money transfers
  • Payment request feature
  • Fun budgeting tools
  • 24/7 customer support
  • Biometric security
Features
Read full description

Level up the way you manage your money with a card and app that top it all Money transfers, payments, and money management are made easy with an app that takes your banking experience to a different level Features One cool card to gather it all Fuse all your cards into one Nexta super-card and save the hassle of pulling out numerous cards when it's time to pay. Best of virtual and physical cards Set up your account in a blink, request your Nexta card. Nexta cards are globally accepted! Break barriers with instant money transfers Pay and receive money from friends and family in seconds with an app that breaks the limits of traditional ways. Request payments from anyone with just a tap Whether you’re splitting a bill at your favorite restaurant, collecting money from your family, or want to ask your friend for money, with just a tap you can send them a payment request. Bringing fun to the boring budgeting task Take charge of your life with money tracking tools that allow you to analyze, track and adjust your spending habits. Don’t wonder where the money goes again. Top of the line customer service Chat in person, call us or just leave a comment to our team and get real-time assistance. Our specialists are here to help you 24/7 throughout the year. We got your back. SOLID security Lock, freeze and/or report your card stolen instantly. Keep your hard-earned money safe with the latest biometrics All your transactions are protected with authentications, fingerprints, and passcodes. Breathe easily, your data and money are secured under the law and regulations of the CBE. Personalized experience Enjoy a banking experience that constantly adapts to your lifestyle needs and offers you the best possible features suited for you. Lifestyle We are more than just a banking; we are a lifestyle hack that changes lives and walks hand in hand with you.

About

Mogo

This consumer finance platform offers flexible payment solutions to help users manage their budgets and enhance their shopping experience. It provides a Buy Now, Pay Later (BNPL) option for streamlined cash-flow management and financial empowerment.

Highlights
  • Flexible payment options
  • Buy Now, Pay Later (BNPL)
  • Budget management
  • Streamlined cash-flow
  • User-friendly interface
Features
Read full description

Mogo is a consumer finance platform powered by MIDBANK, designed to serve as a reliable financial partner in a dynamic and evolving economy. Built with agility at its core, Mogo adapts seamlessly to changing market conditions, delivering innovative and user-friendly solutions that enable customers to manage their budgets with confidence. Through fast, flexible, and convenient payment options, Mogo helps users stay in control of their finances while elevating their overall shopping experience. With its Buy Now, Pay Later (BNPL) offering, Mogo streamlines cash-flow management by providing smart, flexible solutions that empower users to choose the right balance between immediate payments and deferred financing—supporting a more convenient and financially empowered lifestyle.

Screenshots

Nexta4 screens
Mogo4 screens

Verdict

The call

The clearest difference is rating: Nexta at 4.5 against Mogo's 2.9. On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Nexta holds the better App Store score, 4.5 against 2.9. Both are backed by a comparable volume of ratings — 10 and 18 respectively.

UpkeepUpdate frequency

Nexta ships an update every 8 days, Mogo every 2 weeks. The most recent releases landed on July 23, 2026 and September 24, 2026 respectively.

Scorecard1 real difference · 8 level
Nexta versus Mogo: the parameters behind the verdict, then further details
ParameterNextaMogo
PriceFreeFree
Rating4.5 (10 ratings) — better2.9 (18 ratings)
Number of ratings1018 — better
Update frequencyEvery 8 days — betterEvery 2 weeks
AdsYesYes
In-app purchasesNoNo
MonetizationAd-supportedAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.014.0
Further details — not scored
Size92 MB60 MB
Age rating12+4+
DeveloperNexta Digital PaymentsMid Takseet

Customer experience

Nexta

All ratings9 ratings
Positive88.9%
Neutral0.0%
Negative11.1%

Mogo

All ratings18 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Nexta

No in-app purchases

None

Mogo

No in-app purchases

Questions

Is Nexta free?
Nexta is free to download, with no in-app purchases.
Is Mogo free?
Mogo is free to download, with no in-app purchases.
Which has better reviews, Nexta or Mogo?
Nexta is rated higher. Nexta averages 4.5 out of 5 from 10 ratings, while Mogo averages 2.9 from 18 ratings.
Do Nexta or Mogo have ads?
Both Nexta and Mogo show ads.
Which is updated more often, Nexta or Mogo?
Nexta ships an update every 8 days, and Mogo every 2 weeks. Most recently, Nexta was updated on July 23, 2026 and Mogo on September 24, 2026.

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