Pemo vs Liv Lite
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pemo
This platform streamlines business finances by consolidating invoices, expenses, and approvals. It offers smart corporate cards, automated workflows, and real-time reporting to save time and money.
- Invoice management
- Expense tracking
- Smart corporate cards
- Automated approval flows
- Direct accounting integration
- Real-time reporting
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Pemo is the all-in-one spend management solution that empowers your business by packing every company invoice, expense, approval and spending decision into one powerful platform. Pemo ’s offering includes smart corporate cards, invoice payment systems and expense tracking functions. Pemo’s offering is supported by automated approval flows, direct accounting integration and real-time reporting - features that allow business owners to save time, save money, automate admin and every expense so they can get on with what you do best - building great businesses.
Liv Lite
This app provides essential financial services for younger family members, including a personalized debit card and app access for expense tracking. It allows for earning allowances through chores and cashless shopping, with easy money requests between family members.
- Personalized debit card
- Expense tracking
- Allowance for chores
- Cashless shopping
- Biometric login
- Instant card lock
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Welcome to Liv Lite! A unique digital bank account providing essential financial services for your family members! Includes a personalized debit card and dedicated app access. Why choose Liv Lite? It’s convenient: With your own Liv Lite app, you can easily track your expenses. It’s safe: You can use biometrics for login. Instantly lock the card through the app in case it’s lost or stolen. You can get allowances: Complete tasks or chores to score more cash. (only for ages 8-18) You can go Cashless: Shop with ease using your very own debit card. Request money whenever, wherever: Nudge your family from your Liv Lite app and watch the money roll in. How can you get Liv Lite? One of your parents or family members can easily apply for Liv Lite through our new LivX app. Just make sure they already have a Liv account and ask them to sign you up for Liv Lite. If a Liv Lite Account has already been created for you, download the Liv Lite app to explore financial freedom.
Screenshots
Verdict
The clearest difference is rating: Pemo at 3.8 against Liv Lite's 1.0. Pemo also leads on update cadence (weekly vs monthly). Liv Lite's advantage is review sentiment (20% vs 0%). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pemo holds the better App Store score, 3.8 against 1.0. Both are backed by a comparable volume of ratings — 6 and 4 respectively. Written reviews complicate that: 0% of Pemo's written reviews are positive against 20% of Liv Lite's, so the app with the better star average is not the one people write more warmly about.
Pemo ships an update weekly, Liv Lite monthly. The most recent releases landed on October 25, 2026 and October 22, 2026 respectively.
| Parameter | Pemo | Liv Lite |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (6 ratings) — better | 1.0 (4 ratings) |
| Positive reviews | 0.0% of reviews | 20.0% of reviews — better |
| Number of ratings | 6 — better | 4 |
| Update frequency | Weekly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.6 | 16.0 — better |
| Further details — not scored | ||
| Size | 184 MB | 555 MB |
| Age rating | 4+ | 4+ |
| Developer | Payables Technology LTD | Emirates NBD Bank P.J.S.C |
Customer experience
Pemo
Liv Lite
In-app purchases
Pemo
No in-app purchases
Liv Lite
No in-app purchases









