MyVIB vs Onfa Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyVIB
This digital banking app offers a simplified and optimized financial experience. It features a high-interest Super Account, AI-driven personalized financial management, and a comprehensive payment ecosystem with over 100 integrated services. Users can also access an AI financial assistant and exclusive rewards.
- Super Account with high daily interest
- AI-powered personalized financial management
- Over 100 integrated financial services
- AI financial assistant (ViePro GenAI)
- Exclusive rewards and vouchers
- Online account opening in 3 minutes
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MyVIB is the Digital Banking app of the Vietnam International Bank (VIB), developed with the philosophy of "Simplicity in Banking," providing a simple, optimized financial experience that helps you maximize your benefits. Super Account – Maximize Your Benefits Enjoy the exclusive benefits of the Super Account, which offers up to 4.3% annual interest per day. It helps awaken idle funds while ensuring the flexibility to withdraw, transfer, and make payments at any time without affecting accumulated profits. Smart, Personalized Financial Management AI Financial Management technology elevates your personalized experience, enabling smart financial planning, automatic analysis, and accurate suggestions that optimize your financial decisions. Comprehensive Digital Payment Ecosystem – Maximizing Your Experience Explore the ecosystem with over 100 financial services integrated into a single app, offering unmatched convenience: from transfers, deposits, credit card management, bill payments (electricity, water, ADSL) to booking flights, hotels, and buses. Your Exclusive Rewards World – MyVIB Rewards Unlock an exclusive world of offers with attractive promotions and a diverse range of vouchers, personalized to your preferences, helping you spend smarter and save more. Your 24/7 AI Financial Assistant ViePro GenAI, your AI-powered financial assistant, always by your side, providing precise and timely insights to address a wide range of financial information, delivering an unparalleled and transformative experience. Download the app, open your account online in just 3 minutes without visiting a branch. Explore MyVIB today! Head Office: Sailing Tower Building, 111A Pasteur, Ben Nghe, District 1, Ho Chi Minh City.
Onfa Wallet
A cryptocurrency wallet for storing, managing, and trading various digital assets. Offers a convenient and versatile platform for all your crypto needs.
- Store cryptocurrencies
- Manage digital assets
- Trade various cryptocurrencies
- Versatile platform
- Convenient user experience
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Onfa is a versatile and convenient cryptocurrency wallet that allows users to store, manage, and trade various cryptocurrencies with ease.
Screenshots
Verdict
The clearest difference is review sentiment: Onfa Wallet at 91% against MyVIB's 32%. Onfa Wallet also leads on rating (5.0 vs 3.5). MyVIB's advantage is update cadence (every 2 weeks vs every 2 months) and ratings volume (191 vs 8). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Onfa Wallet holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: MyVIB has 191 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 32% of MyVIB's written reviews are positive against 91% of Onfa Wallet's.
MyVIB ships an update every 2 weeks, Onfa Wallet every 2 months. Both last shipped on October 24, 2026.
| Parameter | MyVIB | Onfa Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (191 ratings) | 5.0 (8 ratings) — better |
| Positive reviews | 31.9% of reviews | 90.7% of reviews — better |
| Number of ratings | 191 — better | 8 |
| Update frequency | Every 2 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 435 MB | 23 MB |
| Age rating | 17+ | 4+ |
| Developer | VIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANK | ONFA FinTech USA Corporation |
Customer experience
MyVIB
Onfa Wallet
User reviews
MyVIB
From 191 App Store ratingsWhat we love
- 👍 User-friendly interface and easy to use
- 🚀 Fast transaction processing
- 🎨 Clean and attractive design
- 💳 Comprehensive banking features
- 📱 All-in-one banking app
Room to improve
- 🐛 Frequent app crashes and errors
- 😤 Intrusive pop-up advertisements
- ⏱️ Slow performance and lag issues
- 📞 Poor customer support quality
- 💰 Unexpected fees and charges
Onfa Wallet
From 8 App Store ratingsWhat we love
- ❤️ Absolutely wonderful
- 🚀 Many technological applications and easy to use
- 📈 Clear and stable journey, reasonable profits
- 👍 Friendly interface, clear information
- ✨ Smooth and stable, excellent
Room to improve
- 🐛 Needs many adjustments
- ⚠️ Problem, cannot buy or sell
- 🚩 Scam, multi-level marketing
- 🚩 Financial multi-level marketing project, scam, recruiting community to invest
- 🚩 Scam app, multi-level model
Bugs and requests
MyVIB
Reported bugs
10 issues- App crashes and won't open
- OTP verification fails repeatedly
- Transferred money not reflecting in account
- Transaction timestamps incorrect
- Login failures after app upgrade
Show 5 moreShow fewer
- Account locked after forced update
- Payment processing shows success but money not received
- App freezes during transactions
- SmartOTP malfunction
- Unable to access account after version 2.0 upgrade
Requested features
8 requests- Search function for transaction history
- English language support
- Save recipient account numbers
- Promo code input field
- Apple Pay integration
Show 3 moreShow fewer
- Transaction history in Apple Wallet
- Rollback to previous app version
- More QR code payment options
Onfa Wallet
Reported bugs
3 issues- Cannot buy or sell
- Login screen freezes
- Incompatible with older devices
Requested features
3 requests- Needs more ecosystems
- Dark mode option
- Advanced analytics dashboard
In-app purchases
MyVIB
No in-app purchases
Onfa Wallet
No in-app purchases
