Comparison

Xward Pay vs Moneygate

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Xward Pay

Features
Read full description

Xward Pay is a modern bank which provides the customers with a progressive tool of personal banking. Weโ€™ve put in all our experience into creating the most convenient mobile app. Simple transfers, paying utility bills, a functional statement, and card settings which meant going to the bank office are now in your pocket!

About

Moneygate

Features
Read full description

Moneygate mobile banking app enables Moneygate's customers to perform their everyday banking from their mobile devices. Using the Moneygate app you can quickly gain access to your accounts securely using Face ID or Biometrics, check your account balances, make payments or exchange currency on the go. Using Moneygate app you can also download account certificates, statements or transfer receipts to your mobile device.

Screenshots

Xward Pay4 screens
Moneygate4 screens

Verdict

The call

The clearest difference is update cadence: Moneygate at fortnightly against Xward Pay's every 3 months. Xward Pay's advantage is iOS requirement (13.4 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Xward Pay ships an update every 3 months, Moneygate fortnightly. The most recent releases landed on September 19, 2026 and September 12, 2026 respectively.

Scorecard2 real differences ยท 4 level
Xward Pay versus Moneygate: the parameters behind the verdict, then further details
ParameterXward PayMoneygate
PriceFreeFree
Update frequencyEvery 3 monthsFortnightly โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.4 โ€” better18.0
Further details โ€” not scored
Size69 MB59 MB
Age rating4+17+
DeveloperXward Pay IncMoneyGate

In-app purchases

None

Xward Pay

No in-app purchases

None

Moneygate

No in-app purchases

Questions

Is Xward Pay free?
Xward Pay is free to download, with no in-app purchases.
Is Moneygate free?
Moneygate is free to download, with no in-app purchases.
Do Xward Pay or Moneygate have ads?
Neither Xward Pay nor Moneygate shows ads.
Which is updated more often, Xward Pay or Moneygate?
Xward Pay ships an update every 3 months, and Moneygate fortnightly. Most recently, Xward Pay was updated on September 19, 2026 and Moneygate on September 12, 2026.

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