Nexta vs Payly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Nexta
Manage your money with a unified card and app for easy transfers, payments, and budgeting. Enjoy instant money transfers, payment requests, and robust security features.
- Unified card for all payments
- Virtual and physical card options
- Instant money transfers
- Payment request feature
- Fun budgeting tools
- 24/7 customer support
- Biometric security
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Level up the way you manage your money with a card and app that top it all Money transfers, payments, and money management are made easy with an app that takes your banking experience to a different level Features One cool card to gather it all Fuse all your cards into one Nexta super-card and save the hassle of pulling out numerous cards when it's time to pay. Best of virtual and physical cards Set up your account in a blink, request your Nexta card. Nexta cards are globally accepted! Break barriers with instant money transfers Pay and receive money from friends and family in seconds with an app that breaks the limits of traditional ways. Request payments from anyone with just a tap Whether you’re splitting a bill at your favorite restaurant, collecting money from your family, or want to ask your friend for money, with just a tap you can send them a payment request. Bringing fun to the boring budgeting task Take charge of your life with money tracking tools that allow you to analyze, track and adjust your spending habits. Don’t wonder where the money goes again. Top of the line customer service Chat in person, call us or just leave a comment to our team and get real-time assistance. Our specialists are here to help you 24/7 throughout the year. We got your back. SOLID security Lock, freeze and/or report your card stolen instantly. Keep your hard-earned money safe with the latest biometrics All your transactions are protected with authentications, fingerprints, and passcodes. Breathe easily, your data and money are secured under the law and regulations of the CBE. Personalized experience Enjoy a banking experience that constantly adapts to your lifestyle needs and offers you the best possible features suited for you. Lifestyle We are more than just a banking; we are a lifestyle hack that changes lives and walks hand in hand with you.
Payly
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Payly is your universal payment address: one link that carries every way to pay you. Add your Venmo, Cash App, PayPal, Wise, Revolut, Zelle and Apple Cash details once. Share a single link — payly.me/yourname — and whoever opens it picks the app they already use. No more "do you have Venmo?" No more typing handles into a text message. GET PAID IN PERSON Show the QR code on your home screen and they scan it. One tap later they're paying you in the app they trust. Add the payly card to Apple Wallet and your code is one swipe away at the register. REQUEST EXACT AMOUNTS Splitting dinner? Collecting rent? Tap Request, type the amount, add a note. Payly builds a link and QR code that pre-fills the amount in apps that support it. Your recent requests are saved for one-tap reuse. SEE YOUR LINK WORK A quiet weekly count of link views and payment-method taps, right on your home screen. FREE FOREVER No card, no fees, no catch. Payly never sees, holds, or processes your money. Payments happen entirely inside the apps you and your payers already trust. We just make sure nobody ever has to ask "how do I pay you?" again. SUPPORTED Venmo · Cash App · PayPal · Wise · Revolut · Zelle · Apple Pay (Apple Cash) Your profile is public by design. Share only the handles you're comfortable showing. Your email and password stay private. Questions? payly.me/faq
Screenshots
Verdict
The clearest difference is ads: Payly at none against Nexta's shown. Nexta's advantage is iOS requirement (14.0 vs 16.4). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Nexta | Payly |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (10 ratings) — better | — |
| Number of ratings | 10 — better | — |
| Update frequency | Every 8 days | — |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 92 MB | 31 MB |
| Age rating | 12+ | 4+ |
| Developer | Nexta Digital Payments | Osian, Inc. |
In-app purchases
Nexta
No in-app purchases
Payly
No in-app purchases









