Comparison

MyVIB vs SHB SAHA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyVIB

This digital banking app offers a simplified and optimized financial experience. It features a high-interest Super Account, AI-driven personalized financial management, and a comprehensive payment ecosystem with over 100 integrated services. Users can also access an AI financial assistant and exclusive rewards.

Highlights
  • Super Account with high daily interest
  • AI-powered personalized financial management
  • Over 100 integrated financial services
  • AI financial assistant (ViePro GenAI)
  • Exclusive rewards and vouchers
  • Online account opening in 3 minutes
Features
Read full description

MyVIB is the Digital Banking app of the Vietnam International Bank (VIB), developed with the philosophy of "Simplicity in Banking," providing a simple, optimized financial experience that helps you maximize your benefits. Super Account – Maximize Your Benefits Enjoy the exclusive benefits of the Super Account, which offers up to 4.3% annual interest per day. It helps awaken idle funds while ensuring the flexibility to withdraw, transfer, and make payments at any time without affecting accumulated profits. Smart, Personalized Financial Management AI Financial Management technology elevates your personalized experience, enabling smart financial planning, automatic analysis, and accurate suggestions that optimize your financial decisions. Comprehensive Digital Payment Ecosystem – Maximizing Your Experience Explore the ecosystem with over 100 financial services integrated into a single app, offering unmatched convenience: from transfers, deposits, credit card management, bill payments (electricity, water, ADSL) to booking flights, hotels, and buses. Your Exclusive Rewards World – MyVIB Rewards Unlock an exclusive world of offers with attractive promotions and a diverse range of vouchers, personalized to your preferences, helping you spend smarter and save more. Your 24/7 AI Financial Assistant ViePro GenAI, your AI-powered financial assistant, always by your side, providing precise and timely insights to address a wide range of financial information, delivering an unparalleled and transformative experience. Download the app, open your account online in just 3 minutes without visiting a branch. Explore MyVIB today! Head Office: Sailing Tower Building, 111A Pasteur, Ben Nghe, District 1, Ho Chi Minh City.

About

SHB SAHA

This secure digital banking platform offers a seamless experience for managing your finances. It provides tools for personal financial management, comprehensive payment options, and features for saving, lending, and investment to help you reach your financial goals.

Highlights
  • Secure banking interactions
  • Personal financial management tools
  • Comprehensive payment methods
  • Saving, lending, and investment features
  • Personalized banking experiences
  • Offers and promotions
Features
Read full description

Beginning 2023, SHB launched SHB SAHA, the Bank's secure, feature-rich, and seamless digital banking platform. SHB SAHA provides customers with: - Peace of Mind: SHB SAHA has internationally recognised systems designed to ensure all your banking interactions are safe and secure - Smarter Banking: SHB SAHA helps you easily manage your banking with personal financial management tools, comprehensive payment methods, and regular offers and promotions - Financial Control: SHB SAHA has saving, lending and investment features to help you understand, set, and reach your financial goals - Personalised Experience: SHB SAHA offers personalised banking experiences to match your unique needs and preferences Download SHB SAHA now to access the secure, feature-rich, and seamless digital banking experiences.

Screenshots

MyVIB4 screens
SHB SAHA4 screens

Verdict

The call

The clearest difference is rating: MyVIB at 3.5 against SHB SAHA's 3.2. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MyVIB holds the better App Store score, 3.5 against 3.2. Both are backed by a comparable volume of ratings — 193 and 67 respectively. Written reviews point the same way: 32% of MyVIB's written reviews are positive against 25% of SHB SAHA's.

UpkeepUpdate frequency

MyVIB ships an update every 2 weeks, SHB SAHA every 3 weeks. Both last shipped on November 7, 2026.

Scorecard1 real difference · 9 level
MyVIB versus SHB SAHA: the parameters behind the verdict, then further details
ParameterMyVIBSHB SAHA
PriceFreeFree
Rating3.5 (193 ratings) — better3.2 (67 ratings)
Positive reviews31.9% of reviews — better25.0% of reviews
Number of ratings193 — better67
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size450 MB299 MB
Age rating17+17+
DeveloperVIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANKSAI GON - HA NOI COMMECIAL JOINT STOCK BANK

Customer experience

MyVIB

All ratings190 ratings
Positive61.6%
Neutral2.6%
Negative35.8%
Written reviews69 reviews
Positive31.9%
Neutral4.3%
Negative63.8%

SHB SAHA

All ratings67 ratings
Positive52.2%
Neutral4.5%
Negative43.3%
Written reviews28 reviews
Positive25.0%
Neutral10.7%
Negative64.3%

Bugs and requests

MyVIB

Reported bugs

10 issues
  • App crashes and won't open
  • OTP verification fails repeatedly
  • Transferred money not reflecting in account
  • Transaction timestamps incorrect
  • Login failures after app upgrade
Show 5 more
  • Account locked after forced update
  • Payment processing shows success but money not received
  • App freezes during transactions
  • SmartOTP malfunction
  • Unable to access account after version 2.0 upgrade

Requested features

8 requests
  • Search function for transaction history
  • English language support
  • Save recipient account numbers
  • Promo code input field
  • Apple Pay integration
Show 3 more
  • Transaction history in Apple Wallet
  • Rollback to previous app version
  • More QR code payment options

SHB SAHA

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MyVIB

No in-app purchases

None

SHB SAHA

No in-app purchases

Questions

Is MyVIB free?
MyVIB is free to download, with no in-app purchases.
Is SHB SAHA free?
SHB SAHA is free to download, with no in-app purchases.
Which has better reviews, MyVIB or SHB SAHA?
MyVIB is rated higher. MyVIB averages 3.5 out of 5 from 193 ratings, while SHB SAHA averages 3.2 from 67 ratings.
Do MyVIB or SHB SAHA have ads?
Neither MyVIB nor SHB SAHA shows ads.
Which is updated more often, MyVIB or SHB SAHA?
MyVIB ships an update every 2 weeks, and SHB SAHA every 3 weeks. Most recently, MyVIB was updated on November 7, 2026 and SHB SAHA on November 7, 2026.

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