TomoCredit User Reviews

Customer Experience

Positive experience67.0% of reviews
Neutral1.4% of reviews
Negative experience31.6% of reviews

~ Based on 494 written reviews from the US App Store.

What users say

Is TomoCredit Safe?

TomoCredit has mixed safety signals based on user ratings. AppsHunter Safety Score for TomoCredit is 69/100.

This assessment is based on 523 user ratings, with an App Store average of 3.4/5.

Safety Analysis

61.2% of ratings point to a safe experience
0.3% of ratings suggest some concerns
38.5% of ratings point to a risky experience

~ Based on 392 App Store ratings for TomoCredit.

Is TomoCredit Legit?

TomoCredit appears to be a legitimate app. AppsHunter Legitimacy Score for TomoCredit is 85/100.

Based on 85 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Don’t waste your money

Paid $130 for v.i.p nothing was done to improve my credit they literally did nothing and took my money

Tomo

What a Great App! Awesome way to build credit & manage credit support and keep track of the payments online some apps doesn’t offer any of the services they have will definitely tell everyone about this !.. Love a good credit builder app way to save money.

Great app!

This really is a great app. It gives you insight on everything on your credit report down to what you’re spending on a daily/monthly basis. Options on loans that are suitable to you with whatever situation you’re in. There so much more to explore on here and it’s just very convient to get everything you want to see in one app!
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Great App to Manage Credit

You can manage personal and business credit. You can also track daily spending habits and see where your money is going as well as showing upcoming expenses.

Tomocredit

The application is very good and has many options you can try it

Super clean and easy to use!

Logging in was a breeze, and I love that you don't have to hunt around to find your credit journey. it's right there. Seeing your credit summary immediately on the main page without having to click through a bunch of screens is awesome. Plus, having bill monitoring, quick loan rates, and insurance all in one place saves so much hassle with extra logins. Tracks spending smoothly and even lets you handle business credit too. Definitely worth checking out!
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Credit summary

The tomo credit app lets me view my personal credit score and complete credit history from my iphone. It lets me dispute an entry if i need to, and allows me to track my personal spending. It also let me check my credit card application status in real time. This app is great for viewing all my credit information in one place!
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Love this app!!

Everything just so smooth and in place

Terrible service

I’ve emailed them over 50 times to cancel my plan I’ve had to result in blocking every account that they’ve used to try and get them to stop I even got a new card to prevent it and somehow they got that to when I never gave them that so now I have to lock my card just to make sure they don’t get nothing I’m very dissatisfied that I’ve had to do all of that just because they won’t cancel like I’ve asked over 50 times
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Excellent service

Financial management has never been better, tomo credit helps you monitor your spendings and gives you financial advice on how to utilize your financial assets and they helped me build my credit score, never been more grateful for using them
I recommend them

Perfect!

Everything that has to do with your credit in one place. Really nice layout and easy to use.

Predatory company

They do nothing but still consumers money and make it impossible for you to cancel your subscription. Class action lawsuit is in process as we speak

Good app

This app seems to be in the process of being very very helpful to people. When I browsed and tested the app I saw a lot of things that I would use atleast every week. Anywhere from your credit report to disputes to 1:1 consultation for your credit!

Scam don’t sign up

Total scam. Can’t add accounts to receive line of credit. Customer service does not respond I’ve submitted tickets and 51 emails with no response. Paid the $15 to sign up anytime I try to do anything it wants an upgrade. Total scam. Filed a dispute for charges!

Little like mint and Karma

Kind of has a lot of the major feature competing apps have only one of. Credit apps only have credit info, mint has spending but less credit. I like the budget forecasting. I used to get paid once a month that would been nice, all those small re-occurring charges add up.

Not bad

I think I’ll get good use out of this app. I’m trying to build my credit back up after a repo and forced retirement due to disability. Good find!

Easy to navigate

I’ve had a pretty good experience with this app overall. It makes credit tracking feel a lot less confusing, and I like that I can keep an eye on my progress without needing a finance degree and a cup of strong coffee. The app is simple, easy to use, and helpful for staying on top of my credit goals.
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Finally an alternative to ad-packed credit boosters

I have tried a myriad of apps calling themselves credit-boosting this and that. What I wanted was simply to get my scores, reports, some good advice and not be inundated with offers or requests to “join for more…”. TomoCredit stepped up and does all that and more in a polished interface, intuitive sections, all the while giving you all the information you want and none you don’t.
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Working well

I am glad, I came across tomo, it’s a great app. Interface looks user friendly, Thank you.

Great app

Testing the application it has some nice features. The referral bous is awesome.