Comparison

MCTPay vs MTM Rewards

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

MCTPay

Secure Global Payment Gateway

Streamlined Debit Payments

Free

💰 Finance

No ratingsView app →

About

MCTPay

Features

Read full description

Since 2015, MCTPAY has helped companies in Singapore to receive payments online and offline in the simplest way. Today, MCTPAY is one of the leading payment provider solutions in Singapore and South East Asia region. Combined Fiat Currency Payment and Crypto Currency Payment.

About

MTM Rewards

Features

Read full description

Welcome to MTM Rewards, the one-stop solution for corporations seeking streamlined, secure, and efficient payment services. We specialize in offering acquiring and card issuing services, virtual accounts, and remittance services, enabling businesses to enhance their transactions with resellers and partners, leading to elevated business operations and enhanced partnerships.

Screenshots

MTM Rewards4 screens

Verdict

The call

The clearest difference is update cadence: MCTPay at every 10 days against MTM Rewards's every 3 weeks. MTM Rewards's advantage is iOS requirement (15.1 vs 17.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MCTPay ships an update every 10 days, MTM Rewards every 3 weeks. The most recent releases landed on October 3, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 4 level

MCTPay versus MTM Rewards: the parameters behind the verdict, then further details
Parameter	MCTPay	MTM Rewards
Price	Free	Free
Update frequency	Every 10 days — better	Every 3 weeks
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad	iPhone, iPod
Requires iOS	17.4	15.1 — better
Further details — not scored
Size	9 MB	33 MB
Age rating	4+	17+
Developer	MOBILE COMMUNITY TECH PTE LTD	MTM PAYMENTS PTE. LTD.

In-app purchases

None

MCTPay

No in-app purchases

None

MTM Rewards

No in-app purchases

Questions

Is MCTPay free?

MCTPay is free to download, with no in-app purchases.

Is MTM Rewards free?

MTM Rewards is free to download, with no in-app purchases.

Do MCTPay or MTM Rewards have ads?

Neither MCTPay nor MTM Rewards shows ads.

Which is updated more often, MCTPay or MTM Rewards?

MCTPay ships an update every 10 days, and MTM Rewards every 3 weeks. Most recently, MCTPay was updated on October 3, 2026 and MTM Rewards on October 15, 2026.