Comparison

FBNDirect vs Jaiz eToken

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FBNDirect

Features
Read full description

FBNDirect is the official mobile Corporate Online Banking smartphone application for FBNBank Subsidiaries

About

Jaiz eToken

This app generates one-time passwords (OTPs) to secure your online accounts. It replaces physical security tokens, offering a convenient and robust two-factor authentication method for banking, corporate networks, and e-commerce.

Highlights
  • Generates one-time passwords (OTPs)
  • Enhances online security
  • Simplifies authentication
  • Replaces physical tokens
  • Supports two-factor authentication (2FA)
Features
Read full description

The eToken application is a cutting-edge digital platform designed to enhance security and simplify authentication processes.  It generates one-time passwords (OTPs) for secure access to online services, such as banking, corporate networks, and e-commerce platforms. The app replaces traditional physical tokens. By combining something you know (PIN) with something you have (eToken), the app ensures robust two-factor authentication (2FA).

Screenshots

FBNDirect4 screens
Jaiz eToken4 screens

Verdict

The call

The clearest difference is update cadence: FBNDirect at every 2 months against Jaiz eToken's every 7 months. FBNDirect also leads on iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FBNDirect ships an update every 2 months, Jaiz eToken every 7 months. The most recent releases landed on October 14, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
FBNDirect versus Jaiz eToken: the parameters behind the verdict, then further details
ParameterFBNDirectJaiz eToken
PriceFreeFree
Rating—2.3 (3 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 2 months — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size43 MB141 MB
Age rating4+4+
DeveloperFirst Bank of Nigeria LimitedJaiz Bank Plc

In-app purchases

None

FBNDirect

No in-app purchases

None

Jaiz eToken

No in-app purchases

Questions

Is FBNDirect free?
FBNDirect is free to download, with no in-app purchases.
Is Jaiz eToken free?
Jaiz eToken is free to download, with no in-app purchases.
Do FBNDirect or Jaiz eToken have ads?
Neither FBNDirect nor Jaiz eToken shows ads.
Which is updated more often, FBNDirect or Jaiz eToken?
FBNDirect ships an update every 2 months, and Jaiz eToken every 7 months. Most recently, FBNDirect was updated on October 14, 2026 and Jaiz eToken on October 24, 2026.

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