Everyday Payments vs Budtrack

Make your financial future bright. Get paid Everyday Get your hands on the financial app that makes sure you never wait for your hard-earned money again. What is this app for? Everyday was designed to empower your financial well-being with instant access to your pay. Each day that you work, your employer can enable payment right after your shift, directly to your app. Everyday is your personalized and secure virtual wallet, paired with a card that syncs directly with your Apple Pay. Whether you've earned gratuities, wages, commissions or bonuses, your money is directly deposited in the app through your mobile wallet, and you can spend your funds immediately. For earnings like tips, bonuses and commissions, your employer can send your money instantly to your wallet. For wages, you can build up a percentage of your earned wages as you complete a shift, each working day. You're in the financial driver's seat and can choose how much of your wages you'd like to receive, instantly. On payday, you will be paid as you would normally, less the amount of money that you accessed early. Our mission Helping you make your financial future bright with financial tools to help you earn, spend, save and build your financial well-being. Fits your wallet & lifestyle Use the money to spend, save, play and go - anytime, anywhere. There are no monthly or annual fees. Money that makes money with Rewards Get cash back on the brands you love when you shop at partner brands. Spending insights that help you stay on track Get monthly or weekly insights on your spending, automatically categorized to help you budget. Send money to friends & family Send Interac e-Transfers to any external bank account. Keep your money secure Mastercard's Zero Liability protection backs your money. Plus, if you ever lose your card, you can lock it in the app until you get a new one. How to get started Setting up your account is quick and easy. Once you receive your employer invitation, you'll create your account using either your mobile number or email. You'll be prompted to create your password and activate your card by scanning its QR code. Your employer can begin loading your wallet instantly with money earned from tips, commissions, etc. If you are using Everyday for instant access to your wages, you'll be able to access a portion of your earnings as you earn them, after each working day before payday. Time to join hundreds of thousands of Everyday members who are enjoying the benefits of instant and convenient access to their money, any day. Everyday is part of the Everyday Payments Inc. family of products. Trusted by nearly over 200,000 members across North America, Everyday Payments Inc. is a leading payments provider, providing financial solutions to help both employees and employers alike. The results are a happy team and a more efficient business. It's a win-win. How will it benefit my financial health? Cash flow management isn't just for businesses. Everyone could use a little support with their personal finances. Everyday gives you faster access to the money you've earned so you can cover any expense, anytime, anywhere. Sounds great. What's the catch? No catch. We want to put money in your pocket at the end of your hard-working day. That's why your Everyday app & card are free for you. No fees to spend your money (just like cash). And if you need cash IRL, stop at one of our in-network ATMs for free (list available in-app). Get help when you need it Contact us at hello@everydaypayments.ca if you have any questions

Budtrack is built around one simple idea: set a spending limit for your cycle, track what you spend, and try to stay under it. Choose weekly, bi-weekly, or monthly — whatever rhythm works for you, whether that's aligned with payday or not. That's the whole system. No envelopes. No category budgets. No hour-long setup. HOW IT WORKS 1. Choose your spending cycle (weekly, bi-weekly, or monthly) 2. Set your spending limit for that cycle 3. Log transactions and watch what's left — before the cycle resets Your home screen widget shows how much you have left to spend and how many days until your cycle ends. FEATURES • Spending limit by cycle — Weekly, bi-weekly, or monthly. Set your cap and start fresh each cycle. • At a glance — Limit, spent, and remaining on your home screen, updated as you go. • Log transactions — Add purchases manually or sync from your bank. • Previous cycles — Review past cycles and see if you stayed under your limit. • Streaks — Track how many cycles in a row you've stayed on track. • Spending insights — Charts and category breakdowns to see where your money went. • AI tips — Personalized suggestions based on your spending patterns. • Subscription tracking — Recurring charges and your monthly total in one place. • Home screen widget — Check what's left without opening the app. • Spending alerts — Get notified when you're nearing or over your limit. • CSV export — Download your transaction history. • Light and dark mode — Follows your system setting or choose manually. WHO IT'S FOR Budtrack is for people who want a simple spending cap — not a spreadsheet. Whether you budget by the week, every two weeks, or by the month, you get a clear spending limit to stay under and a view of what's left. If you've ever wondered "How much can I still spend?" instead of "Which category does this belong in?", this is your app. Download Budtrack and take control of your spending.