Comparison

Umee vs OCB OMNI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Umee

Experience a modern, user-friendly digital banking platform designed for the digital generation. Manage accounts, make payments, and access customer support 24/7, all from your mobile device. Enjoy a seamless and convenient financial experience without visiting a branch.

Highlights
  • Biometric login and transaction authentication
  • Bill payments for various services
  • Mobile top-ups and scratch card purchases
  • Multiple transfer methods
  • Open and manage savings accounts
  • Account and card management
  • In-app chat and 24/7 customer support
Features
Read full description

Umee - Ứng dụng ngân hàng “ Bứt phá kỷ nguyên số” - Dành cho thế hệ số Trên phiên bản ứng dụng mới này, Umee hướng tới phục vụ nhu cầu và lợi ích của khách hàng trong thời đại số. Chỉ với 1 phút đăng ký, khách hàng trải nghiệm ngay giao diện hiện đại, thân thiện, thông minh với nhiều tiện ích vượt trội và hoàn toàn miễn phí: Hãy tải để trải nghiệm ngân hàng số vạn tính năng - trăm tiện ích mà không cần tới quầy giao dịch: • Đăng nhập/xác thực giao dịch bằng sinh trắc học • Thanh toán hóa đơn của nhiều dịch vụ trên thị trường • Nạp tiền, mua thẻ cào nhiều ưu đãi • Chuyển khoản với nhiều phương thức • Mở/Tất toán tiết kiệm trên ứng dụng dễ dàng • Quản lý tài khoản và thẻ dễ dàng • Chat giữa các tài khoản Umee ngay trên ứng dụng • Hỗ trợ dịch vụ khách hàng 24/7 ngay trên ứng dụng (chat, video call) • Tra cứu điểm giao dịch và ATM của Umee Với mục đích đem đến cho khách hàng hàng thế hệ số trong kỷ nguyên internet một phương thức giao dịch tài chính thông minh, nhanh chóng và tiện lợi nhất, Chúng tôi hy vọng giúp bạn dành nhiều thời gian hơn dành cho gia đình.

About

OCB OMNI

This digital banking app offers a modern and efficient way to manage your finances. It provides fast, secure, and convenient transactions, personalized experiences, and easy account management. Enjoy features like quick account opening, free QR code payments, and online savings management.

Highlights
  • Fast and secure transactions
  • Open accounts in 2 minutes
  • Free QR code payments
  • Online savings management
  • Personalized homepage
  • Smart OTP authentication
Features
Read full description

Digital bank of the new generation, OCB OMNI of Orient Commercial Joint Stock Bank (OCB) with a variety of financial service, products and utilities has been optimized in a simple but modern, effective way in order to personalize the experience of each customers, ensuring fast 24/7, safe, secure and convenient transactions. Smooth transaction, easy to use - Fast and seamless transaction - Easy and effortless steps - Easy to understand from the very first time Convenience in every single service - Open a nice account easily in 2 minutes - Fund transfer and make payment free by scanning your QR code - Manage and create groups of invoices to pay in just 1 time. - Open savings quickly, withdraw part or all completly online Personalization in your experiece: - Proactively install favorite transactions right on the homepage for quick and easy use - Just 1 touch to search for the information you need - Experience the financial services space and incentives made specifially for each customer - Earn unlimited membership points after each transaction to redeem attractive gifts Safe and secure Absolute security with Smart OTP transaction authentication technology following the FIDO standards, no need to remember or copy OTP codes. Along with many other products & services that make life easier. Download the OCB OMNI application and experience it now! Contact Info: Website: https://ocb.com.vn/vi/ca-nhan Hotline: 18006678 Head office: 41-45 Le Duan Street, Ben Nghe Ward, District 1, Ho Chi Minh city.

Screenshots

Umee4 screens
OCB OMNI4 screens

Verdict

The call

The clearest difference is rating: Umee at 4.4 against OCB OMNI's 3.8. Umee also leads on iOS requirement (11.0 vs 15.0). OCB OMNI's advantage is ratings volume (160 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Umee holds the better App Store score, 4.4 against 3.8. That said, the two scores are not equally well evidenced: OCB OMNI has 160 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

Umee ships an update weekly, OCB OMNI every 8 days. The most recent releases landed on September 20, 2026 and October 22, 2026 respectively.

Scorecard3 real differences · 7 level
Umee versus OCB OMNI: the parameters behind the verdict, then further details
ParameterUmeeOCB OMNI
PriceFreeFree
Rating4.4 (5 ratings) — better3.8 (160 ratings)
Positive reviews—45.0% of reviews
Number of ratings5160 — better
Update frequencyWeekly — betterEvery 8 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size243 MB868 MB
Age rating4+4+
DeveloperKienlongbankOrient Commercial Joint Stock Bank

Customer experience

Umee

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%

OCB OMNI

All ratings160 ratings
Positive70.6%
Neutral0.6%
Negative28.7%
Written reviews131 reviews
Positive45.0%
Neutral3.1%
Negative51.9%

Bugs and requests

Umee

Not enough reviews yet to summarise bugs or requests.

OCB OMNI

Reported bugs

4 issues
  • Login and authentication issues
  • Frequent app crashes and freezes
  • Unreliable fund transfers and payments
  • Compatibility problems with newer devices

Requested features

4 requests
  • Improved app stability and reliability
  • Faster and more responsive performance
  • Enhanced security measures
  • More transparent fee structure

In-app purchases

None

Umee

No in-app purchases

None

OCB OMNI

No in-app purchases

Questions

Is Umee free?
Umee is free to download, with no in-app purchases.
Is OCB OMNI free?
OCB OMNI is free to download, with no in-app purchases.
Which has better reviews, Umee or OCB OMNI?
Umee is rated higher. Umee averages 4.4 out of 5 from 5 ratings, while OCB OMNI averages 3.8 from 160 ratings.
Do Umee or OCB OMNI have ads?
Neither Umee nor OCB OMNI shows ads.
Which is updated more often, Umee or OCB OMNI?
Umee ships an update weekly, and OCB OMNI every 8 days. Most recently, Umee was updated on September 20, 2026 and OCB OMNI on October 22, 2026.

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