Comparison

UBCIPAY PRO vs Paysmart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBCIPAY PRO

Features
Read full description

Ce service de UBCI vous permet d’effectuer de manière facile et sécurisée et à n’importe quel moment de la journée où que vous soyez des opérations telles que : La consultation de l’historique de vos transactions . Le paiement d’un commerçant acceptant ce nouveau mode de paiement. Retrait d'argent .

About

Paysmart

Manage and pay your bills digitally with real-time bill viewing and secure online payments. Track your payment history and visualize your spending with a dedicated dashboard. Get support 24/7 for any questions or claims.

Highlights
  • Real-time bill consultation
  • Automatic favorite bill updates
  • Secure digital bill payment
  • Payment history tracking
  • Spending visualization dashboard
  • 24/7 support and claims service
Features
Read full description

Paysmart est une solution de paiement digital des factures. Elle vous offre les services suivants : - La consultation en temps réel de vos factures en ligne, ou encore de manière automatique pour la liste des favoris. - Le paiement digital qui vous permet d’accéder et de payer vos factures par carte bancaire ou par wallet de manière sécurisée, instantanée et sans frais. Prochainement d’autres services seront disponibles ainsi que d’autres facturiers. - Un historique vous permet de garder trace de vos consultations et paiements effectués en ligne. - Un tableau de bord vous aide à visualiser vos dépenses effectuées ou en attente. - Un service de réclamation est disponible 24/7 via l’espace support. Vous pouvez y poser vos questions ou déposer vos réclamations.

Screenshots

UBCIPAY PRO4 screens
Paysmart4 screens

Verdict

The call

The clearest difference is ads: UBCIPAY PRO at none against Paysmart's shown. UBCIPAY PRO also leads on iOS requirement (12.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

UBCIPAY PRO ships an update monthly, Paysmart every 2 weeks. The most recent releases landed on September 15, 2026 and July 5, 2026 respectively.

Scorecard2 real differences · 8 level
UBCIPAY PRO versus Paysmart: the parameters behind the verdict, then further details
ParameterUBCIPAY PROPaysmart
PriceFreeFree
Rating—1.0 (1 ratings) — better
Positive reviews—25.0% of reviews
Number of ratings—1 — better
Update frequencyMonthlyEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
Monetization—Ad-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size51 MB48 MB
Age rating4+4+
DeveloperUNION BANCAIRE POUR LE COMMERCE ET L'INDUSTRIESOCIETE MONETIQUE TUNISIE

In-app purchases

None

UBCIPAY PRO

No in-app purchases

None

Paysmart

No in-app purchases

Questions

Is UBCIPAY PRO free?
UBCIPAY PRO is free to download, with no in-app purchases.
Is Paysmart free?
Paysmart is free to download, with no in-app purchases.
Do UBCIPAY PRO or Paysmart have ads?
Paysmart shows ads; UBCIPAY PRO does not.
Which is updated more often, UBCIPAY PRO or Paysmart?
UBCIPAY PRO ships an update monthly, and Paysmart every 2 weeks. Most recently, UBCIPAY PRO was updated on September 15, 2026 and Paysmart on July 5, 2026.

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