Monee vs SpendBalance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Monee
Effortlessly track your income and expenses with this intuitive finance manager. Gain clear insights into your spending habits and organize your finances by custom categories. Manage group budgets, set recurring transactions, and export your data securely.
- Intuitive expense and income tracking
- Group finance management
- Customizable categories
- Recurring transaction setup
- In-depth financial analysis
- Worldwide currency support
- Secure data protection
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Enter the amount, select a category, and optionally add a short note - that's it. Get better insight into your finances: Monee displays your monthly expenses and income in an organized way. You can instantly see where your money is going and develop a better understanding of your income and expenses. No registration required - because it's annoying. No ads - because they're annoying. No tracking - because it's annoying. Free - because subscriptions are annoying. As a user of the app, you can: ► Easily manage the finances of your family, shared apartment, or other groups. ► Create unlimited accounts and invite people. ► Add unlimited expenses and income. ► Add recurring expenses and income. ► Organize your finances by self-created categories. ► Perform in-depth analyses of your income and expenses. ► Filter transactions by various criteria such as type, frequency, or people involved. ► Work with any currency worldwide. ► Easily export your financial data. Additionally, you can: ► Protect your data using Face ID, Touch ID, or a code ► Set the start of the month to any day ► Transfer your previous balance to the current period Do you have comments and suggestions for improvement? Write to me and let's make the app better together. Do you like the app? I'd appreciate a positive review! Best regards Stephan Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
SpendBalance
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SpendBalance shows you where your money goes, without the setup. Add a purchase in two taps. Set rent, subscriptions and allowances once and they track themselves — daily, weekly or monthly — so you only log what you actually choose to spend. Everything stays on your iPhone. No account, no sign-up, nothing collected. WHAT YOU GET - Two-tap entry — log a purchase in seconds - Recurring transactions — set repeating income and expenses once and let them run daily, weekly or monthly - Four dashboard widgets — month's overview, balance trend, budget situation and spending split - 38 categories in groups like Campus Life, Food & Social and Personal Wellbeing — pick the 7 that matter to you - Day, week, month and year views - 66 currencies - Custom colours and a dashboard you arrange yourself - Dark mode, following your system setting HOW IT WORKS SpendBalance doesn't connect to your bank. You enter what you spend, which takes a couple of seconds — and means the app works with any bank in any country, and that your financial data never leaves your device. Recurring items handle the predictable spending on their own. Start in under a minute. No sign-up screen, nothing to connect.
Screenshots
Verdict
The clearest difference is in-app purchases: SpendBalance at none against Monee's 9. Monee's advantage is update cadence (weekly vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Monee sells 8 in-app purchases, starting at $1.29 per 7 days. SpendBalance asks for nothing beyond the download.
Monee ships an update weekly, SpendBalance every 3 weeks. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.
| Parameter | Monee | SpendBalance |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (346 ratings) — better | — |
| Positive reviews | 98.5% of reviews | — |
| Number of ratings | 346 — better | — |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.4 | 16.4 |
| Further details — not scored | ||
| Size | 49 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | Stephan Lerner | Steven Sbarbaro |
In-app purchases
Monee
- Support$1.297 Days
- Support$2.291 Month
- Support$13.491 Year
- Support$6.89
- Support$7.29
- Support2 variants$10.49
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- Support$13.49
- Support$14.49
SpendBalance
No in-app purchases









