Comparison

MCTPay vs dtcpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MCTPay

Features
Read full description

Since 2015, MCTPAY has helped companies in Singapore to receive payments online and offline in the simplest way. Today, MCTPAY is one of the leading payment provider solutions in Singapore and South East Asia region. Combined Fiat Currency Payment and Crypto Currency Payment.

About

dtcpay

This app facilitates seamless global payments for customers and merchants using stablecoins, cash, and cards. It offers fast, secure, and cost-efficient transactions, enabling easy fund management and international transfers.

Highlights
  • Seamless stablecoin, cash, and card payments
  • Fast, secure, and cost-efficient transactions
  • Global fund management and transfers
  • Track expenses and cash flow
  • International currency conversion
Features
Read full description

dtcpay dtcpay offers customers and merchants worldwide the ability to handle stablecoin, cash, and card payments seamlessly. It is also compliant, fast, secure, and cost-efficient.

dtcpay is for everyone—whether you're a customer, merchant, or supplier located anywhere in the world. dtcpay can help you make payments, manage, and transfer funds seamlessly Payments & Transfers Make payments using dtcpay for fast transactions and allow merchants to receive their funds in their dtcpay accounts. Merchants can transfer the money to their suppliers anywhere in the world without a hassle, and at a lower cost compared to traditional remittance methods. Pay and Get Paid Make payments to your suppliers and employees and keep track of all your payments within a single app! No more messy Excel spreadsheets or complicated formulas to manage your cash flow and expenses. You can manage and track all your expenses and cash management within a single dashboard via the dtcpay platform. Transfer Without Borders Get one of the most competitive rates when transferring funds locally or internationally in different currencies, all with the click of a button. Save the hassle of physically exchanging money by using dtcpay to convert funds into your preferred currencies anytime. Important Disclosures dtcpay is a regulated Major Payment Institution (MPI), licensed by the Monetary Authority of Singapore (MAS), to conduct Digital Payment Token (DPT) services and other payment services under the Payment Services Act (PSA). dtcpay offers access to digital payment services, including stablecoin features, for eligible users. Access to these services is subject to regulatory requirements, local laws, and dtcpay’s internal compliance policies.

Stablecoin-related features are not available to all users and may be restricted based on your location, account type, and verification status. dtcpay does not provide financial, legal, or investment advice, and users are responsible for ensuring their use of these services complies with applicable regulations.

The value and availability of stablecoins may fluctuate and carry risks. By using dtcpay, you acknowledge and accept these risks and agree to use the services in accordance with our terms.

For full eligibility requirements, service details, and risk disclosures, please visit: https://dtcpay.com Address: 139 Cecil St, #08-01 Singapore 069539 Phone Number: +65 8500 0000 Email Address: support@dtcpay.com

Screenshots

dtcpay4 screens

Verdict

The call

The clearest difference is iOS requirement: dtcpay at 15.6 against MCTPay's 17.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MCTPay ships an update every 10 days, dtcpay every 2 weeks. The most recent releases landed on September 15, 2026 and September 23, 2026 respectively.

Scorecard1 real difference · 9 level
MCTPay versus dtcpay: the parameters behind the verdict, then further details
ParameterMCTPaydtcpay
PriceFreeFree
Rating3.4 (10 ratings) — better
Positive reviews0.0% of reviews
Number of ratings10 — better
Update frequencyEvery 10 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.415.6 — better
Further details — not scored
Size9 MB198 MB
Age rating4+4+
DeveloperMOBILE COMMUNITY TECH PTE LTDDIGITAL TREASURES CENTER PTE. LTD

In-app purchases

None

MCTPay

No in-app purchases

None

dtcpay

No in-app purchases

Questions

Is MCTPay free?
MCTPay is free to download, with no in-app purchases.
Is dtcpay free?
dtcpay is free to download, with no in-app purchases.
Do MCTPay or dtcpay have ads?
Neither MCTPay nor dtcpay shows ads.
Which is updated more often, MCTPay or dtcpay?
MCTPay ships an update every 10 days, and dtcpay every 2 weeks. Most recently, MCTPay was updated on September 15, 2026 and dtcpay on September 23, 2026.

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