Bank9ja vs Silicash
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bank9ja
A digital banking platform designed for seamless and secure daily financial activities. It allows users to set up profiles quickly, send money, buy data, and pay bills for free, with additional bonuses and cashback. No branch visits or paperwork are required.
- Profile setup in 2 minutes
- Secure passcode and biometric login
- Free money transfers
- Purchase data
- Free bill payments
- Exclusive freebies and cashback
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Bank9ja is a bank agnostic digital banking platform uniquely designed to make your daily banking activities easier, seamless and secure. Bank9ja is for everyone - employees, students, farmers, traders, everyday people, Millennials and GenZs. We have designed Bank9ja with Nigerians in mind, proudly a Nigerian product for Nigerians. Are you from 9ja, then Bank9ja is designed for you. Download, install, use, review and rate it. It's all yours to download for FREE. • Set up your profile in 2 minutes • Secure and faster login with a passcode and biometric login • Send money to any bank account or phone number in seconds for FREE (T & C apply) • Buy cheap data and stay connected • Pay bills for FREE • Enjoy multiple FREEBIES (bonus airtime, bonus betting wallet funding, cashback etc.) round the clock • No paperwork required • No need to ever visit a bank branch • More features coming soon to make your banking experience enjoyable like never before
Silicash
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At Silicash, we believe financial transactions should be fast, simple, and stress-free. That’s why we created an easy-to-use digital wallet designed to make everyday payments seamless — whether you’re transferring money, buying airtime or paying bills.
Screenshots
Verdict
The clearest difference is ads: Bank9ja at none against Silicash's shown. Silicash's advantage is update cadence (fortnightly vs every 6 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bank9ja ships an update every 6 weeks, Silicash fortnightly. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.
| Parameter | Bank9ja | Silicash |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (9 ratings) — better | — |
| Positive reviews | 18.2% of reviews | — |
| Number of ratings | 9 — better | — |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 81 MB | 47 MB |
| Age rating | 17+ | 4+ |
| Developer | 9 Payment Service Bank (9PSB) | RIZTRENDS TECHNOLOGIES LIMITED |
In-app purchases
Bank9ja
No in-app purchases
Silicash
No in-app purchases
