Actually works !
Look, I know you are probably desperate to get the funds and the wait makes it seem like a scam, I also thought it was a scam because it took like a month to get it even tho I purchased fast shipping. I got it but after the 3rd week I was already calling them to see what happed and they said they sent it and I waited another week to get it. It actually works, and if you try to fix your credit I think it’s a good option because of how easy is to get approved and why do you get approved? Because whatever money you pay as a “DEPOSIT” that’s gonna be your credit line. If you don’t pay them then they keep it of course. If you cancel the card then they send your money back on a check and it takes 30days. This is a good fit if you are trying to rebuild build up or credit and are patient to wait for a month or a little more to get the card. I give 4 starts because it just takes too long to get it but they still deserve a 4 because at the end of day they are there to help rebuild your credit, you use it, pay it before they charge you interest and you are good rebuilding your credit. And like I said what abet deposit you make that’s gonna be your credit limit, I paid $500 and my credit line is $500. I suggest you to do small transactions first instead of making big ones because it will not go through, I tried to buy a plane ticket of $400 and the website didn’t let me use it, idk it it was the card or the website not accepting my card but then I made small transactions and had no problem. Always make sure your address is correct and you are aware it’s a refundable deposit when you cancel account that mean you cancel card then send your deposit back minus whatever balance you have on the card.
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Can’t create account
I tried to create an account after downloading app but can’t get past the zip code field. Unable to type anything in. Uninstalling and reinstalling didn’t help. Going to try the actual site, then possible customer service.
I received my card almost a month after applying for it. (Supposed to be up to ten business days).
I received my card almost a month after applying for it. (Supposed to be up to ten business days).
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Lied about expedited delivery
I paid 20$ for expedited delivery on 09/10/2026 and today is 09/22/2026 and I still haven’t received or heard anything about my card.
Horrible company
They shut my card down after making the first payment in full told me to upload all these documents which I did then refused to turn my account back on after uploading all documents they’re a scam do not use
Scam
Don’t think about opening this account they’re a scam !!!! I wouldn’t even give them 1 star but you have to in order to do a review
Response from developer
Sorry to hear you were not happy with your account. All the Terms and Conditions of the account are disclosed during the application process.
Not a real company
Takes 15-20 for a payment to reflect on your account so you pay and they do t credit your account for 15 days. The app will not work most of the time. The card won’t even work In store most days. It’s worked 3 out of 20 times when I have available credit. Do not give this company your info!
Response from developer
Please contact our Customer Service department and we will be happy to review to see the status of your return.
The worst secured card ever
I got the card and when it was time to pay the bill they tell me they only take payments from an official bank account and routing number. I can’t pay with a debit card. Then I use an account and routing number and the payment doesn’t work and they charge me another 31 dollars for a bounced check. It seems like this card is making my credit score go down not up at all. There’s nothing you can do either just like others said in their comment and reviews. Smh I have the money to pay my bill but can’t because I have to open a bank account at a bank of their choosing. I never heard of not accepting debit card as payment for anything. Especially not a bill or credit card payment. Im soooo mad i disnt choose one of the other secured cards i really am. I hope this helps someone because man oh man will you be mad if you gwt this card to build your credit, and the app sucks to and the site they have. None of it makes any sense at all.. this company will go under definitely if things don’t change.
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Response from developer
You do have the option to pay by debit card and by any bank you choose. Please contact our Customer Service department and we will be happy to review your account with you.
Impossible to Access Account
I don’t know if the app is glitchy but I always have a hard time getting into my accounts. It never saves you log in. The credit card is more hassle than it’s worth.
Response from developer
We continue to work to make your experience great using the app. If the issue continues please contact our Customer Service department using the number on the back of your credit card.
Not a good company
They will take your money, but tell you they have to verify for 7-10 business days. And then tell you the expedited process will take 2-3 business days. So you will never be able to use the card. They happy to take your money. But tell you you can’t use it. They only get one star because I can’t leave a review without it.
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Response from developer
Please contact our Customer Service department and we will be happy to review the status of your account with you.
Do not
I’m waiting for over a month to get my money back and the process is still in pending and no one knows when I will receive the check .
Response from developer
Please contact our Customer Service department and we will be happy to review to see the status of your return.
Scam
i believe its a scam company. I Got approved July 14th. Never received my card so I call on July 27 and was told my acct had a fraud block. They have asked for every form of verification that I have given them then turn around and ask for something else. I deposited $200 that I still cannot access and they refuse to send me another card. They have no time frames & do not respond to emails or contact you when something is going on with your account. I’ve been hung up on and told something different every time I call!
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Response from developer
Sorry to hear you received this kind of service. I can ensure you this is not how we handle our business. Please contact our Customer Service department so we can assist in getting this resolved.
CFBP SCAM DO NOT APPLY OR DOWNLOAD
Over a month I was approved and now they've been asking for every single verification possible. I gave them everything I had and they still rejected so I filed a formal complaint to get my money back one way or another. Don't respond with the "please call us" because I'm past that now. Let me find out you've used our information illegally and I'm filing a civil lawsuit and contacting state attorney and consumer protection attorney.
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Response from developer
Sorry to hear you feel this was a scam. Your funds would be refund per the company policies.
They block account if you pay in full.
The app doesn’t work half the time. That was something I could work with. What I couldn’t work with was, they blocked my account after I paid my account in full. They wanted copies of my bank statements, power bill, my id and social security card. How was the bank account okay for opening the card but, paying it off? No one needs someone bank statements.
So, they took my money and wouldn’t let me use it.
So, they took my money and wouldn’t let me use it.
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Response from developer
Please contact our Customer Service department and we will be happy to review your account information with you.
Upset client
This is a fraudulent company. They never opened my account I’m still waiting on my security deposit to be returned.
Response from developer
Please contact our Customer Service department and we will be happy to review to see the status of your return.
App is not working good for me
This app does not work good for me I can’t even log into my account. I can only call to get my balance.
Response from developer
We continue to work to make your experience great using the app. If the issue continues please contact our Customer Service department using the number on the back of your credit card.
Something Taylor Swift Would Use
This app is great! I image Taylor Swift using this!!!!!!
Response from developer
Thank you for your review and for being a customer.
