Send App (Prev. Send) vs Secured pay

What does it matter in Lagos, Nairobi, Addis Ababa, or London? Use Send App to quickly and reliably send money to local bank accounts and even mobile money wallets whenever you want. GUARANTEED GLOBAL TRANSFERS Powered by Africa’s largest payments provider, Send App gets your money transfers settled in minutes–or days depending on the payment method. Regardless, your transfers will always hit home to serve the need they were meant for. NO BARRIERS: MULTI-COUNTRY SUPPORT English or French? We speak both fluently and will add more. So, pick a language you are comfortable with and start making instant money transfers within countries like the UK, US, Nigeria, Kenya, Germany, Ireland, Cote D’Ivoire, and Ethiopia. CHOOSE HOW YOU PAY Make transfers from your bank account, with card payments or Apple Pay. What else? You can securely save cards and make future transfers with a few taps. No stress! NEVER GET LOST Aside from our global support team–manned by actual people–you have an in-app assistant that gives fast answers to questions you might have. NO TRANSACTION FEE Send money to your loved ones without any transaction fees. Enjoy seamless transfers at no cost. SEND APP IS SECURE AND SAFE Send App is powered by Flutterwave - Africa’s largest payment network - using the same infrastructure that powers some of the biggest companies in the world. ISO 27001 & 22301 Certification Flutterwave is ISO ISO 27001 & 22301 certified, which means that we have acceptable business practices and processes, including a robust business continuity plan. PA DSS & PCI DSS Compliant This certification is proof that Flutterwave as a payment gateway processor, has satisfied the highest level of Security Audit and authorizations. LEGAL AND ADDRESSES United Kingdom Flutterwave UK Limited with Registration No. 10593971 and Registered Address: 41 Luke Street, London, United Kingdom EC2A 4DP, is registered with the Financial Conduct Authority as an EMD Agent (Ref. No 902084), of PayrNet Limited, an Electronic Money Institution authorized and regulated by the Financial Conduct Authority (Ref. No 900594) for the issuance of electronic money and payment services. Your account and related payment services are provided by PayrNet Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 - for more information please see: https://www.fca.org.uk/firms/emi-payment-institutions-safeguarding-requirements. Lithuania Flutterwave (LITHUANIA) Limited, a private legal person with limited civil liability UAB "Flutterwave/Client" registered under the laws of Lithuania with Registration No. 305630842 and Registered Address: Vilniaus g.31, LT-01402 Vilnius. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see: https://www.eba.europa.eu/regulation-and-policy/single-rulebook/interactive-single-rulebook/5482 Canada Send App by Flutterwave is regulated by FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), located at 15 Wellesley Street West, Suite 313c, Toronto, Ontario M4y 0g7. You can contact FINTRAC at +1-877-701-0555. We process inbound remittances through licensed partnerships with FINTRAC as a Money Service Business.

Secured Pay is a fintech platform designed to simplify and secure cross-border transactions for individuals, SMEs, and importers. The platform enables users to send, receive, and manage international payments efficiently while reducing the risks commonly associated with global trade and money transfers. Secured Pay provides secure international payment solutions with features such as escrow protection, receiver confirmation, and transaction tracking to improve trust and transparency in cross-border commerce. The built-in escrow system helps protect both buyers and sellers by securely holding funds until transaction conditions are fulfilled. Receiver confirmation through SMS, email, or messaging channels adds an extra layer of verification before payments are finalized. The platform is designed with strong compliance and security standards, including KYC verification, fraud prevention measures, and advanced account protection systems. Secured Pay offers a simple and user-friendly experience for businesses and individuals managing international supplier payments, remittances, and global business transactions.