Yendo vs First Latitude
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Yendo
Access revolving credit up to $10,000 using your car's equity. Get approved quickly with competitive rates and build your credit history by reporting to major bureaus. Manage your account easily through the app.
- Credit up to $10,000 based on car value
- Revolving credit line
- Lower interest rates
- Build credit history
- Report to major credit bureaus
- Manage account via app
- Freeze card
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Yendo is the world's first credit card based on the value of your car. Quick, easy, and flexible, Yendo provides up to $10,000 in revolving credit without the high rates and hassle of a loan. UP TO $10,000 - Yendo provides revolving lines of credit up to $10,000 based on the value of your car. GREAT RATES - Smarter technology built by people who care means lower interest rates. See our current APRs on https://www.yendo.com. BUILD CREDIT - Yendo reports to the three major credit bureaus. STAY IN CONTROL - With our Yendo app, you can manage your credit card activity, review previous purchases, and freeze your card ABOUT - At Yendo, we believe everyone should have access to fair and affordable credit. We understand life can be unpredictable, and the right financial partner can help you navigate the twists and turns. With our Yendo Credit Card, you can get up to $10,000 at an affordable rate by using the equity in something you already own - your vehicle! And we report to the three major credit bureaus, which can help you build the credit you need for a more secure financial future. INCREDIBLE - You actually read this far, thanks! We can't wait to grow with you! Yendo credit cards are issued by Cross River Bank, Member FDIC, pursuant to license from Mastercard International.
First Latitude
Manage your financial account conveniently from your mobile device. Make secure payments, view transaction history, check your credit limit, and redeem rewards. All your account information in one easy-to-use application.
- Account management
- Secure payments
- Transaction history
- Credit limit tracking
- Rewards redemption
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Download the user-friendly First Latitude Mobile App to manage your account in one place! With the First Latitude Mobile App, you can: Effortlessly manage your First Latitude account wherever you are Make secure payments to your account Stay informed by viewing your transaction history and current statements Keep track of your available credit limit Redeem your 1% Cash Back Rewards Download the First Latitude Mobile App today!
Screenshots
Verdict
The clearest difference is rating: Yendo at 4.8 against First Latitude's 2.0. Yendo also leads on update cadence (every 2 days vs monthly) and review sentiment (51% vs 25%). First Latitude's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Yendo holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: Yendo has 4.6K ratings behind it against 30, so its average is the more settled of the two. Written reviews point the same way: 51% of Yendo's written reviews are positive against 25% of First Latitude's.
Yendo ships an update every 2 days, First Latitude monthly. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | Yendo | First Latitude |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.6K ratings) — better | 2.0 (30 ratings) |
| Positive reviews | 50.7% of reviews — better | 25.0% of reviews |
| Number of ratings | 4.6K — better | 30 |
| Update frequency | Every 2 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 181 MB | 226 MB |
| Age rating | 4+ | 17+ |
| Developer | Yendo Inc. | Vervent, Inc |
Customer experience
Yendo
First Latitude
Bugs and requests
Yendo
Reported bugs
5 issues- Constant app crashes and freezes
- Issues with identity verification
- Inaccurate transaction history and balances
- Inability to update personal information
- Delayed title return after loan payoff
Requested features
5 requests- Improve app stability and functionality
- Provide more transparent pricing and fees
- Enhance customer communication and support
- Streamline the account activation process
- Integrate with popular payment platforms
First Latitude
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Yendo
No in-app purchases
First Latitude
No in-app purchases
