AndX Pay vs Payly

A self-custody wallet app for peer-to-peer digital asset transfers. AndX Pay is a secure mobile wallet that allows users to manage their own digital assets and interact directly with decentralized networks. The wallet is fully non-custodial, meaning users retain complete control over their private keys and funds at all times. AndX Pay makes it simple to transfer directly with friends, family, and contacts. Send or receive securely within seconds. Key Features Self-Custody Wallet Private keys are generated and stored locally on your device. Only you control your wallet and assets. Peer-to-Peer Transfers Send and receive digital assets directly between wallet addresses across supported blockchain networks. Local Key Security Private keys and recovery phrases remain on your device and are never transmitted to or stored by AndX Pay. Transparent Transactions All transactions are broadcast directly to public blockchain networks and can be independently verified. How It Works 1. Sign in securely and create or import a wallet 2. Send, receive, and manage digital assets directly from your device Important Notice AndX Pay is a non-custodial wallet interface. The app does not store, custody, or control user funds, and does not act as a financial institution, broker, exchange, or money transmitter. Users interact directly with blockchain networks.

Payly is your universal payment address: one link that carries every way to pay you. Add your Venmo, Cash App, PayPal, Wise, Revolut, Zelle and Apple Cash details once. Share a single link — payly.me/yourname — and whoever opens it picks the app they already use. No more "do you have Venmo?" No more typing handles into a text message. GET PAID IN PERSON Show the QR code on your home screen and they scan it. One tap later they're paying you in the app they trust. Add the payly card to Apple Wallet and your code is one swipe away at the register. REQUEST EXACT AMOUNTS Splitting dinner? Collecting rent? Tap Request, type the amount, add a note. Payly builds a link and QR code that pre-fills the amount in apps that support it. Your recent requests are saved for one-tap reuse. SEE YOUR LINK WORK A quiet weekly count of link views and payment-method taps, right on your home screen. FREE FOREVER No card, no fees, no catch. Payly never sees, holds, or processes your money. Payments happen entirely inside the apps you and your payers already trust. We just make sure nobody ever has to ask "how do I pay you?" again. SUPPORTED Venmo · Cash App · PayPal · Wise · Revolut · Zelle · Apple Pay (Apple Cash) Your profile is public by design. Share only the handles you're comfortable showing. Your email and password stay private. Questions? payly.me/faq