Comparison

BSB vs Искра | БНБ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BSB

Manage personal and business finances in a single application. Access card management, view transaction history with filtering, and perform card-to-card currency exchanges.

Highlights
  • Personal and business account management
  • Card management and ordering
  • Favorite and auto-payments
  • Transaction history with filtering
  • Card-to-card currency exchange
Features
Read full description

New 2-in-1 mobile app. Manage your personal finances and business accounts in one app. • Instant access to full BSB Bank cards management; • Updated card ordering; • Favourite payments and auto-payments; • Updated transaction history of all your payments, transfers and transactions in one section. Find the ones you need using the filter; • Card-to-card currency exchange online at the best rates.

About

Искра | БНБ

Manage your finances with a user-friendly online banking app. Open accounts, make payments, exchange currency, and apply for loans easily. Track your spending and get 24/7 support.

Highlights
  • Open cards, accounts, and deposits
  • Make payments and transfers
  • Exchange currency at favorable rates
  • Manage accounts and cards
  • Apply for and pay off loans
  • Track finances with statements and history
  • Get online consultations 24/7
Features
Read full description

Искра — простой и удобный онлайн-банкинг от БНБ-Банка. Пользуйтесь банковскими услугами всего в пару кликов! С Искрой легко: - открывать карты, счета и вклады; - совершать платежи и денежные переводы; - менять валюту по выгодному курсу; - управлять счетами и картами; - оформлять кредиты и вносить оплату по ним; - контролировать движение финансов с помощью выписки и истории транзакций; - получать онлайн-консультации в любое время. Все, что нужно и даже больше — всегда под рукой: Карточки с манибэком — цифровые и пластиковые, оформляются за минуту. Цифровые доступны сразу: пополняйте и привязывайте их к электронному кошельку. Оплаты мгновенно отображаются в push-уведомлениях — узнавайте о них в режиме реального времени. Кредиты онлайн для любых целей. Получите ответ на заявку в течение часа! Вклады — мгновенное оформление и удобное пополнение. Обмен валюты — без очередей, прямо в телефоне. Пользуйтесь лучшим курсом при обмене между своими счетами. Платежи — создавайте удобные шаблоны, оплачивайте по QR-коду, отслеживайте операции мгновенно. Автооплата — настройте расписание для регулярных платежей, они будут проводиться автоматически. Переводы — с карты на карту, по номеру телефона, мгновенные платежи. Управляйте финансами легко! Поддержка — умный чат-бот на связи 24/7, а специалист — в один клик. Все это — сразу после регистрации в приложении. Просто попробуйте!

Screenshots

BSB4 screens
Искра | БНБ4 screens

Verdict

The call

The clearest difference is review sentiment: BSB at 92% against Искра | БНБ's 14%. BSB also leads on rating (4.2 vs 2.0) and update cadence (weekly vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BSB holds the better App Store score, 4.2 against 2.0. Both are backed by a comparable volume of ratings — 19 and 43 respectively. Written reviews point the same way: 92% of BSB's written reviews are positive against 14% of Искра | БНБ's.

UpkeepUpdate frequency

BSB ships an update weekly, Искра | БНБ every 3 weeks. Both last shipped on October 27, 2026.

Scorecard5 real differences · 5 level
BSB versus Искра | БНБ: the parameters behind the verdict, then further details
ParameterBSBИскра | БНБ
PriceFreeFree
Rating4.2 (19 ratings) — better2.0 (43 ratings)
Positive reviews91.5% of reviews — better14.1% of reviews
Number of ratings1943 — better
Update frequencyWeekly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better16.0
Further details — not scored
Size263 MB358 MB
Age rating4+17+
DeveloperJSC BSB BankBNB-BANK, OAO

Customer experience

BSB

All ratings19 ratings
Positive78.9%
Neutral5.3%
Negative15.8%
Written reviews59 reviews
Positive91.5%
Neutral1.7%
Negative6.8%

Искра | БНБ

All ratings43 ratings
Positive20.9%
Neutral2.3%
Negative76.7%
Written reviews92 reviews
Positive14.1%
Neutral3.3%
Negative82.6%

In-app purchases

None

BSB

No in-app purchases

None

Искра | БНБ

No in-app purchases

Questions

Is BSB free?
BSB is free to download, with no in-app purchases.
Is Искра | БНБ free?
Искра | БНБ is free to download, with no in-app purchases.
Which has better reviews, BSB or Искра | БНБ?
BSB is rated higher. BSB averages 4.2 out of 5 from 19 ratings, while Искра | БНБ averages 2.0 from 43 ratings.
Do BSB or Искра | БНБ have ads?
Neither BSB nor Искра | БНБ shows ads.
Which is updated more often, BSB or Искра | БНБ?
BSB ships an update weekly, and Искра | БНБ every 3 weeks. Most recently, BSB was updated on October 27, 2026 and Искра | БНБ on October 27, 2026.

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