Best First Latitude alternatives: apps like First Latitude

4.5😞(403 ratings)

Free

Firstcard: Cash Advance+Credit screenshot 1

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Build your credit history and earn rewards with a secured credit card designed for everyone, including immigrants and first-time credit users. Open a credit card, bank account, and grow savings all in one place. Earn cashback and competitive APY on your savings.

What We Love

💳 Great for credit building
💰 Helpful for budgeting and saving
🤑 Decent cashback rewards
👍 User-friendly app interface

Room to Improve

🤖 Poor customer service and communication
💰 High monthly fees
🔒 Difficulty closing accounts
🐛 Buggy and unreliable app
💸 Questionable legitimacy and potential fraud

Imagine Account Center by Atlanticus Services Corporation

Strong Contender

2.1😞(118 ratings)

Free

Manage your credit cards from a single app. Check balances, view transactions, set alerts, and monitor your credit score for free. Securely access your accounts with fingerprint or PIN.

What We Love

🚀 Instant payment posting
👍 Smooth transaction experience
👍 Straightforward account management
👍 Face ID login works
👍 Auto-pay compatibility

Room to Improve

🐛 App constantly glitches/freezes
🐛 App doesn't open/load
🐛 Login issues (spinning gear, can't log in)
🐛 App icon missing
🐛 Cannot type in login fields
🐛 White screen on app open
🐛 App is a disaster/garbage
🐛 Late fees for on-time payments
🐛 Account closed without notification
🐛 Card locked, documents not received
🐛 Rude and horrible support
🐛 Inconsistent information from support
🐛 Notifications not working
🐛 Cannot view card number/details in app
🐛 High interest rates
🐛 Unexpected charges on card
🐛 Low credit limit with immediate charges

TomoCredit by TomoCredit Inc

Manage & Build Your Credit

Worth Considering

Kovo - Fast Credit Builder

3.5😞(583 ratings)

Free

This app helps you build and manage your credit score. It offers features like rent reporting, bill tracking, and an AI financial assistant to provide personalized advice and improve your financial health.

What We Love

👍 Easy to use
💡 Helpful credit consultations
🚀 Clean, user-friendly design
📈 Effective credit-building tools
💰 Bonus cash back feature

Room to Improve

🚫 Failure to report to major credit bureaus
💸 Expensive premium subscription
🤖 Lack of responsive customer support
🔁 Difficulty canceling subscriptions
❌ Unreliable credit score improvements

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Credit Backed By Your Car

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Revolving credit up to $10,000Credit based on car valueLow interest rates

Access revolving credit up to $10,000 using your car's equity. Enjoy great rates and build your credit history by reporting to major bureaus. Manage your account, review purchases, and freeze your card directly through the app.

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