Xward Pay vs Moneygate
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Xward Pay
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Xward Pay is a modern bank which provides the customers with a progressive tool of personal banking. Weโve put in all our experience into creating the most convenient mobile app. Simple transfers, paying utility bills, a functional statement, and card settings which meant going to the bank office are now in your pocket!
Moneygate
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Moneygate mobile banking app enables Moneygate's customers to perform their everyday banking from their mobile devices. Using the Moneygate app you can quickly gain access to your accounts securely using Face ID or Biometrics, check your account balances, make payments or exchange currency on the go. Using Moneygate app you can also download account certificates, statements or transfer receipts to your mobile device.
Screenshots
Verdict
The clearest difference is update cadence: Moneygate at fortnightly against Xward Pay's every 3 months. Xward Pay's advantage is iOS requirement (13.4 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Xward Pay ships an update every 3 months, Moneygate fortnightly. The most recent releases landed on September 19, 2026 and September 12, 2026 respectively.
| Parameter | Xward Pay | Moneygate |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Fortnightly โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.4 โ better | 18.0 |
| Further details โ not scored | ||
| Size | 69 MB | 59 MB |
| Age rating | 4+ | 17+ |
| Developer | Xward Pay Inc | MoneyGate |
In-app purchases
Xward Pay
No in-app purchases
Moneygate
No in-app purchases







