Comparison

VYBE by BPI vs My CBC App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VYBE by BPI

Enhance your digital banking and rewards with this lifestyle app. Earn points by using BPI products and services, and redeem them for exciting rewards directly within the application.

Highlights
  • E-wallet enhancement
  • Rewards program integration
  • Earn points with BPI products
  • Redeem exciting rewards
  • Digital banking experience
Features
Read full description

Level-up your e-wallet and rewards experience with VYBE! VYBE is your one-stop lifestyle app that makes your everyday digital banking more rewarding. With the all new BPI Rewards, earn points when you use BPI products and services and redeem exciting rewards through the VYBE app.

About

My CBC App

Manage your banking needs with this app, offering seamless transactions, account management, and secure payments. Open new accounts, deposit checks, and send remittances conveniently from your device.

Highlights
  • Online account application
  • Account management and eStatements
  • Money transfers (local and InstaPay/PESONet)
  • Bill payments with recurring options
  • QR code payments and generation
  • Mobile check deposit with status tracking
  • Remittance services
  • Biometric and passcode security
Features
Read full description

Discover a new level of convenience with My CBC, an app that is focused on you and your banking needs! My CBC App is a seamless blend of intuitively designed digital services exclusively for your convenience and security. Unlock unparalleled versatility for seamless transactions across desktop and mobile devices. Explore the possibilities with My CBC! *** Apple Pay *** Introducing Apple Pay. Apple Pay is an easy, secure, and private way to use your Chinabank card your Apple devices. Add your CBC debit or credit card to Apple Pay directly through the app. No need to type long card numbers or wait for verification codes. *** Enroll and Log in *** Enroll with just a few taps using your savings, checking, or credit card account – no need to go to the branch or ATM to activate your enrollment. Log in easily via Face ID, Touch ID, or passcode. ***Online Account Application*** Skip the branch queue! Open a Chinabank account quickly and easily, wherever you are. Get instant access to your approved account through the App! *** Account Management and eStatement *** Monitor your Chinabank accounts, UITFs, and Credit Card balances conveniently in one app. Stay organized and eco-friendly with digitally available statements of account. *** Transfer Money *** Transfer money to other China Bank accounts, or to other local bank accounts via InstaPay or PESONet. *** Pay Bills *** Pay your bills on time and avoid the stress of late charges by setting recurring payments. *** QR Payments *** Generate your own account QR Code for quicker and safer transfers. You may also scan your recipient’s account QR Code to transfer funds or scan the QR Ph Code to pay for your in-store purchases, groceries, or restaurant bills. *** Mobile Check Deposit *** No need to go to the branch to deposit your checks. Simply take a photo of your check and deposit it through My CBC App. You may even track the status of your check deposit with just a few taps. *** Remittance *** Send cash to your family and friends anywhere in the Philippines, even if they don’t have a bank account. The cash can be picked up from any Chinabank branch or any branch of our cash pickup outlets. *** Enhanced Security *** Safeguard your transactions with various security measures. Choose from biometrics face ID or touch ID, or passcode to authorize your financial activities. *** Language *** Customize your banking experience by choosing between English and Traditional Chinese as the language for your account. Keep an eye out for new features! We are focused on improving your digital banking experience. and will keep you informed about upcoming features. Get ready to be captivated by the new My CBC App — download and enroll now! ABOUT CHINABANK Since its establishment in 1920, China Banking Corporation, commonly known as Chinabank, has been a key player in the reconstruction and economic recovery of the Philippines. As one of the country's largest private universal banks, Chinabank offers a diverse range of financial products through an extensive network of branches and ATMs nationwide, including those under its subsidiary, China Bank Savings. Beyond traditional banking, the institution is actively involved in investment banking, securities brokerage, insurance services, and bancassurance. Evolving with the times, Chinabank remains at the forefront of the digital banking landscape, continually enhancing services to cater to its diverse clientele.

Screenshots

VYBE by BPI4 screens
My CBC App4 screens

Verdict

The call

The clearest difference is rating: My CBC App at 3.2 against VYBE by BPI's 1.0. My CBC App also leads on review sentiment (29% vs 0%) and update cadence (every 2 weeks vs every 5 weeks). VYBE by BPI's advantage is ratings volume (57 vs 19) and iOS requirement (12 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

My CBC App holds the better App Store score, 3.2 against 1.0. Both are backed by a comparable volume of ratings — 57 and 19 respectively. Written reviews point the same way: 0% of VYBE by BPI's written reviews are positive against 29% of My CBC App's.

UpkeepUpdate frequency

VYBE by BPI ships an update every 5 weeks, My CBC App every 2 weeks. The most recent releases landed on November 4, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
VYBE by BPI versus My CBC App: the parameters behind the verdict, then further details
ParameterVYBE by BPIMy CBC App
PriceFreeFree
Rating1.0 (57 ratings)3.2 (19 ratings) — better
Positive reviews0.0% of reviews28.6% of reviews — better
Number of ratings57 — better19
Update frequencyEvery 5 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS12 — better16.0
Further details — not scored
Size118 MB420 MB
Age rating4+4+
DeveloperBank of the Philippine IslandsChina Banking Corporation

Customer experience

VYBE by BPI

All ratings56 ratings
Positive0.0%
Neutral1.8%
Negative98.2%
Written reviews73 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

My CBC App

All ratings19 ratings
Positive52.6%
Neutral5.3%
Negative42.1%
Written reviews7 reviews
Positive28.6%
Neutral14.3%
Negative57.1%

Bugs and requests

VYBE by BPI

Reported bugs

33 issues
  • Cannot log in
  • Fails to login after inputting OTP
  • App not working abroad
  • BPI points not reflecting on the app
  • App cannot be opened
Show 28 more
  • Screen stuck on landing page
  • App causes phone to crash
  • App shuts down unexpectedly
  • Invalid account error when trying to log in
  • No OTP sent for forgot MPIN
  • Phone goes blank after logging in
  • App is buggy and throws errors after OTP
  • Cannot go further than MPIN and accepting T&C
  • OTP is invalid
  • Customer service cannot solve login issues
  • Cannot enter OTP as app is still loading
  • App keeps crashing/not opening after logging in successfully
  • Money disappeared from the app and not returned
  • App crashes when attempting to log in or sign up
  • Perpetually on the first screen (logo)
  • OTP not recognized
  • Account locked after signing up
  • 502 Bad Gateway on login
  • Contact support keeps loading
  • Member already exists error after reinstalling
  • Forgot PIN goes to a blank screen
  • Authentication always fails (VYBE MS ERROR)
  • Input is invalid error
  • App gets stuck on the logo screen
  • Slow loading of reward details
  • Cannot get reward codes from the app after claiming
  • App stopped working, it froze
  • Unable to process request error

Requested features

12 requests
  • Support international numbers
  • Allow checking/claiming rewards points without app
  • Remove forced app usage for rewards
  • Fix online option to check points
  • Show total rewards in credit card billing statement
Show 7 more
  • Improve app stability and performance
  • Fix 'Forgot MPIN' functionality
  • Allow sending messages in contact support without character limit
  • Update app interface
  • Enable biometrics for login
  • Fix OTP expiration issue
  • Ensure app is functional before advertising

My CBC App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

VYBE by BPI

No in-app purchases

None

My CBC App

No in-app purchases

Questions

Is VYBE by BPI free?
VYBE by BPI is free to download, with no in-app purchases.
Is My CBC App free?
My CBC App is free to download, with no in-app purchases.
Which has better reviews, VYBE by BPI or My CBC App?
My CBC App is rated higher. VYBE by BPI averages 1.0 out of 5 from 57 ratings, while My CBC App averages 3.2 from 19 ratings.
Do VYBE by BPI or My CBC App have ads?
Neither VYBE by BPI nor My CBC App shows ads.
Which is updated more often, VYBE by BPI or My CBC App?
VYBE by BPI ships an update every 5 weeks, and My CBC App every 2 weeks. Most recently, VYBE by BPI was updated on November 4, 2026 and My CBC App on November 3, 2026.

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