Comparison

TilgentTrust vs Chaaq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TilgentTrust

This mobile wallet allows users to manage their finances, make payments, and access banking services. It facilitates new account openings, deposits, withdrawals, and peer-to-peer transactions, aiming for greater financial inclusion.

Highlights
  • New account opening
  • Deposit and withdrawal
  • Person-to-person payments
  • Merchant payments
  • Airtime top-up
  • Bill payments
  • Digital marketplace
Features
Read full description

The TilgentTrust Mobile Wallet, powered by Tilgent Pay, allows TilgentCapital Trust customers to access supported wallet and payment services from their mobile device. Customers can sign in to view wallet account information, make supported payments, receive payments, generate and scan QR payment codes, manage contacts, view payment activity, submit support tickets, and access available bank wire form services. The app is designed to provide a convenient mobile channel for TilgentTrust customers to manage supported wallet services securely and efficiently. FEATURES Account Access – Customers can securely sign in and view wallet account information. Payments – Customers can make supported payments and review payment activity. Receive Payments – Customers can receive payments and use QR payment tools where available. Contacts and Tickets – Customers can manage contacts and submit support requests. Bank Wire Form – Customers can access bank wire form services where enabled.

About

Chaaq

Read full description

Chaaq makes shared money simple. Track expenses with friends, split bills in groups, and run transparent savings circles, all in one beautifully designed app. Whether you're splitting rent with roommates, settling up after a trip, or running a rotating savings group with family, Chaaq keeps everyone on the same page without the awkward "who owes what" conversations. SPLIT WITH ANYONE Track one-on-one balances and settle up in any currency Split equally, by percentage, by shares, or exact amounts Add receipts, notes, and payment records to every expense GROUPS FOR ANY PLAN Create a group for a trip, a shared flat, an event, or a project Add members and log expenses, and Chaaq works out who owes what automatically Simplify debts so everyone settles with the fewest payments SAVINGS CIRCLES, FULLY TRANSPARENT Start a savings circle (chit fund) with friends, family, or colleagues Collect monthly contributions and track every cycle and payment Each cycle, one member receives the pool in an order the group sets or on a set schedule Every member receives the pool exactly once, and everyone sees the same records STAY ON TOP OF EVERYTHING Reminders so no payment slips through A clear activity feed of who paid what, and when Works across currencies for friends and family anywhere Chaaq is built for clarity and trust, so money never gets in the way of your relationships.

Screenshots

TilgentTrust4 screens
Chaaq4 screens

Verdict

The call

The clearest difference is update cadence: Chaaq at weekly against TilgentTrust's every 52 months. TilgentTrust's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 17.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

TilgentTrust ships an update every 52 months, Chaaq weekly. The most recent releases landed on October 14, 2026 and October 10, 2026 respectively.

Scorecard3 real differences · 6 level
TilgentTrust versus Chaaq: the parameters behind the verdict, then further details
ParameterTilgentTrustChaaq
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 52 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better17.6
Further details — not scored
Size11 MB22 MB
Age rating4+4+
DeveloperTilgent Capital TrustCapraTrail Studios LLP

In-app purchases

None

TilgentTrust

No in-app purchases

None

Chaaq

No in-app purchases

Questions

Is TilgentTrust free?
TilgentTrust is free to download, with no in-app purchases.
Is Chaaq free?
Chaaq is free to download, with no in-app purchases.
Do TilgentTrust or Chaaq have ads?
Neither TilgentTrust nor Chaaq shows ads.
Which is updated more often, TilgentTrust or Chaaq?
TilgentTrust ships an update every 52 months, and Chaaq weekly. Most recently, TilgentTrust was updated on October 14, 2026 and Chaaq on October 10, 2026.

Other comparisons