Wouldn’t open a card with them again.
Not my first credit card. I was experiencing issues with them putting a temporary restriction on my account out of nowhere a few days after I paid $175 on my card. I sent an email with the needed verification after contacting a representative on October 20th and here it is the 29th with no follow up responses from them yet. Terrible company and awful communication.
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Ppjmhana
Actually works !
Look, I know you are probably desperate to get the funds and the wait makes it seem like a scam, I also thought it was a scam because it took like a month to get it even tho I purchased fast shipping. I got it but after the 3rd week I was already calling them to see what happed and they said they sent it and I waited another week to get it. It actually works, and if you try to fix your credit I think it’s a good option because of how easy is to get approved and why do you get approved? Because whatever money you pay as a “DEPOSIT” that’s gonna be your credit line. If you don’t pay them then they keep it of course. If you cancel the card then they send your money back on a check and it takes 30days. This is a good fit if you are trying to rebuild build up or credit and are patient to wait for a month or a little more to get the card. I give 4 starts because it just takes too long to get it but they still deserve a 4 because at the end of day they are there to help rebuild your credit, you use it, pay it before they charge you interest and you are good rebuilding your credit. And like I said what abet deposit you make that’s gonna be your credit limit, I paid $500 and my credit line is $500. I suggest you to do small transactions first instead of making big ones because it will not go through, I tried to buy a plane ticket of $400 and the website didn’t let me use it, idk it it was the card or the website not accepting my card but then I made small transactions and had no problem. Always make sure your address is correct and you are aware it’s a refundable deposit when you cancel account that mean you cancel card then send your deposit back minus whatever balance you have on the card.
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GGabicita102
Response from developer
Thank you for your review and for being a First Latitude Customer.
Can’t create account
I tried to create an account after downloading app but can’t get past the zip code field. Unable to type anything in. Uninstalling and reinstalling didn’t help. Going to try the actual site, then possible customer service.
I received my card almost a month after applying for it. (Supposed to be up to ten business days).
I received my card almost a month after applying for it. (Supposed to be up to ten business days).
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JJennyWimmerNugget
Response from developer
Please reach out if you continue to have issues creating an account. We continue to work on our app to make it the best Customer experience.
Lied about expedited delivery
I paid 20$ for expedited delivery on 09/10/2026 and today is 09/22/2026 and I still haven’t received or heard anything about my card.
GGrimey1023
Response from developer
Please reach out if you have not received your credit card.
Horrible company
They shut my card down after making the first payment in full told me to upload all these documents which I did then refused to turn my account back on after uploading all documents they’re a scam do not use
CChrstr571
Response from developer
We do monitor all accounts for possible suspicious activity and will suspend accounts if needed. Please contact our Customer Service department and we can review your account.




