Umee vs OCB OMNI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Umee
Experience a modern, user-friendly digital banking platform designed for the digital generation. Manage accounts, make payments, and access customer support 24/7, all from your mobile device. Enjoy a seamless and convenient financial experience without visiting a branch.
- Biometric login and transaction authentication
- Bill payments for various services
- Mobile top-ups and scratch card purchases
- Multiple transfer methods
- Open and manage savings accounts
- Account and card management
- In-app chat and 24/7 customer support
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Umee - Ứng dụng ngân hàng “ Bứt phá kỷ nguyên số” - Dành cho thế hệ số Trên phiên bản ứng dụng mới này, Umee hướng tới phục vụ nhu cầu và lợi ích của khách hàng trong thời đại số. Chỉ với 1 phút đăng ký, khách hàng trải nghiệm ngay giao diện hiện đại, thân thiện, thông minh với nhiều tiện ích vượt trội và hoàn toàn miễn phí: Hãy tải để trải nghiệm ngân hàng số vạn tính năng - trăm tiện ích mà không cần tới quầy giao dịch: • Đăng nhập/xác thực giao dịch bằng sinh trắc học • Thanh toán hóa đơn của nhiều dịch vụ trên thị trường • Nạp tiền, mua thẻ cào nhiều ưu đãi • Chuyển khoản với nhiều phương thức • Mở/Tất toán tiết kiệm trên ứng dụng dễ dàng • Quản lý tài khoản và thẻ dễ dàng • Chat giữa các tài khoản Umee ngay trên ứng dụng • Hỗ trợ dịch vụ khách hàng 24/7 ngay trên ứng dụng (chat, video call) • Tra cứu điểm giao dịch và ATM của Umee Với mục đích đem đến cho khách hàng hàng thế hệ số trong kỷ nguyên internet một phương thức giao dịch tài chính thông minh, nhanh chóng và tiện lợi nhất, Chúng tôi hy vọng giúp bạn dành nhiều thời gian hơn dành cho gia đình.
OCB OMNI
This digital banking app offers a modern and efficient way to manage your finances. It provides fast, secure, and convenient transactions, personalized experiences, and easy account management. Enjoy features like quick account opening, free QR code payments, and online savings management.
- Fast and secure transactions
- Open accounts in 2 minutes
- Free QR code payments
- Online savings management
- Personalized homepage
- Smart OTP authentication
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Digital bank of the new generation, OCB OMNI of Orient Commercial Joint Stock Bank (OCB) with a variety of financial service, products and utilities has been optimized in a simple but modern, effective way in order to personalize the experience of each customers, ensuring fast 24/7, safe, secure and convenient transactions. Smooth transaction, easy to use - Fast and seamless transaction - Easy and effortless steps - Easy to understand from the very first time Convenience in every single service - Open a nice account easily in 2 minutes - Fund transfer and make payment free by scanning your QR code - Manage and create groups of invoices to pay in just 1 time. - Open savings quickly, withdraw part or all completly online Personalization in your experiece: - Proactively install favorite transactions right on the homepage for quick and easy use - Just 1 touch to search for the information you need - Experience the financial services space and incentives made specifially for each customer - Earn unlimited membership points after each transaction to redeem attractive gifts Safe and secure Absolute security with Smart OTP transaction authentication technology following the FIDO standards, no need to remember or copy OTP codes. Along with many other products & services that make life easier. Download the OCB OMNI application and experience it now! Contact Info: Website: https://ocb.com.vn/vi/ca-nhan Hotline: 18006678 Head office: 41-45 Le Duan Street, Ben Nghe Ward, District 1, Ho Chi Minh city.
Screenshots
Verdict
The clearest difference is rating: Umee at 4.4 against OCB OMNI's 3.8. Umee also leads on iOS requirement (11.0 vs 15.0). OCB OMNI's advantage is ratings volume (160 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Umee holds the better App Store score, 4.4 against 3.8. That said, the two scores are not equally well evidenced: OCB OMNI has 160 ratings behind it against 5, so its average is the more settled of the two.
Umee ships an update weekly, OCB OMNI every 8 days. The most recent releases landed on September 20, 2026 and October 22, 2026 respectively.
| Parameter | Umee | OCB OMNI |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (5 ratings) — better | 3.8 (160 ratings) |
| Positive reviews | — | 45.0% of reviews |
| Number of ratings | 5 | 160 — better |
| Update frequency | Weekly — better | Every 8 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 243 MB | 868 MB |
| Age rating | 4+ | 4+ |
| Developer | Kienlongbank | Orient Commercial Joint Stock Bank |
Customer experience
Umee
OCB OMNI
Bugs and requests
Umee
Not enough reviews yet to summarise bugs or requests.
OCB OMNI
Reported bugs
4 issues- Login and authentication issues
- Frequent app crashes and freezes
- Unreliable fund transfers and payments
- Compatibility problems with newer devices
Requested features
4 requests- Improved app stability and reliability
- Faster and more responsive performance
- Enhanced security measures
- More transparent fee structure
In-app purchases
Umee
No in-app purchases
OCB OMNI
No in-app purchases









